Foreign Exchange Students/Studying Abroad/Studying in Germany


Dear Mrs Lee,

I'm a British student who's still at school at this moment. I'm going to apply to study in Germany soon, but unfortunately i'm still unsure if iíll be eligible to receive the financial aid/student loan i need to fund my studies in Germany. It doesn't seem likely that the British or German government will fund it. :(

I was under the impression that as an EU citizen, I was entitled to everything a German also financially receives. But according to this Wikipedia page (, It seems i wonít be. This British website about university finance says the British government won't fund it either ( I know that there will be no tuition fees if i study in Germany, but i will need to spend about £20,000 in living expenses over 4 years (including rent).

Is there any other way to fund my studies apart from the options above? There must be another organisation who will offer me a low-interest student loan/financial help somewhere. I looked on the Bafoeg website ( but I'm not sure that they will offer me a loan either. Do you know where i can find a loan to fund my studies in Germany? I really want to go there.

Thank you for reading :)


P.s. my parents are both unemployed and won't pay for it

Hi Ryan!
Bummer to hear that your student loans won't carry over. In the grand scheme of things, forking out 20k Euros for a college education / degree is a pretty sweet deal. Count yourself lucky!

To help cover the costs of living expenses, you may opt to 1. get a job while studying (be sure to check out the visa sitch for this) 2. start saving now! 3. look into low cost living arrangements, such as co-ops or renting independently (not living on campus in the dorms).

Here are some other ideas for paying off student debt.

Best of luck!

Foreign Exchange Students/Studying Abroad

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Megan Lee


I can answer questions related to specific destinations, different providers, choosing the best program or destination for you, the pros and cons of studying through your university or directly enrolling or using a third party provider, ways to combat homesickness, travel suggestions and itineraries for specific locations, debating where to study a language abroad, etc. I can also provide advice for getting college credits for your travels, different types of housing/accommodations, the benefits of short term versus long term programs, ideas for keeping your study abroad experience green friendly or your GPA high, etc. Most of my answers will draw from personal experience.


I have studied abroad 4 times in 4 very different capacities: a month in Hangzhou through my university, a month in Nanjing through an independent scholarship, a semester in Namibia/South Africa with a third party provider, and a year in Beijing directly enrolling in a university.

I currently work as the Marketing Director of the Study Abroad section of Go Overseas, a website created to help our users find study abroad programs. We feature fun and interactive reviews, interviews, and articles about studying, volunteering, interning, and teaching abroad.

Online: Go Overseas, BootsNAll, Where I've Been, College Prowler, HerCampus, Tripping, DIWYY. In print: The Lighter, Valpo Interaction

I have earned a Bachelors degree in International Economics and Cultural Affairs / East Asian Studies from Valparaiso University (2010) and a Mandarin language certificate from Beijing Language and Culture University (2011).

Awards and Honors
- China's Ministry of Education Scholarship Recipient (2010-2011) - Magna Cum Laude, Valparaiso University, Class of 2010 - Woman of the Year, Valparaiso University, 2010 - Civic Engagement Volunteer Greek of the Year, Valparaiso University, 2010 - Study Abroad Outstanding Ambassador, Valparaiso University, 2010 - Indiana Crusader Connect Grant Recipient, 2008 - Valedictorian, Merrillville High School, Class of 2006

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