| Subject | Date Asked |
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| Student Loan (But not for school) | 4/9/2007 |
Q: I have a question about any loan programs, and where to receive the best loans. I am 18 years old, ...
A: I am sorry to break bad news, but you must build your credit first and save money for down payment ...
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| starting a business | 2/22/2007 |
Q: I am currently looking at an auto shop in new York that grosses between 400 and 500 thousand dollars ...
A: First of all it is impossible to know if the price for business is good unless you look at Net ...
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| Financial aid Grants | 1/9/2007 |
Q: I am looking for an Artist grant. I am a single mom.. a professional artist I could use some help ...
A: You can research, for free, information on government grant programs at the U.S. government Web ...
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| not so perfect credit . . . want to start a business | 12/13/2006 |
Q: WOW . . . what an answer . . . you could have elaborated a little more. If I should try for money ...
A: As I explained earlier the best solution for you is a credit card: ...
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| Hard Money Start up Loan | 12/5/2006 |
Q: How could I get a start up loan if my business is new and credit is fair? (630) i only need $10 to ...
A: The loan is too small for a bank to consider. Start-up loan also required down payment (1,500 that ...
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| not so perfect credit . . . want to start a business | 12/3/2006 |
Q: I want to start a small Hotdog shop and the only overhead we will have will probably be under 10000. ...
A: Sorry - there are no grants for you. The loan of 10,000 is too small for a bank. Finance your ...
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| loan approved! | 11/14/2006 |
Q: I plan to enter the land of self-employment soon, and I'll need seed money. I plan to apply for a ...
A: Sorry, Jonathan. The answer will be more likely - NO. Reasons: low down payment - need 20% ...
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| pizza | 11/3/2006 |
Q: I am thinking to start a NY syle pizza place. How can I start?
A: The following are steps that you must take when starting new business: 1) Choose your Business Name ...
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| Poor man's buisness loan? | 10/6/2006 |
Q: my fiancee is a buisness major in college now. Well actually he is to that point where he has gotten ...
A: First of all if your fiancé does not believe in himself – nobody will. It shows during the interview ...
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| How to apply for a small business loan | 9/23/2006 |
Q: I am intrested in starting my own business,first off i am a minority who wants to start my own ...
A: As minority you can apply for SBA loan. Your minority status does not mean that you will be 100% ...
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| Start up loan for a plumbing company | 8/15/2006 |
Q: I'm starting a plumbing company in northern VA that will do residential sewer and water, we will ...
A: For a project of $250,000 you will need: 1) at least $50,000 for down payment (20% of total project ...
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| NEW BUSINESS | 8/7/2006 |
Q: IM LOOKING TO STARTING MY OWN BUSINESS BUT I DONT HAVE ANY MONEY OF MY OWN TO INVEST AND MY CREDIT ...
A: Contact Drew Becker (the owner of Convey Ink) he will help you with the business plan. B: (919) ...
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| about loan &finance to start new buisnss | 7/27/2006 |
Q: i want to start the my own small scale buisness for that i wants ur help to know more detail ...
A: Before applying for a business loan register your business. The following are the steps: 1) Choose ...
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| Loans and grants for start up business for the credit challenged | 7/23/2006 |
Q: I have horrible credit. I am looking to start my own business as I know it can succeed. It is a ...
A: I am afraid that commercial loan is not for you. Even do not try. On the other thought... Open ...
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| Start up business loan | 7/19/2006 |
Q: I plan to open an infant and toddler Nursery in Las Vegas, NV. I need a loan of $150k. My personal ...
A: First of all make sure that you have at least 20% down payment for your project. For example: The ...
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| loan/small business | 6/30/2006 |
Q: i am planning on starting a buy and sell car business.i have good credit and a bank account.what i ...
A: You are a good candidate for unsecured loan. The best place to apply is America One Funding - they ...
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| formula | 6/29/2006 |
Q: what is the formula to caculate anual percentage rate
A: Steps to calculate APR are: 1) Calculate one time fee - cost of loan closing. Add: a) Points you ...
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| Business loan requirements | 6/23/2006 |
Q: my husband and I would like to open a business and would need a loan. We have been working with the ...
A: No you could not set up LLC after loan approval. You could not get a business loan without having a ...
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| The financing of a 54,000 ounce placer reserve historical gold mine | 5/23/2006 |
Q: I own the first Canadian Placer Gold Mine and First Canadian Gold Discovery found in 1823.There are ...
A: Your best approach is private investors. First of all you need to redo your business plan to show ...
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| business plan | 5/21/2006 |
Q: I have a business plan written and I want to apply for a micro loan to start a pet grooming ...
A: SBA must have a list of Microloan Lenders: http://www.sba.gov/ Or you can purchase Microloan Manual ...
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| Financing a small business | 5/16/2006 |
Q: My husband and I are trying to find a commercial loan for a business. The business has been around ...
A: I strongly advice you against buying a business that could not provide financial data (specifically ...
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| collateral question | 5/11/2006 |
Q: Can one take a loan against their mutual fund?I mean,use the mutual fund as collateral? Thanks.
A: Yes. As long as it is not an IRA, 401K or other retirement fund. Sincerely, Marina Lando Business ...
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| starting a business | 5/3/2006 |
Q: My husband and I want to open a place to ride 4-wheelers, go karts and dirt bikes. I have no idea ...
A: Frankly - it is next to impossible (unless you had BK due to health situation) for you to find a ...
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| loan | 4/17/2006 |
Q: Marina, What is the best way to acquire a small personal loan (2,500) with no or bad credit? Do you ...
A: Your best bet is a credit card. You can search for credit card here (choose "Poor credit" option): ...
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| loans to expand small business | 8/20/2004 |
Q: I have a home based small engine repair business which ha sbeen open for 2 years.My business ...
A: You should apply for expansion loan. SBA loan. Call your local banks and ask which one will finance ...
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| small buisness loan | 8/19/2004 |
Q: i have enough cash to pay them but i will need to apply for some start up capitol. what imformation ...
A: Congratulation on your new purchase! First of all: You are not applying for a START-UP. You are ...
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| Loan | 8/19/2004 |
Q: I have awful credit. I own my home free and clear. The value of it is around $190,000. I net monthly ...
A: David: I know a very nice and resourceful lady at Tarheel Mortgage Corporation. She is a loan ...
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| business loan | 6/3/2004 |
Q: I have an opportunity to purchase a small business (probably around $80,000.00). I am interested, ...
A: For business purchase you must put down at least 15% - 20% down payment. The absolute minimum that ...
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| Start-up loan. | 4/6/2004 |
Q: I am interested in starting my own business but am lost when it comes to the financing. Any good ...
A: These are general guidelines for start-up financing: 1) Down payment: a. 30% for pure start-up ...
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| what is the best way to approach this | 3/30/2004 |
Q: we own a small septic buisness and only own a few trucks. we would like to get another truck and ...
A: Most banks would not finance trucks. I would suggest obtaining financing from the company that ...
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| Small business loans/Grants | 3/24/2004 |
Q: I am the co-owner of a Gift Basket/Gift shop in new york and we are about a year and 2 months old.We ...
A: Most of the small business loans have interest rate of prime+ 1.5%/2.5% (prime is 4% as of today). ...
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| bank loans | 3/9/2004 |
Q: In reading the evening paper a news item said a bank employee was in trouble with the state for ...
A: Straw borrower – is the person who was used as a cover to obtain a loan for another person. It is ...
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| Hard Money | 12/6/2003 |
Q: How would you define HARD MONEY in the following context: The value of the property securing the ...
A: Basically it says: “The value of the property securing the (hard to place short- term (6 months – 2 ...
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| Starting a small buisness | 9/11/2003 |
Q: I'm in the process of starting an internet cafe, and am in need of some advice. (I'm new to thins ...
A: Yes, you will need a business plan. It is ALWAYS good to have a business plan (first – you need it ...
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| start-up loan | 8/21/2003 |
Q: Hello and thanks for your time. I'm currently very interested in opening up shop for myself. A ...
A: My first advice is about business structure. Corporation is a must in your case. Reasons: ...
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| start-up | 8/17/2003 |
Q: I've been selling my handmade jewelry out of the antique/coffee shop that I currently work in. ...
A: To learn how to start business go to: http://www.blquest.biz/start_business.htm You also can try to ...
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