You are here:
- Home
- Real Estate
- Banking: U.S.
- Financing -- Loans
Financing -- Loans/Questions
| Subject | Date Asked | Expert |
| Getting refi deposit back after revised GFE | 2/5/2012 | Bobbi Buehl |
| Q: I applied to refinance my condo through an internet lender affiliated with Costco and which had good ... A: The only option you have is to contact your State's Attorney General's office and the Dept of Real ... | ||
| Getting refi deposit back after revised GFE | 2/4/2012 | Bobbi Buehl |
| Q: I applied to refinance my condo through an internet lender affiliated with Costco and which had good ... A: The only recourse you have is to ask the Lender for a refund, explaining why you no longer want to ... | ||
| title loan interest reate | 2/1/2012 | Finance Guy |
| Q: I was laid off in October 2011 and needed cash for February 2012 expenses. My car was paid off so I ... A: http://www.azag.gov/consumer/complaintformintro.html Go to the website above and file a complaint ... | ||
| Where can I get help? | 1/27/2012 | Finance Guy |
| Q: A banker from a Foreign Bank is willing to provide proof he is a Legally Authorized Representative ... A: This is most probably, and in my mind, undoubtedly a fraud. This same scenario is played out all ... | ||
| loan | 1/8/2012 | Bobbi Buehl |
| Q: Q1 I’m looking into applying for a personal loan but not from a bank or credit union. I live in MI ... A: Q1) I do not know of any loan that you would qualify for, sorry.... :( Q2) Yes, you can leave the ... | ||
| Carfinko | 12/14/2011 | Finance Guy |
| Q: I have a question I am voluntarily giving my car back to carfinko. They will take the vehicle and ... A: OK, first I am not familiar with Canadian law. Secondly, some of this information may be on your ... | ||
| carfinco but out?? | 12/10/2011 | Finance Guy |
| Q: i have a vehicle that i owe approximate. $6000 on at this time. i have 2 more years to pay it all ... A: Without seeing your contract, there is no way of being certain of interest rates, penalties, ... | ||
| i can no longer afford my car payments, but i am not past due.... | 11/25/2011 | Finance Guy |
| Q: If I have to surrender my car because I can no longer afford the monthly payments, what's the best ... A: I am so very sorry to hear about your situation. However, today there are millions of people in your ... | ||
| business loans with LLC | 11/16/2011 | Finance Guy |
| Q: since my credit score is not within the requirments to receive a business loan, if I start an LLC ... A: Essentially, no. You can't create an LLC and ask the bank to take comfort in a new LLC without any ... | ||
| Student loan | 11/15/2011 | Finance Guy |
| Q: I'm hoping you can settle a dispute I am having with my friend. I recently sent off a check for ... A: Pride yourself on doing the right thing! Ignore your friend. The financial institution would have ... | ||
| repos | 11/15/2011 | Finance Guy |
| Q: im furious, i tried to contact someone at Carfinco regarding my van that was repossesd ... A: I have had so many complaints about CARFINCO!! Tell anyone and everyone not to use them!! Call the ... | ||
| Finance loans | 11/11/2011 | Finance Guy |
| Q: I had purchased a vehicle back in Feb. Was rushed to sign and never really looked over the actual ... A: A Car Buyer's Bill of Rights FFVR 35 was passed in Ontario Canada. I would call the people at the ... | ||
| Finance loans | 11/8/2011 | Finance Guy |
| Q: I had purchased a vehicle back in Feb. Was rushed to sign and never really looked over the actual ... A: As I understand it , you were given $3,400 credit between down payment and trade-in. Your principal ... | ||
| Auto finance co-signer | 11/3/2011 | Finance Guy |
| Q: Finance Guy, My mother bought a car and put me on as a co-buyer. I am her son and the car is ... A: Mazda American does not HAVE to take your mother off the note if they believe that by doing so they ... | ||
| a paid off business loan | 11/2/2011 | Finance Guy |
| Q: I sold my professional (Optometry) practice in 2003. The buyer has been making monthly payments to ... A: Margaret, Since you are holding all the cards (e.g. your loan has been re-paid and you are owed ... | ||
| foreclosure vs. loan modification | 10/29/2011 | Finance Guy |
| Q: Can you explain why lenders seem to prefer foreclosure to loan modification (including lowering the ... A: These are interesting times, indeed... If your lender is a community bank or a credit union, there ... | ||
| choosing a reputable company to refinace | 10/19/2011 | Bobbi Buehl |
| Q: for about 1/3 the market value of my home with good credit and no other loans. That might not be ... A: Yes, you can always check with your "State's" Department of Real Estate, Dept. of Finance, Fair ... | ||
| Insurance Financial Guarantee bond Loan? | 10/6/2011 | Finance Guy |
| Q: I have a client in Asia Who has recently acquired a financial guarantee Bond through a US insurance ... A: OK, some tough love... There are two ways this could end: 1. One, you end up wasting your time ... | ||
| FHA - Farm Income/Loss | 8/24/2011 | JT Holt |
| Q: Do you know the FHA guideline for refinancing a residential property with 100 acres but is not a ... A: David, I am not certain on FHA guidelines. However, my suggestion to you would be to survey out the ... | ||
| Replace Amex Credit Card? | 8/19/2011 | Finance Guy |
| Q: I have had an American Express green card since 1987. I pay $55 per year for it. I see now that I ... A: Unfortunately, no one can eliminate unforseen financial emergencies. My advice is to keep the ... | ||
| Car buying | 8/19/2011 | Finance Guy |
| Q: I am receiving a lump sum after my car was totaled. Is it better to make a down payment with the ... A: If you can be trusted to have money in the bank and not blow it on frivolous purchases, then buy a ... | ||
| Replace Amex Credit Card? | 8/18/2011 | Finance Guy |
| Q: I have had an American Express green card since 1987. I pay $55 per year for it. I see now that I ... A: This is a common question. My answer may surprise you... I would suggest you think about keeping ... | ||
| Replace credit card? | 8/18/2011 | Bobbi Buehl |
| Q: I have had an American Express green card since 1987. I pay $55 per year for it. I see now that I ... A: When you close a credit card your credit score is effected. If you already have a high credit score, ... | ||
| Real Estate Loans? | 8/4/2011 | Finance Guy |
| Q: How are you? I have 3 questions for you: Where would I go to apply for a loan to buy into a Real ... A: Why the interest in buying into a real estate firm? You do not sound like you have much business ... | ||
| Disputing a loan that never happen | 7/27/2011 | Trish Hullen |
| Q: I'm hoping you can answer a question for me? I received a call from a law firm, stating that I have ... A: Debbie, Your question is outside my area of expertise however I would suggest you ask for ... | ||
| Consulting work | 7/21/2011 | Finance Guy |
| Q: I am working with a group on a business proposal, and am looking into a company that has expressed ... A: This is the time where you and your group sit down and decide if you really believe in what you are ... | ||
| Student Loans | 7/10/2011 | Finance Guy |
| Q: I owe $64,015.00 in student loans. The interest rate is 7.000% (fixed). I pay $278 per month. The ... A: Lucy, Something does not compute... You did not state the term of the loan nor whether the note ... | ||
| Re paying loans | 7/9/2011 | Finance Guy |
| Q: I had a loan with Wachovia Bank. My arranged payment was $50.00 a month. But I always made payments ... A: Sabina, I think your question concerns the application of the payment toward either the interest ... | ||
| Auto loans | 7/4/2011 | Finance Guy |
| Q: I will be looking to buy a car soon, and I would like to know if I would have a better chance at ... A: Convenience vs cost.... Sure, you can get a car and financing at a buy here, pay here car lot. But ... | ||
| Project Finance | 6/2/2011 | Finance Guy |
| Q: I would like to know on what basis would banks fund a project. I am looking at setting up a refinery ... A: If you are seriously considering funding a new refinery, then you must already have substantial ... | ||
| Home Equity versus 401K | 5/16/2011 | Mike Weikle |
| Q: We are looking to do some home improvements ($10,000) and can't decide if we should take out a Home ... A: iF YOU PAY IT BACK TO YOUR 401k WITHIN THE REQUIRED TIME, THERE ARE NO ADVERSE TAX RAMIFICATIONS. ... | ||
| bank loan | 5/12/2011 | Mike Weikle |
| Q: What should be done if someone finds out that their mother forged their signature on a vehicle loan ... A: Take action, go to the Bank and report the forgery. It could mean their mother could be charge with ... | ||
| Pushed into being a Cosigner of a Loan | 5/2/2011 | Mike Weikle |
| Q: I am diagnosed with Bipolar and have been hospitalized several times. I was taken advantage of by a ... A: Since the bank was not aware of your illness, and no doctor is willing to state you did not know ... | ||
| Pushed into being a Cosigner of a Loan | 4/22/2011 | Mike Weikle |
| Q: I am diagnosed with Bipolar and have been hospitalized several times. I was taken advantage of by a ... A: Did the bank have any basis of knowing you are bi-polar? Will your doctor give a medical opinion ... | ||
| Car Loan Payoff | 4/13/2011 | Finance Guy |
| Q: Is there any benefit to my credit rating if I maintain a car loan and keep paying the interest? My ... A: It sounds contrarian, but generally, the more you can borrow, especially if you only utilize a small ... | ||
| Car Loan Payoff | 4/13/2011 | Bobbi Buehl |
| Q: Is there any benefit to my credit rating if I maintain a car loan and keep paying the interest? My ... A: Jona, There is no benefit to you to keep paying on the car loan, once you get about a 760 credit ... | ||
| Inventory financing | 4/11/2011 | Finance Guy |
| Q: Currently considering starting a small retail business. Business plan, infrastructure, warehousing ... A: These are "practical" in theory. The real difference will be the exact terms and conditions of the ... | ||
| Funding a small business | 3/23/2011 | Finance Guy |
| Q: I'm 23/female and I am adamant about starting my own business. I've been researching and working on ... A: Before thoughts about money or business plan, you need to assess your strengths, passions, skills, ... | ||
| Mortgage Bank Credibility | 3/16/2011 | Bobbi Buehl |
| Q: My wife and I are looking to refinance or mortgage in NJ with a Valley National Bank, Wayne, NJ. ... A: Orrin, As long as your loan-to-value is below 80%, there should no be a problem with the bank to ... | ||
| Mortgage Bank Credibility | 3/15/2011 | Bobbi Buehl |
| Q: My wife and I are looking to refinance or mortgage in NJ with a Valley National Bank, Wayne, NJ. ... A: The only way to know how Valley National Bank deals with integrity and honesty are to call the NJ ... | ||
Financing -- Loans
Answers by Expert:
Finance Guy
Top Expert on this page
Expertise
1. All questions relating to finance 2. All practical aspects of mergers and acquisitions 3. Many general business questions
Experience
Considerable experience in the area consisting of 25 years in both consumer and commercial finance and business management, including 15 years specializing in international Mergers and Acquisitions with over $100 billion in assets acquired Education/Credentials Business administration undergrad Wharton post grad in finance Awards and Honors numerous corporate awards Past/Present clients range from small enterprenurial companies to large multinationals
©2012 About.com, a part of The New York Times Company. All rights reserved.