AllExperts > Creditors and Bankruptcy Q`s 
Search      
Creditors and Bankruptcy Q`s
Volunteer
Answers to thousands of questions
 Home · More Creditors and Bankruptcy Q`s Questions · Answer Library  · Encyclopedia ·
More Creditors and Bankruptcy Q`s Answers
Question Library

Ask a question about Creditors and Bankruptcy Q`s
Volunteer
Experts of the Month
Expert Login

Awards

About Us
Tell friends
Link to Us
Disclaimer

 
 
 
 
About Ontrack Financial Group LLC
Expertise
With the credit market on a brink of collapse, the future of having good credit will be paramount. Loans will be near impossible to obtain with strict lending practices around the corner. Debt collectors and Law offices will use even stronger tactics to recover more of your hard earned money. Protecting you and your credit has to be a top priority. In 2000 Ontrack Financial Group llc founded the credit arbitration movement. More and more companies entered into the arena and new business models joined old ones. Only one company has the attitute and aptitude to truly assist our clients. Ontrack Financial Group llc is that company! With our proven credit arbitration solution, you can become Charged Off Debt free within three years or less. Our clients have eliminated their Charged Off Debts with our service and avoided communication with collection agencies and law offices in the process. Since the inception of Ontrack Financial Group™, we have continued assisting our nation-wide clientele with their burdensome unsecured debt and has enrolled thousands clients in its programs, managing millions of debt for its clients without one complaint. Ontrack Financial Group™ is a for-profit, private company and is not affiliated with the credit bureaus or the credit industry. As a result, our services are unbiased and independent, which allows us to better serve the consumer.

Experience
Please read about us at Https://www.OntrackFinancialGroup.com/Q&A.html
 
   

You are here:  Experts > Shopping > Credit/Debt Management > Creditors and Bankruptcy Q`s > credit card

Creditors and Bankruptcy Q`s - credit card


Expert: Ontrack Financial Group LLC - 9/28/2007

Question
I’ll apologize in advance for the length of this…..I applied for a balance transfer with my bank. My chase credit card has a huge interest rate so I thought it would be good for me. I only knew it was approved because about 3 weeks after I applied for it I received a call from my bank’s fraud department saying that my address for the new card didn’t match up to their records. I straightened it out and was told I would receive that card in 7-10 business days. Nothing came in the mail so I called again today and they said the address was still wrong and it has been bounced around to different post offices and some other address that keeps returning it to the post office. Meanwhile almost a month has gone by and now the payment is due tomorrow. I never received a card or a statement from them. I don’t have the money in my checking account to pay over the phone and by the time I transfer money into my checking account it will be too late. They don’t take payments from other credit cards so I’m pretty much forced to pay it late and get socked with a fee. Is there anything that I can do to get them to take responsibility for this? Or is this just one of those situations that I’m stuck with?
Thanks,
Laurie


Answer
Laurie,

Call Chase... explain in detail about the issue at hand.  Don't tell them you don't have the funds to make the payment.  More than likely they will wave the late fee.  If that doesn't work borrow the funds from a family member, and pay them back when you transfer money to your account.

Good Luck

Eddie

Add to this Answer    Ask a Question



  Rate this Answer
   Was this answer helpful?
Not at allDefinitely              
   12345  

Email this page
     
User Agreement | Privacy Policy | Kids' Privacy Policy | Help
Copyright  © 2006 About, Inc. AllExperts, AllExperts.com, and About.com are registered trademarks of About, Inc. All rights reserved.