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Financial Reports/Questions Answered by Expert Robert Hanzel
| Subject | Date Asked |
| Explain what this means | 3/7/2007 |
| Q: Could you please explain what this means. I have a Business degree but it's been a long time and I ... A: Well, this breaks down into several parts so I will define each: private equity takeout - another ... | |
| basic accounting-differentiating between financial statements | 2/13/2007 |
| Q: i was wondering in which financial statement you could find out the total debts outstanding A: Their are three basical financial statements. The first is the income statement (sometimes called ... | |
| Present Value of Future Benefits | 11/21/2006 |
| Q: Can you help me out with a question? will pay dividends of $1.00 at the end of the first year; ... A: I apologize profusely, but I am on the road without access to the majority of my resources and will ... | |
| Loan interest calculating | 10/15/2006 |
| Q: On my simple interest auto loan I pay extra over the set regular payment every month. Does it make ... A: It most certainly makes a difference. By applying it to principal you reduce the overall principal ... | |
Robert Hanzel
Top Expert on this page
Expertise
I can answer questions regarding most areas of consumer and commercial finance. I have extensive experience regarding various types of loans (commercial, consumer, USDA, SBA 504, SBA 7A, foreign), many investment vehicles, credit, economics, and banking. I am not an expert regarding tax structures and other tax issues and thus would not recommend asking tax related questions.
Experience
Over 11 years Financial, Investigative, and Legal experience including loan review, due diligence, financial analysis, collections, and risk management. I have managed Credit Administration, Loan Administration, Credit Analysis, Credit Review, Liquidation Departments, Collections, and workouts
Organizations
Both the Risk Management Association and the Bank Administration Institute.
Education/Credentials
I have obtained both my Credit Risk Certification from the Risk Management Association and a Loan Review Certification from the Bank Administration Institute.
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