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About Thom Brooks
(Top Expert on this page)

Expertise
I am knowledgeable in the Insurance Industry and have taught over 39,000 students in the areas of Life, Health, Property & Casualty. I teach Ethics classes monthly. I can assist in Ethics in Real Estate as well as Management, employer-employee relations, but not Ethics as part of your college classes.

Experience
Owner of Brooks Insurance School, since 1985. Author of Bubba Book of Knowledge.
   

You are here:  Experts > Religion/Spirituality > Theology > Ethics

Questions Answered By Expert  Thom Brooks 
In Category  Ethics

SubjectDate Asked

agent/broker ethics11/13/2008
  Q: Can you direct me to insurance agent's code of ethics pertaining to disclosure by the agent to a ...
  A: Scott, If Litigation is considered, you need to handle it through the attorney. They will know the ...
agent/broker ethics11/13/2008
  Q: Can you direct me to insurance agent's code of ethics pertaining to disclosure by the agent to a ...
  A: Scott, I cannot answer for the lady agent but the New York State Insurance Department would likely ...
Exploitation?9/21/2008
  Q: As a college student, it is hard to make money. My friend David just moved into his new apartment. ...
  A: Liz, hello! Not at all unethical. His problem would have been if he sold the bed frame after the ...
Agent commissions8/26/2008
  Q: I received my 220 P&C License about a year ago and never gained agency experience. I have worked for ...
  A: Bernice, hello! As long as the state laws are adhered to, (like agents sharing commissions if ...
Business - Insurance Ethics8/22/2008
  Q: I work for a marine cargo insurance company (2 years now). I started out as claims coordinator but ...
  A: Joe, hello! I've been watching the gears in this industry for 34 years and have seen what you've ...
Business - Insurance Ethics6/3/2008
  Q: Thom, This is a complicated issue with many fine points. I am just hitting on the key issues. If ...
  A: You have a complex question that I can't give an entire answer but we'll see.......... 1. If you ...
ethics of buy to let as an investment2/14/2008
  Q: Is it ethical to but another property and rent your existing one out on a buy-to-let mortgage? My ...
  A: Anna, hello! I do not see an Ethics issue but the owner of the property that leases to a tenant ...
ETHICS IN THE PROPERTY & CASUALTY INSURANCE INDUSTRY1/31/2008
  Q: In South Carolina all individuals holding the above license must take a 4 hour course on Ethics. We ...
  A: Joanne, hello! You need to contact the South Carolina Insurance Department in Columbia. They can ...
Insurance Privacy1/3/2008
  Q: We had a fire and got several quotes from local painters. The adjuster did not like our quotes and ...
  A: Karen, yes ma'am. When you buy an insurance policy (except for Professional Liability), you agree ...
Insurance Privacy1/3/2008
  Q: We had a fire and got several quotes from local painters. The adjuster did not like our quotes and ...
  A: Karen, hello! I would need to hear both sides of the story before make a statement that the ...
Vehicle insurance ethics.11/29/2007
  Q: Is it ethical for a vehicle insurance company to apply 'premium loading' as soon as one submits a ...
  A: Neil, hello! It is common for companies to increase your premium due to accidents, but did the ...
Philosophy teaching9/4/2007
  Q: My boyfriend is in his first year of a Ph.D philosophy program and just started teaching an ...
  A: Lisa, hello! Teaching, Leadership and Salesmanship have the same identical definition. When I was ...
AllExperts Question6/10/2007
  Q: How has the internet changed our lives? What has been the transforming power of the internet?
  A: Susan, hello! The computer came in our homes in 1977 and the World is Not Enough. Everything good ...
Real Estate question5/10/2007
  Q: A friend and his wife would like to buy a house. The seller wants them to rent the house for three ...
  A: Michael, first of all I gave you a fair and Noble answer to your inquiry. You are a jerk for giving ...
inside information between architect and realtor4/3/2007
  Q: We hired an architect to assess a home for sale that had been on the market for a year. We were ...
  A: Good Morning, Allyson! Both the Architect and his wife, the Realtor, have a Code of Ethics that ...
sale of human organs3/3/2007
  Q: is the sale of human organs ethical? moral? thanks in advance.
  A: JC, hello! This is one of those two sided, never ending debates, like those who favor Abortion or ...
Ethics in the Insurance industry10/17/2006
  Q: I am currently working on teaching Continuing Education credits hours to insurance agents and ...
  A: Kevin, hello! I've compiled an Ethics class from being in the business for 32 years. You can get ...
Real Estate7/21/2006
  Q: A house was listed on the MLS at 29k. It was a great deal, so via my realtor I offered $41,500. The ...
  A: J Beseth, I cannot give you a total answer without knowing all sides of the story, but the Realtor ...
Profit and ethics11/14/2005
  Q: Is It wise for a decision maker to take into account more than profit when making decisions that ...
  A: haq, hello! Answering your question would be difficult with the limited information, but I'll try. ...
ethics10/13/2005
  Q: I am doing research on code of conduct and need your opinion regarding the following issue are one ...
  A: HAQ, hello! I have taught over 33,000 students in my school. I've read and heard many definitions ...
Job ethics5/1/2005
  Q: We live in California. My daughter delivers for a florist, they are also a nursery. Besides ...
  A: Karen, hello! I'm sorry for your daughter's unhappiness. Her employer is not being illegal, but it ...
Good & Bad.3/18/2005
  Q: What is good and what is bad? How do we know it? Sincerely, Jack.
  A: Good is giving the best effort at everything you do. Good is doing the right thing, when no one ...
euthanasia3/9/2005
  Q: i was wondering if you could give me some ideas for the following question for a discussion? How ...
  A: Sue, I hope I can contribute to your discussion case. Euthanasia has been practiced for decades ...
professional ethics8/16/2004
  Q: In late 2002 I signed up with an introductions agency. After nearly 2 years of almost no service, I ...
  A: Augusto, hello! Sorry for your problem. It sounds as if you should have received a certified ...
real estate4/5/2004
  Q: A home in my neighborhood has been for sale for about a year. Some friends have been interested in ...
  A: First, I do not have enough information to give a complete answer, but you can consider the ...
ethics4/5/2004
  Q: Ethics Case Rita Pelzer was just hired as the Assistant Controller of Yorkshire Stores. The ...
  A: Good Morning. If the company is hurting their creditors by not paying promptly, in order to gain ...
Insurance Industry Ethics2/12/2004
  Q: I am currently beginning an undergraduate project made up primarily of a team of Management majors. ...
  A: Joey, hello! Insurance Ethics isn't much different than the Ethics requirement for any other ...
hedgehog1204@yahoo.com8/18/2003
  Q: hedgehog1204@yahoo.com --- One of my coworkers told me: "Be carefull or you can fall and break your ...
  A: Good Evening ! I am sorry for your stress on the job. It is difficult to answer without more ...

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