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About JT Holt
(Top Expert on this page)

Expertise
Questions regarding the financing or land values of farm, ranch, and recreational properties. Large working ranches to the small hunting property.

Experience
Currently CEO of LandLoanSpecialists.com with 10 years of previous experience in the Farm Credit System as a VP of Credit. Experience as an appraiser of farm, ranch, and recreational properties.

Education/Credentials
Bachelors of Agricultural Economics from Oklahoma State University. Continuing education courses in ag finance and appraisals.

Awards and Honors
Top volume lender for the last 5 years in previous position.

   

You are here:  Experts > Business > Small Business: Canada > Financing -- Loans

Questions Answered By Expert  JT Holt 
In Category  Financing -- Loans

SubjectDate Asked

loan & inteterest10/29/2009
  Q: I am in Thailand so the currency is different however I assume the principles are similar. If ...
  A: This would depend upon whether the borrower is making equal principal payments or whether it is a ...
equity loan default10/24/2009
  Q: 3 years ago, we took out a home equity loan on our mortgage free house to buy another property. We ...
  A: Betty, My suggestion would be not just to quit paying or to walk away. I believe that is in your ...
Contract for Deed Recording7/18/2009
  Q: The Contract for Deed holder has not recorded our notarized and signed agreement with the county. ...
  A: If you have an original signed and notarized agreement you can file this with the county if you ...
grants7/7/2009
  Q: I was hoping you would know of some grants to help buy land to start a business on. help please ...
  A: The answer to this question depends a lot on the type of business and what type of community you are ...
lake property5/31/2009
  Q: we are looking at buying an acre lot, with 350 ft water frontage. there is not a structure on the ...
  A: Jennifer, Most construction loans are set up on some type of variable or adjustable rate with a ...
car loans5/14/2009
  Q: My mortgage company indy mac filed for bankruptcy. Since then my bank has not been able to send ...
  A: You may want to try financing a car utilizing a local commercial bank or credit union rather than a ...
Larger acreage purchases2/18/2009
  Q: What is the best way to finance 100 to 150 acres farm or ranch land in Texas. Is it better with a ...
  A: Ronald, Obviously the answer is to finance it with our company! Visit: www.landloanspecialists.com ...
loan approval or disapproval!12/3/2008
  Q: they approved my VA home loan even i didn't have money to close the loan. they asked my latest bank ...
  A: Check your date of application and compare it to the Good Faith Estimate. The Good Faith Estimate ...
loan approval or disapproval!11/29/2008
  Q: they approved my VA home loan even i didn't have money to close the loan. they asked my latest bank ...
  A: You have a couple of different options in regard to reporting the mortgage broker. One option is to ...
car loan11/26/2008
  Q: I still owe money for a car that we brought to U.S.A. from Canada when we moved here. I want to ...
  A: Have you considered looking to refinance the bank which currently holds the car loan? This may be ...
Purchasing a new home in business name11/23/2008
  Q: How can I buy a home in my business name? I have a software consulting company, personally I have ...
  A: Nikki, A lot of your decision may depend upon what type of entity you have established for your ...
Time Sharing11/4/2008
  Q: I have this time sharing in Collingwood Canada for the last maybe 10 years. I wanted to sell it and ...
  A: Joe, Why are you not able to sale it? I would assume from what you have indicated you have tried ...
bank loan10/15/2008
  Q: My friend taking a bank loan guarantee of other person who was taking loan.After some instalment ...
  A: I do not believe the bank has any obligation to the guarantor to notify them until they are ...
Business credit with bond guarantee10/8/2008
  Q: We have been looking a long time to work with a company that can get us funded and not scamed. The ...
  A: Jeff, I apologize for the delay in getting back to you. My suggestion to you is to seek a legal ...
The Laws of Usery9/26/2008
  Q: JT. Is it legal for the Banks & Credit card companies to calculate a customers monthly finance ...
  A: Sterling, If I understand this correctly this is how simple interest is calculated. Your loan ...
payloans9/22/2008
  Q: i had a loan at advance america in baton rouge louisiana i borrowed $100.00 the pay back was $120.00 ...
  A: I assume you must have written them a post dated check for the $120 and she then cashed it to obtain ...
Need a loan8/25/2008
  Q: I am 30 years old have made some money mistakes in the past but i just had a son and would like to ...
  A: Michael, I have no idea as to what type of business you are looking to start and definitely do not ...

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