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About Kyla Kelim
Expertise
All social security/disability cases

Experience
I have practiced law in Alabama and Florida for fifteen years. Our firm serves primarily the elderly and disabled, and we have more than 60 years of collective experience with handling social security disability cases.

Organizations

Organizations
Alabama State Bar Florida State Bar

Education/Credentials

Experience in the area
I have practiced law in Florida and Alabama for 15 years. My firm has over 60 years collective experience in disability and elder law issues including hearing and appeals for social security/disability cases


Education/Credentials
Cumberland School of Law, Samford University, J.D. 1993 University of New Orleans, B.S. Business Administration 1990


 
   

You are here:  Experts > News/Issues > Human Rights > Disability Law > long term disability

Disability Law - long term disability


Expert: Kyla Kelim - 9/11/2008

Question
right now i'm on long term disability insurance and i would like to apply for SSDI. I don't know if i can get both of them. Do i need to apply for SSDI or i will loose my LTD if i'll be approved for SSDI.
thanks

Answer
Julie, it depends on your contract.  Often, you must apply for SSDI when you begin receiving LTD and you must pay back the money that LTD is paying you when you receive your backpay from SSDI.  Check with your insurance company to find out your obligations.

Kyla Kelim

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