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Question
If I added a pickup truck to my insurance (I am a 60 yr. old man) in order to let my neighbor put it on the road, would I be violating any Florida statutes? He is a 20 yr. old with very high insurance rates.
Donald,
Very generous of you. You are probably not violating any criminal or motor vehicle statute. You will have an issue with your insurance company. You need to read your policy carefully because without him being listed as driver on the vehicle there may be a problem with coverage. This is an insurance law question not criminal. Most insurance companies require them to be notified of all usual and customary drivers so that there records can be checked and rates adjusted accordingly. You could also be opening yourself up to civil liability. As i said not criminal but not necessarily a real good move liability wise.
Hope this helped
robin
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Questioner's Rating
| Rating(1-10) | Knowledgeability = 10 | Clarity of Response = 10 | Politeness = 10 |
| Comment | Robin, Thankyou. As a result of your advice I decided that I couldn't open myself to such liability. His dad and I located a high risk carrier who gave him a reasonable rate. BTW the dad is from NY and never learned to drive, I'm not overly generous or daft! | ||
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Criminal Law
Answers by Expert:
Robin Sexton
Expertise
Questions dealing with Police and investigative procedures, criminal investigation for all classifications of crimes, Interview and interrogation techniques, crime scene procedure. Police techniques and procedures. Can not answer specific questions about specific cases.
Experience
Member of the Michigan State Police for over 30 years. Over 20 years as a Detective. Conducted numerous investigations from Homicide to dog bite. Internal investigations. Investigations in prison enviorment. Majority of career has been spent in rural areas of Michigan
Education/Credentials
Bachelor of Science degree. Long list of professional training
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