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Hi i have a question for you guys well one me and my wife just got married like a year and half ago and lets go to say neither one of us had really good credit well i did but me losing my house caused my score to go down this was before me and her married but now we are building a family and we want to be able to raise our kids in a nice and stable environment but i know for a fact that no banks will look at us for a home loan. we are also in the process of filing bankruptcy to straighten our credit so that we can buy a home. where should start from and would filing bankruptcy be the right thing to do
Dear Kenny,
Thank you for your question. Bankruptcy can be an option for you, however with the new lending standards, it's going to be very difficult to borrow money. At this point you need to start rebuilding credit, and taking care of the past mistakes.
Ontrack Financial Group can assist amending past mistakes, while you rebuild your credit history without filing bankruptcy.
Start rebuilding your credit now and win $5000.00 to help pay off bills. Copy and past the following link
http://affiliate.acntracker.com/rd/r.php?sid=16&pub=620922&c1=ontrackfinancialgr...
Using the our Prepaid Visa and Prepaid MasterCard card can help you build your credit history in two ways. First, pay your bills online for free to save time, money, and demonstrate your credit worthiness. Our free credit builder program reports your bill payment history to PRBC, a credit bureau.
Second, use the AccountNow iAdvance Line of Credit – a sensible borrowing alternative to payday loans. The iAdvance Line of Credit is a short term loan program that is easy to get and cost less than a payday loan. When you pay back the loan, we will report your payment history to the major credit bureaus.
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Answers by Expert:
Ontrack Financial Group llc
Expertise
With the credit market on a brink of collapse, the future of having good credit will be paramount. Loans will be near impossible to obtain with strict lending practices around the corner. Debt collectors and Law offices will use even stronger tactics to recover more of your hard earned money. Protecting you and your credit has to be a top priority. In 2000 Ontrack Financial Group llc founded the credit arbitration movement. More and more companies entered into the arena and new business models joined old ones. Only one company has the attitute and aptitude to truly assist our clients. Ontrack Financial Group llc is that company! With our proven credit arbitration solution, you can become Charged Off Debt free within three years or less. Our clients have eliminated their Charged Off Debts with our service and avoided communication with collection agencies and law offices in the process. Since the inception of Ontrack Financial Group™, we have continued assisting our nation-wide clientele with their burdensome unsecured debt and has enrolled thousands clients in its programs, managing millions of debt for its clients without one complaint. Ontrack Financial Group™ is a for-profit, private company and is not affiliated with the credit bureaus or the credit industry. As a result, our services are unbiased and independent, which allows us to better serve the consumer.
Experience
Please read about us at Https://www.OntrackFinancialGroup.com
Education/Credentials
Banking & Finance
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