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| Subject | Date Asked |
| Question | 6/27/2007 |
| Q: how are you going? I was wondering if during the 1930's depression, if there were some individuals ... A: John Templeton has a number of books out, and can be found in the local library. He is well known ... | |
| Income | 6/27/2007 |
| Q: I am a newly graduated college student with a BA in psychology and don't think I'll be persuing ... A: Check in with our free site of http://www.mrinetworks.com --we have 1500 offices in 35 countries. ... | |
| "Financing" Trade Deficits | 6/11/2007 |
| Q: We read a lot about how the US trade deficit is “financed” by the debt instruments held by our ... A: When your country interest rates are stronger and rise to other countries, then your currency is ... | |
| Fundamentalists- PE Ratio | 6/9/2007 |
| Q: Good morning, Dr. Beauchamp. Regarding the fundamentalist investment theory, I have been come across ... A: This ratio is what some fundamentalist use, however they use much more. They also examine the Dupont ... | |
| Dollar weakness - invest in other currencies | 5/10/2007 |
| Q: My question is about the valuation of dollar now and looking to the future. I've been working with a ... A: I have never recommended in thirty years currency speculation. I would never recommend this form of ... | |
| depression | 3/16/2007 |
| Q: how are you going? My name is Christina and I live in Australia. Thank you for taking the time to ... A: The season is about 25 years from the bottom to the top. The Kondratieff Cycle started and probably ... | |
| Interest Rates & Currency Rates | 2/22/2007 |
| Q: If an individual responsible for controlling interest rates from a foreign country raises interest ... A: The country with the higher interest rates, and faster moving up interest rates, by comparison to ... | |
| The Euro | 2/10/2007 |
| Q: You mean the Euro will be worth more than the dollar because interest rates will rise in the US?Im ... A: Interest rates rise faster than in the USA ... when rates of one country rise faster than rates in ... | |
| Capital Asset Pricing Model | 2/8/2007 |
| Q: I would like to know how to solve the following type problem: Crest has a beta coefficient of 0.7 ... A: Hope this helps, Dr. Joseph deBeauchamp The Security Market Line, seen here in a graph, describes ... | |
| business shares | 12/22/2006 |
| Q: What I'm curious about, is whether or not you can issue say 100,000 shares on a business that's just ... A: You are best to borrow the money. When you attempt to talk about stock, you are moving into a whole ... | |
| need to ask | 11/29/2006 |
| Q: i need your experience to answer me the following if you mind ; i m planning to make an export ... A: Industry: TRANS-SERVICES Expeditors International Washington, Inc. is engaged in the business of ... | |
| Economic Theory | 10/9/2006 |
| Q: How does the Economic Theory contribute to managerial decisions? A: The Kondratieff Theory helps in managerial decisions. Dr. Joseph de Beauchamp Nikolai ... | |
| Environmental economics job outlook | 9/24/2006 |
| Q: Beauchamp, I hope this does not fall out of your area of expertise, but I was wondering what you ... A: http://www.mrinetwork.com/index.htm This is the site for looking up these answers. This is free ... | |
| industry sizes | 9/23/2006 |
| Q: I had read that the largest single industry in the world was the insurance industry. Since 1 in 12 ... A: Education, Healthcare and National Safety/Military are the three largest and in this order. I would ... | |
| currency | 9/22/2006 |
| Q: " What i really don't understand is that "why are there so many different currencies". Why is one ... A: This would be too easy for the lawyers in the world. We have to make things much more complex now ... | |
| personal economics | 8/27/2006 |
| Q: Beauchamp: How are you? My name is Yan. I am 23 years old, have been out of college for about a ... A: I think you should stay with what works for you. What you enjoy is a good part of making a living ... | |
| Forex | 8/15/2006 |
| Q: Do you know of any Foriegn Exchange Firms for trading that charge by commisions and provide little ... A: I would direct you to the local public library. In most libraries, you can find a copy of a large ... | |
| Balanced Budget | 8/13/2006 |
| Q: I am having some trouble understanding what a balanced budget is. I understand that when the ... A: Joe, You understand the concept. When expenses are higher than income, you run a deficit. Other ... | |
| British private company | 8/2/2006 |
| Q: Is there any way I can discover the ownership of shares in a private British company? Dennis A: I do not think this is possible. I attempted to do some research on this, and came up blank. You ... | |
| inflation and competitiveness? | 7/27/2006 |
| Q: May i know why a rise in inflation will lead to a decrease in competitiveness of domestic and thus ... A: Jiaming, If money is worth less, inflation is the decrease in value of what money buys, then money ... | |
| Economics Dissertation | 7/21/2006 |
| Q: I am at univeristy studying business studies with economics. For my dissertation we have been ... A: Here are a few general topics. I think you might want to consider the math models with growth ... | |
| Can you help me find the Bodn Carrying Amount (Book Value) of a bond? | 7/8/2006 |
| Q: I believe that is what I am looking for. I have worked the problem and have come up with 4 different ... A: This appears to be a trick question. Book value is the amount of the purchase, in accounting this ... | |
| Flat Tax? | 6/23/2006 |
| Q: I'll assume that more people than not are fine with everyone paying more or less in taxes based on ... A: You appear to be asking me for my opinion again, and not a question. I again reference the materials ... | |
| IRAQ DINARS | 6/12/2006 |
| Q: I READ YOUR OPINION W/ MUCH INTEREST. HOW MANY DINAR DO YOU HAVE (JUST IN CASE). ALSO, WHEN WILL ... A: I have not much knowledge of the foreign exchanges. I have never speculated with currency, not in 30 ... | |
| Economics dissertation | 5/31/2006 |
| Q: I would like to take on a topic where there is a great amount of data available, but looking at ... A: You might use a non parametric measure such as Chi Squared to use as a measure to throw out the null ... | |
| Economics dissertation | 5/31/2006 |
| Q: Dr. Joseph de Beauchamp, I'm a UK student studying at university. I'm wondering if you could give ... A: How about the correlation to markets to the scores of some countries winnings in football? For ... | |
| The Great Depression | 5/29/2006 |
| Q: At present, how does the New York Stock Exchange ensure that something like the Stock Market Crash ... A: Nicole, Yes, it could happen again. We have more leveage in the stock market. Trading is more ... | |
| Currency market basket | 5/27/2006 |
| Q: I'm surprised that you say this is subjective. Clearly if I had all the dollars there are and tried ... A: There is no forumla on this hypothetical situation. Clearly, this can not have a formula or ... | |
| Currency market basket | 5/27/2006 |
| Q: If all the world's currentcies were to be represented by aggregate value in a market basket, what ... A: http://bloomberg.com/markets/currencies/fxc.html These currencies would be the top currency. Go to ... | |
| Federal Reserve & Interest Rates | 5/26/2006 |
| Q: Does the Federal Reserve raise or lower interest rates when in tightens rates? I thank you for your ... A: The Fed indirect lowers and increases rates. It does this by three methods, such as FOMC --the ... | |
| Quick inquiry | 5/16/2006 |
| Q: I have a question that is likely unrelated to your expertise, but I beg that you try to answer it ... A: Yes, it is a subject difference for the most part. PhD or DBAs have a disertation to write up, a ... | |
| Swiss franc and the US Dollar | 5/11/2006 |
| Q: I would like to know the trends in the Swiss franc / USD exchange rate over the last three years and ... A: Interest rates, inflation and GDP are the three factors to watch over the last three years. If one ... | |
| Monetary Policy | 4/12/2006 |
| Q: Please compare key indicators that are monitored closely by the Bank of Canada and Federal Reserve ... A: Go to look this up on the website of the federal reserve: look at the leading economic indicators, ... | |
| Business Finances | 3/23/2006 |
| Q: I am the manager of a division of a decent-sized contracting company, and I am concerned about the ... A: It seems to me that a monthly review is all that is needed. It appears that you are overkilling the ... | |
| free trade subsidies | 3/7/2006 |
| Q: I'm not sure if this is up your alley, but I'm hoping you can help me straighten out some questions ... A: The trade imbalance is mostly about the perceptions of Americans over cars. Most of the trade ... | |
| China's economy. | 3/5/2006 |
| Q: I need to find information on China's influence on the US economy. Would you suggest any places ... A: This might have some information that might help you. Hope this helps.... Dr. Joseph deBeauchamp ... | |
| Finding COL Data on Barcelona | 3/3/2006 |
| Q: Beauchamp I'm looking for help on finding Cost of Living data for Barcelona, Spain over the past ... A: Matt, I would go over to Fibank, a local bank in Barcelona. I know that they have a number of ... | |
| economics | 3/1/2006 |
| Q: the united states spends about 3.4% of its GDP on education. true or false? A: Tough question and needs to be more defined. USA means what? The population of USA spends far more ... | |
| Financial Economics project | 2/20/2006 |
| Q: The title of my univeristy project is "The Causes of the 1997 East Asian Financial Crisis" i have ... A: Define your null hypothesis first. Then, after this, you will have a better and clear direction for ... | |
| Currency (Pro) Valuation | 1/27/2006 |
| Q: Good morning I am from India. After our deregulation in 1991, I have seen our country devaluating ... A: DeepaKumar, A country can raise the value of it's currency by increasing the underlining interest ... | |
| Financial Management | 1/4/2006 |
| Q: What role does a financial department play in valuing business opportunities and what are some of ... A: Textbooks have been written about valuation of an IPO. I would suggest the Graham Dodd Financial ... | |
| economic depression | 12/20/2005 |
| Q: how are you going? My name is Christina and I live in Australia. Thank you very much for taking the ... A: Christina, Here is a good book, and I think your local library might carry this and other tittles: ... | |
| global world inequality | 12/16/2005 |
| Q: Mr Joseph de Beauchamp, can you suggest me some papers concerning world income inequality? I need ... A: I am located at info@wfnn.info and a professor. You can find out most of this information on the ... | |
| Macro-macroeconomics | 12/13/2005 |
| Q: I am in a (kind of philosophical) quandry. Here is my problem: money, or worth and it's origin (not ... A: The concept of money started with barter and trade. You traded your time for goods and services from ... | |
| Channels to market | 11/18/2005 |
| Q: I am interested in selling my inventions using distribution chanels like Wal-mart and Zellers. Could ... A: I would suggest going to a college, university, or library in the area. Look up some marketing ... | |
| Two more econ Q's for your consideration please. | 10/20/2005 |
| Q: Would sellin your car to your neighbor be counted in GDP? also When economists feel that society ... A: No, not part of GDP. Background for the otherAncient leaders of the past could keep renowned ... | |
| national debt burden v.s. nominal level of debt? | 10/20/2005 |
| Q: Can you please explain in some detail why the national debt burden is more important than the ... A: Chris, Here below are some dialogs that I think will help you better understand the situation. Dr. ... | |
| Give 5 examples of things... | 10/11/2005 |
| Q: Give 5 examples of things that are scarce, and when are they scarce A: Brittni, Here you are for the rare items. Economic Feasibility of Strategic Metals and Minerals: ... | |
| Microfinance | 9/19/2005 |
| Q: sir, i need a lot of information on the topic "Should microfinance be subsidized? what are its ... A: There are some state bonds done to help out minorities. Otherwise, this is done with very small ... | |
| marketing | 8/25/2005 |
| Q: I'm working on a thesis about the possibility of using marketing principles for politics. In ... A: Alessandra, You might want to consider looking over Laffer's curve. His curve tells us about the ... | |
| Housing Bubble | 8/22/2005 |
| Q: I believe that here in the UK we are in a house price bubble sinilar to that which existed in the ... A: David, The basic question that I ask: Would you purchase the house (stock) at this price? ... | |
| Tariffs - CAD | 8/14/2005 |
| Q: If there is a decrease in tariffs, and this leads to an increase in imports, what factors in the ... A: CAD is mostly the Americans buying foreign cars. This is the problem and perception of Americans ... | |
| hi | 8/11/2005 |
| Q: monopolistic comp, oliogopoly ect. please let me know as soon asap thaks et A: Here are a few definitions for helping you on your report. . What is monopolistic competition? ... | |
| Chinese investments in USA | 7/28/2005 |
| Q: I read lately that the Chinese are buying US Treasury bonds at the rate of $1 billion a day. Given ... A: We have a 400 billion deficit not 7 trillion. Supply and demand indicates that they can buy all ... | |
| terms | 7/14/2005 |
| Q: sir, i am a commerce student, i wants to know about "hedge funds" and for what purpose it is ... A: Hedge funds are a private mutual fund. They are for very rich persons. Most hedge funds require a ... | |
| Microeconomics | 7/8/2005 |
| Q: Where can I find FREE information on 2005-2006 forecasts for (private) higher education institutes? ... A: Louzea, Nothing exists that is public on this. Best you can do is to look over the 10-k filings ... | |
| deficits | 7/3/2005 |
| Q: de Beauchamp, We constantly hear that the current accounts deficit and the budget deficit are ... A: Richard, Current deficit with foreign trade is a little over $400 billion. In the big picture of ... | |
| Business | 6/30/2005 |
| Q: 1.) Describe the concepts of input and output markets as they apply to Enron's operations? 2.) Why ... A: Christina, I am at loss to understand what you mean by input or output markets as it relates to ... | |
| Business and Investment | 6/15/2005 |
| Q: What kinds of things influence the price at which bonds are traded on the market? Why is it ... A: Connie, Bonds move opposite to interest rates. If rates go up, bonds go down. Your second ... | |
| Connie from China | 6/5/2005 |
| Q: I've learned that checking account balances constitutes the largest portion of the money supply in ... A: Most people here keep money in checking accounts to pay bills. Larger funds go into long term ... | |
| Interest rates | 6/1/2005 |
| Q: my name is Christina and I live in Australia. Thank you for taking the time to answer my question. ... A: Rates go up to increase the value of the currency against the other currencies. Australia is not ... | |
| Connie from China | 5/29/2005 |
| Q: Why are CEOs paid so much? And, why is the wage gap between men and women widening after narrowing ... A: 1. Men and women CEOs are now paid the same, as per recent data. 2. Women now work through without ... | |
| The Telephone | 5/27/2005 |
| Q: What economical impact did the telephone have on society? What economical impact did the cell phone ... A: Here is an interesting article that touches on yourDr. Joseph de Beauchamp Banning cell phone use ... | |
| poorest country | 5/24/2005 |
| Q: what is the poorest country on earth? (economically) how do we quantify this? what are the major ... A: http://www.cia.gov/cia/publications/factbook/geos/af.html Try the Cia fact book online. Look at ... | |
| MACRO | 5/23/2005 |
| Q: 2 questions that i need info on if you can belp me ar 1...... Explain why the current account of ... A: Balance of Payments, Australia --the below article will help you answer the questions you are ... | |
| porter value chain model | 5/23/2005 |
| Q: can i use porter v.c.m. just for detection of a counsultant firm's activities? on the other hand,if ... A: Supply Chain Monitor: Supply chain monitor considers the economic functions of the entire value ... | |
| Not Homework Questions | 5/20/2005 |
| Q: Actually, those aren't homework questions. I am a 13-year-old Chinese girl living in Dalian, China ... A: If price increases demand, then this is okay. Caution here is that the assumption might be that ... | |
| Some Economics Arguements | 5/16/2005 |
| Q: Joseph, I want to tell you about my perception regarding economics. I personally believe the ... A: Coo, Economics may appear to be the study of complicated tables and charts, statistics and numbers, ... | |
| What's the world's largest bank? | 5/14/2005 |
| Q: Can you please tell me what is currently the largest bank in the world in terms of assets and ... A: Kevin, Citigroup goes from strength to strength and is by far the largest bank in the world in ... | |
| Argentina's Economics | 5/4/2005 |
| Q: Joseph, My name is Kelly and I m a student in Tel-Aviv Univesrsity at the department of Economics. ... A: You probably will not find any data until 1950's on both countries. You might try the archives of ... | |
| Managerial economics | 5/4/2005 |
| Q: What is the scope and uses of managerial economics? A: Develops microeconomic concepts and employs them to examine business decision-making under ... | |
| Why borrow? | 5/3/2005 |
| Q: I am an International Business Management student, and am confused with the notion of borrowing in ... A: Elena, Seems as if you would do a letter of credit, instead. Then you woulld receive the funds ... | |
| Globalization | 4/25/2005 |
| Q: I have been looking for articles on globalization and distribution of income and the effects which ... A: Mona, Use the FBI or CIA Factbook. As the average income increases in a country, so should the ... | |
| The effect of increased taxes on the dollar | 4/24/2005 |
| Q: I understood what you wrote and have one quick follow-up. If "my plan" were to happen during a peak ... A: Yes, the time to narrow deficits is in good times. The time to balance the budgets is at a time when ... | |
| Kent, UK currency | 4/24/2005 |
| Q: What type of currency do people in Kent, UK use, the British Pound? What is the exchange rate for ... A: You would have fewer US dollars than $50,000. Pounds carry a higher value right now. You might want ... | |
| The effect of increased taxes on the dollar | 4/22/2005 |
| Q: My husband and I have a long-standing discussion on taxes going. We, neither of us, are all too ... A: You should review Say's Law. Increase in a tax at this time would take money out of the economy. A ... | |
| MICRO MANAGEMENT MERGERS AND ACQUISITION | 4/14/2005 |
| Q: I will like to know all about MICRO MANAGEMENT MERGERS AND ACQUISITION. thanks for your time. A: KC, I suggest starting with the local free library. Read everything Warren Buffett wrote. He is the ... | |
| Death spiral bonds | 4/13/2005 |
| Q: What are death spiral bonds or death spiral convertible debentures? A: A you sell a bond to an investor (debt) and this is covered by stock. The investor proceeds to drive ... | |
| Topside | 4/9/2005 |
| Q: I am trying to get a definition of the term 'topside'. For instance in the sense of 'topside ... A: Not sure, but sounds as if this relates to the matching principal on accounting. You match expenses ... | |
| globalization and economics | 3/30/2005 |
| Q: Beauchamp, Has the tragedy of 9-11, the subsequent war on terror, and the ongoing drama in Iraq ... A: Multiple and very broad questions. 911 cost this USA about 5 trillion in cash money. It caused many ... | |
| credit/promissory note | 3/30/2005 |
| Q: First, I am not an MBA student but can certainly use some help from someone of your credentials. ... A: Could be using some accounting language here. The loan money coming into the company from the bank ... | |
| GDP as measure of standards of living | 3/21/2005 |
| Q: I'm assuming that you mean real GDP is a better measure than just GDP, and I can understand that. ... A: Michael Cox and Richard Alm, "Time Well Spent", 1997 Annual Report of the Federal Reserve Bank of ... | |
| value of money | 3/14/2005 |
| Q: Goodday sir.The Questions I have are inspired by a series of newspaper Reports I have fairly ... A: 1. inflation or devaluation of money causes less purchasing power 2. Yes, they had less revenue from ... | |
| Econ Club | 3/14/2005 |
| Q: Dr. Beauchamp, I am looking to start an economics club at my high school. Do you know of any ... A: There are no national economics clubs that I know. Your local university or college would probably ... | |
| Loans | 3/13/2005 |
| Q: Here is the problem A loan has a principle disbursement at time zero and another one of the same ... A: I am sorry that the professor is not more clear. You need to know the compounding periods. You need ... | |
| Petrol | 3/13/2005 |
| Q: I was just wondering how do the major companies that provide petrol in the UK (BP, Shell, Esso) ... A: Probably the best way to determine this is look over the 10-k or 20-f or annual reports. All ... | |
| Loans | 3/12/2005 |
| Q: Here is the problem A loan has a principle disbursement at time zero and another one of the same ... A: You need to obtain a financial calculator for this problem. You need enter the numbers yourself. It ... | |
| Selling shares in a company | 3/12/2005 |
| Q: I am hoping you can help me with some of the fundamental concepts of corporate finance. Say I have ... A: Steven, All markets are the same. Outstanding shares equals 100% of the shares issued. Ownership of ... | |
| Purchasing Power Parity exchange rate | 3/10/2005 |
| Q: I have a fairly detailed question dealing with exchange-rate conversion problems in calculating GNP. ... A: You might be correct. You would have to run stats to prove up your point. I see a thesis in this. ... | |
| Purchasing Power Parity exchange rate | 3/9/2005 |
| Q: I have a fairly detailed question dealing with exchange-rate conversion problems in calculating GNP. ... A: Seems to me that PPP on the CIA factbook works fine to get an idea. It gives a good idea of the ... | |
| International Economy | 3/6/2005 |
| Q: When is international trade an opportunity for workers? When is it a treat to workers? What are ... A: Your questions are far too sweeping to answer in this forum. I suggest your read a few books on ... | |
| Chinese currency | 2/27/2005 |
| Q: In that case, assuming the yuan to be about 16 to the US$, would something similar be likely to ... A: Probably no change to the other currencies, since they trade in free markets. Currency that trade in ... | |
| ECONOMY | 1/29/2005 |
| Q: At the open of the markets next week the Germany CPI is going to be released. Do you have any idea ... A: In my opinion, there is no known reliable stats to indicate it would move the markets either way. ... | |
| Economics | 1/7/2005 |
| Q: I'm having trouble on the second part of a question mainly because of the manner in which they use ... A: Not sure about the word "affect" either. It usually means emotional context, and I do not understand ... | |
| Single Currency | 12/24/2004 |
| Q: Would a single currency used worldwide be harmful or helpful for the local and world economy? I ... A: If your economy was strong and your currency converted to more of the worldwide economy money, then ... | |
| Cross Currency | 12/22/2004 |
| Q: In the foreign exchange market, currencies trade or exchange in pairs, for example, the EUR/USD. ... A: I have never heard the term. I have not much experience in 32 years in trading currencies. As a ... | |
| proctor and gamble | 12/19/2004 |
| Q: I am working on my accounting project and am looking for different views on my project. I have been ... A: I would tell them to focus on the shareholder equity divided by total debt. I would tell them to ... | |
| AOL Time Warner case | 12/7/2004 |
| Q: de Beauchamp, I am Giuseppe Busacca, Ph.D. student at Politecnico di Milano School of Management. I ... A: No, I believe that it shows no impact. In this case, the share price fell long before and the ... | |
| Negative Economic News | 12/4/2004 |
| Q: Does negative economic news create a weak currency for a county experiencing unfavorable economic ... A: Three factors and relative: 1. interest rates falling to rest of the world's 2. inflation rising to ... | |
| Financial statements | 11/30/2004 |
| Q: de Beauchamp, Thank you for your answer, really clear and fast. I'd like to go a little further: ... A: Debt holders in this country get far more disclosure anyway. They receive full aging on accounts ... | |
| Comparing the living costs 1959-2003 | 10/19/2004 |
| Q: hotel worker 1959 weekly salary $43/WK 2003 weekly salary $440/WK West Coast, $760 East coast weekly ... A: Assuming your numbers are not in question -- You are in error to assume that this example of wage ... | |
| Outsourcing | 10/15/2004 |
| Q: I am a freelance writer working on a piece about outsourcing. Most of the information I come across ... A: Try this site: http://www.careerbank.com/company_directory/3576.cfm Many large public companies ... | |
| debt disaster | 10/14/2004 |
| Q: I read a very scary article by Carolyn Lockhead from the San Francisco Chronicle, Washington Bureau ... A: Nope, and heard this one for the last 4 decades. Fear of this happens from time to time. Then, they ... | |
| Question regarding Iraqi Dinar | 8/24/2004 |
| Q: A family member told me about a new "sounds too good to be true" investment opportunity. It is ... A: Too good to be true is correct. There are just too many situations that can change the situation ... | |
| Tax Rebates and Economic Growth | 8/23/2004 |
| Q: I do not understand how the policies of tax reduction is supposed to help spur economic growth, as ... A: I think government spends more than it takes in. Therefore, if you could, you would waste income and ... | |
| what does GDP mean? | 8/18/2004 |
| Q: I have some question about GDP. Let say if a company in japan eg toyota produce a car in a foreign ... A: Since the company is based in Japan, it would probably be sold and credited to the Japan parent. It ... | |
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