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About Robert Hanzel
(Top Expert on this page)

Expertise
I can answer questions regarding most areas of consumer and commercial finance. I have extensive experience regarding various types of loans (commercial, consumer, USDA, SBA 504, SBA 7A, foreign), many investment vehicles, credit, economics, and banking. I am not an expert regarding tax structures and other tax issues and thus would not recommend asking tax related questions

Experience
Over 11 years Financial, Investigative, and Legal experience including loan review, due diligence, financial analysis, collections, and risk management. I have managed Credit Administration, Loan Administration, Credit Analysis, Credit Review, Liquidation Departments, Collections, and workouts

Organizations
Both the Risk Management Association and the Bank Administration Institute.

Education/Credentials
I have obtained both my Credit Risk Certification from the Risk Management Association and a Loan Review Certification from the Bank Administration Institute.

   

You are here:  Experts > Arts/Humanities > Social Science > Economics

Questions Answered By Expert  Robert Hanzel 
In Category  Economics

SubjectDate Asked

Economic3/2/2007
  Q: In a world economy is it reasonable to expect products from other countries to follow U.S. laws and ...
  A: The laws of exports and imports are completely dependent upon the agreements between the two ...
Differences between Mercantilist and Neo-Mercantilist theory.2/27/2007
  Q: could you tell me how Mercantilist and Neo-Mercantilist theories differ from each other? Could you ...
  A: Mercantilism was originally developed by Adam Smith, who wrote the very famous economic work The ...
Inflation2/21/2007
  Q: What is Inflation? What are the causes of Inflation? What are the effects of Inflation? Its merits ...
  A: This website limits the number of characters that I can use to answer your question, and quite ...
econ2/8/2007
  Q: Can you tell me the three determinants of price elasticity of demand and give examples and idiot ...
  A: Price elasticity of demand is basically the measure of how much buyers and sellers respond to ...
Help1/31/2007
  Q: What is the difference when dealing with the Production Possibilities Frontier between a straight ...
  A: The production Possibilities Frontier is an explanation and visual aid to explain the relationship ...
inflation12/4/2006
  Q: Im from England. Can you give me a brief explanation of inflation and why rates are changed to ...
  A: This is obviously a very involved subject that has been made overly complicated. Originally, when ...
normative and positive economics11/20/2006
  Q: what is difference between normative and positive economics?
  A: Normative economics deals mostly with value judgements regarding the economy. It focuses on what a ...
Work Costs11/13/2006
  Q: I am constructing an article. Is it possible, using the information below, to accurately find the ...
  A: This is an interesting question, but the problem is there are so many variables involved, that it is ...
Symmetric and asymmetric in Game theory11/9/2006
  Q: what is difference between Symmetric and asymmetric games?
  A: Not sure how in-depth to get, but basically, the difference is in the outcome. A symmetric game is a ...
Opportunity cost11/9/2006
  Q: what is difine of Opportunity cost?
  A: Opportunity costs is one of my favorite terms and ideas because it refers to the cost of lost ...
Macroeconomics11/2/2006
  Q: Galloping Inflation Vs Hyper Inflation? Difference between Galloping Inflation and Hyper Inflation?
  A: The difference between the two is not so much speed, but is instead in the consistency of the ...
interest rates10/19/2006
  Q: I realize that consumers like interest rates to be low for such things as mortages and high for such ...
  A: Actually, banks normally prefer lower interest rates for loans. One might assume that a higher ...
econometrics10/18/2006
  Q: I am forcasting water demand for a city. Iwant to know somthing about Arima approach. Please explain ...
  A: Normally, we are not allowed to help with homework type questions, but this is a complicated subject ...
financial statements10/9/2006
  Q: Sir, Can you help me understand the difference between Debit and Credit when it comes to ...
  A: a prepayment of an expense would show up as an asset, or a credit towards your prepaids account. It ...
currency9/27/2006
  Q: Who are the nations that are now using the Euro as their currency?
  A: The Euro was adopted in 1999 and started trading hands in 2002. Currently the following countries ...
industry sizes9/23/2006
  Q: I had read that the largest single industry in the world was the insurance industry. Since 1 in 12 ...
  A: This is actually based upon the way that you rank and the definitions that you use. The largest in ...
interest rate and LIBOR9/15/2006
  Q: Hai, Im an undergraduate in Malaysia , currently i m doing my thessis titled "the effect of ...
  A: Interesting paper and interesting theory. I would be interesting in reading it when it is completed. ...
Gas prices and elections9/8/2006
  Q: What effect does an election year have on the price of gas price that consumers see at the pump?
  A: Interesting question, although I am not sure than an election year has a great deal of impact on ...
personal economics8/27/2006
  Q: Hanzel: How are you? My name is Yan. I am 23 years old, have been out of college for about a year ...
  A: Yan, this is the longest question I have ever received! LOL! Let me start by saying this, you are ...
Chinese currency8/12/2006
  Q: As far as I know, Hong Kong currency and I believe, some South American currencies are pegged to the ...
  A: This is somewhat outside of the range of my expertise; however, I can point you to a few links. Try ...
Chinese currency8/11/2006
  Q: Why the Chinese currency isn't freely exchangeable in the money market? Is it a lack of confidence ...
  A: The Chinese yuan currency has a fixed rate, so it doesn't exchange in the same way as other ...
currency exchange profit opportunity?8/10/2006
  Q: I am inquiring about an investment opportunity I'm recently aware of. It's a program that takes ...
  A: This question is outside of my expertise; however, I can share with you the limited knowledge I have ...
???8/9/2006
  Q: This question may be far from your expertise, but I've asked this to at least one of the other ...
  A: Wow...this is actually an incredibly complicated question that a personl could probably write a ...
[GDP] do you know when is quater GDP announced?8/7/2006
  Q: i have a question about the announcement date of quater GDP. Lastest quater(2/4) GDP announced ...
  A: The release is normally the second month after a quarter ends. Keep in mind that the first release ...
Psych of economics7/23/2006
  Q: I work in a fastfood restaurant currently and people will comment on things "here" being very cheap ...
  A: Terrific question. Problem is, there is no answer. The great economist Karl Marx stated that no ...

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