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Electrical Wiring in the Home/Master Electrician - Not insured


Hi Bob,

A master electrician wants to perform work on my house but is not insured.  He said that the insurance is there is protect him and not the homeowner.  Is this true?  

Also, he said that since he's pulling a permit and it will be inspected, the inspector will ensure the work.  


That may be better answered by a lawyer, but you would probably be better with an insured electrician.  What if he damages your house?  What if he trips on something? I wouldn't count on the inspector. Why isn't he insured? Did he have a lot of complaints or claims?
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Electrical Wiring in the Home

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Bob Sponaugle


Just about any home wiring question. (not appliance repair) I have done all kinds of home wiring for myself, including adding a new breaker box, etc. Please, questions from North America only. Please be specific with details.

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