| Subject | Date Asked |
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| Could I have been wrong about how I was added to loan? | 11/18/2009 |
Q: My Husband and a friend of his started a small business with rental property some years ago. ...
A: This sounds like more of a question for Dr. Phil rather than me. That said, I would take your ...
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| bank responsibility | 11/14/2009 |
Q: I have moved from the state where my car loan is held and need a copy of the title in order to ...
A: Send a letter to the State Agency that handles consumer complaints in the state where the bank is ...
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| Credit Defamation | 11/13/2009 |
Q: My fiance and I tried to purchase a car this year and his credit report showed that the car he paid ...
A: You may have a viable case if you have suffered any damages as a result of the error. Do you have ...
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| bank responsibility | 11/13/2009 |
Q: I have moved from the state where my car loan is held and need a copy of the title in order to ...
A: Did you list the auto loan as a creditor in your bankruptcy petition? How was it treated in the ...
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| car loan | 11/3/2009 |
Q: i got a loan on my car when i was in GA state and bought a second car at the same state from the ...
A: Even if the loan agreement allows such a charge, I doubt you had any idea they would ever charge ...
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| RESPA-Mortgage Fraud question | 10/31/2009 |
Q: After learing about RESPA requests, I requested and received a complete copy of my 1st mortgage loan ...
A: You may have a case but what damage do you have as a result of the fraud. Tell Countrywide you want ...
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| RESPA-Mortgage Fraud question | 10/31/2009 |
Q: After learing about RESPA requests, I requested and received a complete copy of my 1st mortgage loan ...
A: If you want to get a loan modification, contact Countrywide and tell them you did not sign the ...
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| Payday Loan Prosecution | 9/29/2009 |
Q: Can failure to repay a payday loan be criminally prosecuted in Texas? For a bad check?
A: In short, the payday lender in Texas is violating the law with a threat of criminal prosecution to ...
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| credit dispute issue | 8/30/2009 |
Q: good afternoon! i believe that either my mother or father opened an account with an electric company ...
A: In addition to what I said in my prior answer you should write another letter to the electric ...
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| discussion on the topics. Kindly help us | 8/24/2009 |
Q: What are the different types of Exchange Rate Exposures? Explain the techniques used to manage these ...
A: Exchange Rate Exposure in international transactions is really not my area of expertise. My ...
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| car held hostage in hawaii | 8/12/2009 |
Q: I own $14,200 on my car. I got an offer to move from hawaii to arizona. The hi bank is trying to ...
A: Go ahead and negotiate the purchase of a new car before you suffer a drop in credit rating if you ...
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| Follow-Up on Fax | 8/10/2009 |
Q: Were you able to determine anything after reviewing my fax from last Friday? We also received a ...
A: Unless you got a sincere apology and an explanation for the no show, I would stay away from that ...
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| car held hostage in hawaii | 8/6/2009 |
Q: I own $14,200 on my car. I got an offer to move from hawaii to arizona. The hi bank is trying to ...
A: If the Bank is claiming they have the right to refuse to release title, it is likely set forth in ...
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| ATV Loan | 7/29/2009 |
Q: I have a loan out on an ATV for about $5,800 and my question is what would happen if I stop paying ...
A: The credit union can still require you to pay for the ATV since they were not involved in the ...
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| dwelling coverage | 7/28/2009 |
Q: Our mortgage bank is in Troy, Michigan, and they recently became our new mortgager after a ...
A: Yes, you may have some avenues available to correct the problem. The mortgage lender may be going ...
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| Equity Loan Fraud | 7/22/2009 |
Q: A residential property with clear title had been issued to one individual. A HELOC loan was issued ...
A: This one is easy. If the owner did not sign the loan documents and the loan documents were signed ...
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| Bank says I owe money I don't | 7/14/2009 |
Q: A bank I formerly did business with now claims that I owe them over $7000.00 in loans. I had three ...
A: In short, the Bank has the burden of showing you documentation that you borrowed the money (unpaid ...
|
| Enron and AIG | 7/10/2009 |
Q: .My question is . How many, if any, of the Enron cast of characters {employees} were hired after its ...
A: The information you want is not public information. You may need to contact your Congressman or ...
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| Liens and Foreclosure | 7/4/2009 |
Q: Weikle, My mother and grandmother bought a townhouse in July 2000; both names are on the mortgage ...
A: Since the lien is against your grandmother, the State of Washington cannot go against your mother to ...
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| SBA loan | 6/19/2009 |
Q: I am considering opening a small business and have been approved for an SBA loan in CA. My home ...
A: Yes, under the terms of the SBA loan agreement, the Bank whose loan is guaranteed by the SBA could ...
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| car liens | 6/16/2009 |
Q: I'm not sure I have the right expert, but I was unable to find a car lien expert on site. I have a ...
A: I cannot answer the question without knowing the state in which the judgment debtor resides. ...
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| Auto Loan Contracts | 5/29/2009 |
Q: I have fallen behind on my loan payments, just hit 100 days. I finally have the funds to bring the ...
A: I apologize being so late in responding. I am not sure why I did not receive notice of your ...
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| Direct Pay letters of Credit | 5/8/2009 |
Q: I understand that you can finance commercial real estate acquisitions with taxable floaters if you ...
A: Yes it is feasible as DPLOC provides a credit enhancement that will lower the borrowers overall cost ...
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| finance | 5/5/2009 |
Q: The first I wanted to ask you is that during investment appraisals the NPV and IRR techniques ...
A: NPV and IRR techniques assumes tomorrow’s money has less value than today…..is this always true? ...
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| When must a loan financer accept payment? | 4/18/2009 |
Q: Our car loan to Wachovia Dealer Services was due on 3/13. We couldn't pay then, but mailed 52% of ...
A: Are you aware Wachovia Bank was recently bought by the Bank of America? In my opinion it is ...
|
| Raffle a car | 3/20/2009 |
Q: I don't want to have my truck repossessed but I cannot afford these payments. My payments are a ...
A: You really do need to see if there are any attorneys in your area that can take your case on a ...
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| Raffle a car | 3/19/2009 |
Q: I don't want to have my truck repossessed but I cannot afford these payments. My payments are a ...
A: What is different with your circumstances since you bought the truck? Why are the payments ...
|
| Vehicle Voluntary Turn Over | 3/2/2009 |
Q: We have a car that we have purchased March of 2008, I've been trying to get the car re-financed ...
A: Why have you been unable to get the car refinanced? I assume your credit was good enough to get it ...
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| equity loan | 2/23/2009 |
Q: i took out a equity loan for a good friend who was in financial trouble. He has not paid be back ...
A: Did your "good" friend sign the home equity line note? Did you just hand over the money to your ...
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| bank drafts | 2/12/2009 |
Q: My wife and I have a pretty basic question. How can a company go into a person's checking account ...
A: Your issue is not really with your Bank. I expect the credit card company represented to your bank ...
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| Small Business Loans | 2/10/2009 |
Q: If a person draws a line of credit agreement with a bank under his/her incorporated business name ...
A: I assume each of the owners personally guaranteed the debt or co-signed with the company to get the ...
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| Getting a loan with bad credit & co-signer | 2/2/2009 |
Q: Any recommendations of where to get a personal loan for debt consolidation (about $5k) with a ...
A: When the co-signer has good credit, the best place to go is the co-signer's bank where he has ...
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| rude creditor | 1/31/2009 |
Q: We bought an used van in the summer of 08. A few days later we started having problems with the ...
A: CALL THE POLICE AND REPORT WHAT THIS PERSON IS DOING AND THAT HE MAY HAVE SOLD YOU A STOLEN ...
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| My vehicle loan...big problem | 1/30/2009 |
Q: I financed a new truck with my bank 2 years ago. I didnt have any established credit therefore my ...
A: Your Bank may have created a problem for itself in handling your loan in this manner. This just ...
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| Collection Law | 1/22/2009 |
Q: Where can I obtain a listing of maximum allowable collection fee by each state? ANSWER: To answer ...
A: Is there a written contract for the student loan? Is it a federally insured student loan? Is the ...
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| 50M | 1/15/2009 |
Q: I would like to know what you would expect the interest rate would be on a loan of 50M for a ...
A: 100-150 basis points over prime may be available. However, there are a number of variables that ...
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| Collection Law | 1/14/2009 |
Q: Where can I obtain a listing of maximum allowable collection fee by each state?
A: To answer the question, I need to know what type of collection fee you want this information : ...
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