Expert: Marina Lando - 8/7/2006

Question
IM LOOKING TO STARTING MY OWN BUSINESS BUT I DONT HAVE ANY MONEY OF MY OWN TO INVEST AND MY CREDIT SCORE IS LIKE A 500 AT THIS TIME.IM STARTING NAIL SCHOOL NEXT MONTH AND PLAN TO PAY OFF ALOT OF THE SMALL DEBITS ON MY CREDIT. IM LOOKING TO OPEN A UNISEX SALON/ DAY SPA TYPE BUSINESS. I HAVE A PLAN OF WHAT I WANT I JUST DONT KNOW HOW TO PUT IT DOWN ON PAPER. I CAN EXPLAIN EXACTLY WHAT I WANT BUT I NEED HELP PUTTING MY THOUGHTS INTO A BUSINESS PLAN. CAN YOU HELP PLEASE?

Answer
Dear Lachanta:

Contact Drew Becker (the owner of Convey Ink) he will help you with the business plan.

B: (919) 264-9868
E-mail: drbecker@earthlink.net

However, from the bank point of view you need to improve your credit score first, save money for down payment (at least 20%) and gain at least a year of experience in spa business to qualify for a business loan.

Sincerely,
Marina Lando
President
Business Loan Quest
http://www.blquest.biz