About Kyla Kelim Expertise All social security/disability cases
Experience I have practiced law in Alabama and Florida for fifteen years. Our firm serves primarily the elderly and disabled, and we have more than 60 years of collective experience with handling social security disability cases.
Organizations
Organizations Alabama State Bar
Florida State Bar
Education/Credentials
Experience in the area I have practiced law in Florida and Alabama for 15 years. My firm has over 60 years collective experience in disability and elder law issues including hearing and appeals for social security/disability cases
Education/Credentials Cumberland School of Law, Samford University, J.D. 1993
University of New Orleans, B.S. Business Administration 1990
Disability Law - Reimbursement of LTD benefits to insurance company
Expert: Kyla Kelim - 11/19/2008
Question My wife was on long term disability leave from her employer and received LTD benefits through an LTD insurance policy. After 2 years on LTD benefits my wife was awarded SSDI benefits from SSA. The insurance company providing the LTD coverage has recently contacted my wife and wants to be reimbursed the difference between her LTD benefits and the SSDI benefits she was awarded retroactively. Is this legal? My wife is a New York State resident.
Thanks
Answer Mike, yes, it is according to the contract. I cannot speak to New York law, but this is a common contractual provision in long term disability insurance policies. For more specific questions, you will need to contact a New York lawyer well versed in contract law.