You are here:
- Home
- Real Estate
- Banking: U.S.
- Financing -- Loans
Financing -- Loans/Questions Answered by Expert Marina Lando
| Subject | Date Asked |
| Student Loan (But not for school) | 4/9/2007 |
| Q: I have a question about any loan programs, and where to receive the best loans. I am 18 years old, ... A: I am sorry to break bad news, but you must build your credit first and save money for down payment ... | |
| starting a business | 2/22/2007 |
| Q: I am currently looking at an auto shop in new York that grosses between 400 and 500 thousand dollars ... A: First of all it is impossible to know if the price for business is good unless you look at Net ... | |
| Financial aid Grants | 1/9/2007 |
| Q: I am looking for an Artist grant. I am a single mom.. a professional artist I could use some help ... A: You can research, for free, information on government grant programs at the U.S. government Web ... | |
| not so perfect credit . . . want to start a business | 12/13/2006 |
| Q: WOW . . . what an answer . . . you could have elaborated a little more. If I should try for money ... A: As I explained earlier the best solution for you is a credit card: ... | |
| Hard Money Start up Loan | 12/5/2006 |
| Q: How could I get a start up loan if my business is new and credit is fair? (630) i only need $10 to ... A: The loan is too small for a bank to consider. Start-up loan also required down payment (1,500 that ... | |
| not so perfect credit . . . want to start a business | 12/3/2006 |
| Q: I want to start a small Hotdog shop and the only overhead we will have will probably be under 10000. ... A: Sorry - there are no grants for you. The loan of 10,000 is too small for a bank. Finance your ... | |
| loan approved! | 11/14/2006 |
| Q: I plan to enter the land of self-employment soon, and I'll need seed money. I plan to apply for a ... A: Sorry, Jonathan. The answer will be more likely - NO. Reasons: low down payment - need 20% ... | |
| pizza | 11/3/2006 |
| Q: I am thinking to start a NY syle pizza place. How can I start? A: The following are steps that you must take when starting new business: 1) Choose your Business Name ... | |
| Poor man's buisness loan? | 10/6/2006 |
| Q: my fiancee is a buisness major in college now. Well actually he is to that point where he has gotten ... A: First of all if your fiancé does not believe in himself – nobody will. It shows during the interview ... | |
| How to apply for a small business loan | 9/23/2006 |
| Q: I am intrested in starting my own business,first off i am a minority who wants to start my own ... A: As minority you can apply for SBA loan. Your minority status does not mean that you will be 100% ... | |
| Start up loan for a plumbing company | 8/15/2006 |
| Q: I'm starting a plumbing company in northern VA that will do residential sewer and water, we will ... A: For a project of $250,000 you will need: 1) at least $50,000 for down payment (20% of total project ... | |
| NEW BUSINESS | 8/7/2006 |
| Q: IM LOOKING TO STARTING MY OWN BUSINESS BUT I DONT HAVE ANY MONEY OF MY OWN TO INVEST AND MY CREDIT ... A: Contact Drew Becker (the owner of Convey Ink) he will help you with the business plan. B: (919) ... | |
| about loan &finance to start new buisnss | 7/27/2006 |
| Q: i want to start the my own small scale buisness for that i wants ur help to know more detail ... A: Before applying for a business loan register your business. The following are the steps: 1) Choose ... | |
| Loans and grants for start up business for the credit challenged | 7/23/2006 |
| Q: I have horrible credit. I am looking to start my own business as I know it can succeed. It is a ... A: I am afraid that commercial loan is not for you. Even do not try. On the other thought... Open ... | |
| Start up business loan | 7/19/2006 |
| Q: I plan to open an infant and toddler Nursery in Las Vegas, NV. I need a loan of $150k. My personal ... A: First of all make sure that you have at least 20% down payment for your project. For example: The ... | |
| loan/small business | 6/30/2006 |
| Q: i am planning on starting a buy and sell car business.i have good credit and a bank account.what i ... A: You are a good candidate for unsecured loan. The best place to apply is America One Funding - they ... | |
| formula | 6/29/2006 |
| Q: what is the formula to caculate anual percentage rate A: Steps to calculate APR are: 1) Calculate one time fee - cost of loan closing. Add: a) Points you ... | |
| Business loan requirements | 6/23/2006 |
| Q: my husband and I would like to open a business and would need a loan. We have been working with the ... A: No you could not set up LLC after loan approval. You could not get a business loan without having a ... | |
| The financing of a 54,000 ounce placer reserve historical gold mine | 5/23/2006 |
| Q: I own the first Canadian Placer Gold Mine and First Canadian Gold Discovery found in 1823.There are ... A: Your best approach is private investors. First of all you need to redo your business plan to show ... | |
| business plan | 5/21/2006 |
| Q: I have a business plan written and I want to apply for a micro loan to start a pet grooming ... A: SBA must have a list of Microloan Lenders: http://www.sba.gov/ Or you can purchase Microloan Manual ... | |
| Financing a small business | 5/16/2006 |
| Q: My husband and I are trying to find a commercial loan for a business. The business has been around ... A: I strongly advice you against buying a business that could not provide financial data (specifically ... | |
| collateral question | 5/11/2006 |
| Q: Can one take a loan against their mutual fund?I mean,use the mutual fund as collateral? Thanks. A: Yes. As long as it is not an IRA, 401K or other retirement fund. Sincerely, Marina Lando Business ... | |
| starting a business | 5/3/2006 |
| Q: My husband and I want to open a place to ride 4-wheelers, go karts and dirt bikes. I have no idea ... A: Frankly - it is next to impossible (unless you had BK due to health situation) for you to find a ... | |
| loan | 4/17/2006 |
| Q: Marina, What is the best way to acquire a small personal loan (2,500) with no or bad credit? Do you ... A: Your best bet is a credit card. You can search for credit card here (choose "Poor credit" option): ... | |
| loans to expand small business | 8/20/2004 |
| Q: I have a home based small engine repair business which ha sbeen open for 2 years.My business ... A: You should apply for expansion loan. SBA loan. Call your local banks and ask which one will finance ... | |
| small buisness loan | 8/19/2004 |
| Q: i have enough cash to pay them but i will need to apply for some start up capitol. what imformation ... A: Congratulation on your new purchase! First of all: You are not applying for a START-UP. You are ... | |
| Loan | 8/19/2004 |
| Q: I have awful credit. I own my home free and clear. The value of it is around $190,000. I net monthly ... A: David: I know a very nice and resourceful lady at Tarheel Mortgage Corporation. She is a loan ... | |
| business loan | 6/3/2004 |
| Q: I have an opportunity to purchase a small business (probably around $80,000.00). I am interested, ... A: For business purchase you must put down at least 15% - 20% down payment. The absolute minimum that ... | |
| Start-up loan. | 4/6/2004 |
| Q: I am interested in starting my own business but am lost when it comes to the financing. Any good ... A: These are general guidelines for start-up financing: 1) Down payment: a. 30% for pure start-up ... | |
| what is the best way to approach this | 3/30/2004 |
| Q: we own a small septic buisness and only own a few trucks. we would like to get another truck and ... A: Most banks would not finance trucks. I would suggest obtaining financing from the company that ... | |
| Small business loans/Grants | 3/24/2004 |
| Q: I am the co-owner of a Gift Basket/Gift shop in new york and we are about a year and 2 months old.We ... A: Most of the small business loans have interest rate of prime+ 1.5%/2.5% (prime is 4% as of today). ... | |
| bank loans | 3/9/2004 |
| Q: In reading the evening paper a news item said a bank employee was in trouble with the state for ... A: Straw borrower – is the person who was used as a cover to obtain a loan for another person. It is ... | |
| Hard Money | 12/6/2003 |
| Q: How would you define HARD MONEY in the following context: The value of the property securing the ... A: Basically it says: “The value of the property securing the (hard to place short- term (6 months – 2 ... | |
| Starting a small buisness | 9/11/2003 |
| Q: I'm in the process of starting an internet cafe, and am in need of some advice. (I'm new to thins ... A: Yes, you will need a business plan. It is ALWAYS good to have a business plan (first – you need it ... | |
| start-up loan | 8/21/2003 |
| Q: Hello and thanks for your time. I'm currently very interested in opening up shop for myself. A ... A: My first advice is about business structure. Corporation is a must in your case. Reasons: ... | |
| start-up | 8/17/2003 |
| Q: I've been selling my handmade jewelry out of the antique/coffee shop that I currently work in. ... A: To learn how to start business go to: http://www.blquest.biz/start_business.htm You also can try to ... | |
Financing -- Loans
Answers by Expert:
Marina Lando
Top Expert on this page
Expertise
How to apply for business loan or start-up loan.
Experience
Business loans, commercial and residential mortgages, private money financing
©2012 About.com, a part of The New York Times Company. All rights reserved.