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About Felicia Gopaul
(Top Expert on this page)

Expertise
Paying for college can be challenging for parents. I can offer advice on different approaches involved in navigating the financial aid system both for parents who don't expect to qualify for any need-based aid and those that do.

Experience
Over 10 years working with parents to determine the best way to pay for college, including the last 3 years specializing in college funding consulting.

Publications
Graden State Woman

Education/Credentials
Certified Financial Planner (CFP)

Past/Present Clients
Parents of college bound students currently in high school and the first few years of college who want to provide the best education possible and still have money for other financial goals.

   

You are here:  Experts > Education > Financial Aid/Scholarships > Funding Education

SubjectDate AskedExpert

Financial Aid8/20/2008Felicia Gopaul
  Q: my name is Marta, and I would like to know, what type of financial aid or help there is out to go to ...
  A: There are numerous types and sources of financial aid from the federal government, state government ...
Financial aid question8/16/2008Felicia Gopaul
  Q: I am looking to go to Grad school but the program is only full-time, therefore I will not be able to ...
  A: According to the Department of Education website, if you are separated you can file using just your ...
Volunteering for Scholarships7/24/2008Felicia Gopaul
  Q: How important is volunteering in the aspect of receiving scholarships and getting accepted into ...
  A: The answer depends on the scholarship. You will find that some scholarships have a community ...
Grants for persons with bad credit?7/24/2008Felicia Gopaul
  Q: I have recently been laid off and have been thinking about going back to school to get my BA in ...
  A: Grants are need-based financial aid, not credit-based financial aid. If you have financial need, ...
Board Cerified Grooming School7/22/2008Felicia Gopaul
  Q: My 20yr old daughter (special ed/disabled) wants to attend Pet Grooming School ($10,000 for 12 ...
  A: I wasn't able to find scholarships for Pet Grooming School but was able to find a page with links to ...
I am confused7/22/2008Felicia Gopaul
  Q: I am really confused about certain things. I am an international student and want to study in an ...
  A: Different scholarships have different requirements so it's hard to answer your question ...
Rehabilitating loans7/18/2008Felicia Gopaul
  Q: I am currently in the process of rehabilitating my defaulted federal student loans so that I may ...
  A: The first question I would ask you, is when you want to return to school? If your intention is ...
College Financial Aid7/18/2008Felicia Gopaul
  Q: We live in NJ. My son is entering his third year at the University of Delaware, and my daughter ...
  A: I hope I can help. The reason Temple and University of Delaware can look at the same FAFSA ...
Incoming senior with an EFC of zero???7/17/2008Felicia Gopaul
  Q: I am going into my senior this fall and i just found out that I have an EFC of zero. This situation ...
  A: Milagros, Congratulations on your current success as a student. Earning a second degree is an ...
funding full time college and cost of living for older students6/15/2008Felicia Gopaul
  Q: I am 47 and have returned to college. Recently I found out I could finish as a full time student in ...
  A: There is no easy answer to your question. My assumption is you have applied for financial aid and ...
Loan Mix for private college6/12/2008Felicia Gopaul
  Q: My daughter graduated from HS in May. First in her class. She selected the private school in ...
  A: Your daughter is to be congratulated. I am sure she worked very hard to graduate first in her ...
scholarships for kids with Asperger's6/10/2008Felicia Gopaul
  Q: I saw that you have done a Google search for scholarships for a student with asperger's disorder - ...
  A: I had to re-create my list. Here are some resources that you can use as a starting point for ...
Fed Aid and getting Married6/9/2008Felicia Gopaul
  Q: Greetings, I am about to embark on my Bachelors degree and am considering getting married. I say ...
  A: I am a little confused by your question, but will answer the question I think you were asking. If ...
How to get scholarship6/9/2008Felicia Gopaul
  Q: I have been looking for college scholarships for community service, philanthropy, humanity.. ect. I ...
  A: I did some research and found a page that has links to lots of scholarships for community service. ...
get full scholarship6/8/2008Felicia Gopaul
  Q: i am a high school junior who have has a GPA 0f 3 i am wonder if i can get a full scholarship at any ...
  A: You can get a scholarship based on all sorts of different things, including GPA. My suggestion is ...
Salary affects loan amount?6/5/2008Felicia Gopaul
  Q: Quick question - I wanted to know how an applicant's salary affects their student loan amount? I'm ...
  A: Private loans are credit based loans. The amount you can borrow will be a function of how you have ...
Salary affects loan amount?6/2/2008Felicia Gopaul
  Q: Quick question - I wanted to know how an applicant's salary affects their student loan amount? I'm ...
  A: It depends on the program. Under the federal programs, your income has very little to do with the ...
tax deduction for grad school loan5/30/2008Felicia Gopaul
  Q: I recently got accepted to graduate school in Austin TX, but because of my late application, a large ...
  A: Your question took some research on my part. What I found out is that interest is deductible to the ...
PAYMENT OF GRANDCHILD TUITION5/19/2008Felicia Gopaul
  Q: I want to pay part of a grandchild's college tuition. I would like to use funds from my IRA account ...
  A: The short answer is yes you can use your IRA account to pay your grandchild's college tuition. ...
scholarships5/19/2008Felicia Gopaul
  Q: hi i am half haitian jamaican and i am a high school junior(upcoming senior) in north carolina is ...
  A: It is great that you are looking for scholarship sources now. Take the summer to identify the one's ...
loans/financial aid5/14/2008Felicia Gopaul
  Q: We are a middle class family with a huge mortgage. According to our FAFSA application, it has been ...
  A: You summed it up well. Middle class families feel stuck. They make too much to qualify for lots of ...
Financial Aid Award4/25/2008Felicia Gopaul
  Q: Our college bound daughter has been offered financial aid packages from several colleges, and the ...
  A: Many people think paying for college is about applying for and getting financial aid. However, as ...
Where do I start?4/16/2008Felicia Gopaul
  Q: I have been a stay at home mother for 20 years. Recently divorced, I have been thrown in to a new ...
  A: Michelle, Congratulations on your decision to return to school. Things have changed a bit since you ...
$$ for school4/16/2008Felicia Gopaul
  Q: I am going to be a student at a private Christian college. I am trying to figure out how and where I ...
  A: Kevin, There may be grants, scholarships and other financial opportunities for you if you apply for ...
going back to school4/13/2008Felicia Gopaul
  Q: I am a 32 year old mother of 2 and i am wanting to go back to school . i currently have about forty ...
  A: My father was career Air Force so I personally know there are resources available for military ...
prospective teachers: why is no one helping?4/10/2008Felicia Gopaul
  Q: I have always wanted to do so many things with my life. The fact that many of my passions are also ...
  A: I agree that teachers should be paid substantially more than they are paid. I am sure that you will ...
Money for Grad school4/8/2008Felicia Gopaul
  Q: I would like to obtain my Masters in Social Work after being out of school for 6 years. I have two ...
  A: ZaKiya, I don't know if you are financially responsible for your siblings or are helping out out. ...
2 in college4/8/2008Felicia Gopaul
  Q: My oldest daughter will be starting her 2nd year of a four year college in September. We did not ...
  A: First of all - SUBMIT THE FAFSA FORM NOW! Having two children in school at the same time is great ...
Grad school?4/7/2008Felicia Gopaul
  Q: I am in my third year of college as a psychology major and I am now picking up a second major in ...
  A: To answer you question, here what I found on the Federal Student Aid site. Follow link: ...
Non-dependent student seeking grants4/6/2008Felicia Gopaul
  Q: My 21 year old daughter is no longer considered "dependent". She wants to go back to school , after ...
  A: Your daughter is only considered independent if: 1) If she is 24 year of age or older. 2) If she is ...
scholarship charging4/4/2008Felicia Gopaul
  Q: I was looking at a scholarship application at www.nyefs.org and it says that they need a check or ...
  A: I can't really answer the question about whether that particular organization is a scam. There are ...
Financial aide/ scholarships/ grants/ money needed to go to college.3/28/2008Felicia Gopaul
  Q: my name is Kaila Mulvey and i have an EFC of 0 and even though my college that I have been accepted ...
  A: Congratulations on your acceptance to Randolph-Macon College. I sincerely hope that you will be ...
financial aid - what can we expect...3/25/2008Felicia Gopaul
  Q: I am a high school senior still eagerly awaiting the admission decisions (and financial aid packages ...
  A: Good luck with your admissions decisions. There are three steps that I would suggest you follow to ...
Transfers3/24/2008Felicia Gopaul
  Q: I'll be ready to transfer to a university from community college this fall. Trouble is, I'm ...
  A: You are going to have to do some more research. But let me direct you to a link that has a list of ...
The cost of an Education3/21/2008Felicia Gopaul
  Q: I am a 33 year old wanting to go to school to become an Interior Designer. I have been quoted ...
  A: First let me preface my answer by saying that I'm opinionated. I don't claim to be right - but I've ...
money3/13/2008Felicia Gopaul
  Q: After I win a scholarship, how can I get some of the money in order to buy a lap top? Is that even ...
  A: It depends is often my answer when answering questions in this forum. In your case, if the ...
scholarships3/13/2008Felicia Gopaul
  Q: How do scholarhsips work? How do you get the money?
  A: Scholarships can work in one of two main ways. A check can be made payable to you. You can cash it ...
Can I afford college?3/10/2008Felicia Gopaul
  Q: My name is Sam, and I am a high school senior eagerly awaiting the admission decisions from a couple ...
  A: Maybe. If you have bank accounts or brokerage accounts in your name (UTMA/UGMA) it could be ...
Can I afford college?3/9/2008Felicia Gopaul
  Q: My name is Sam, and I am a high school senior eagerly awaiting the admission decisions from a couple ...
  A: The sad truth is it's too common. But it's too common for the wrong reasons. College is a ...
Fafsa UMTA and taxes2/7/2008Felicia Gopaul
  Q: Felicia, I have a son who is a 2nd semester freshman in college. Last year at this time I filled ...
  A: Unfortunately, you are not misunderstanding the situation. You just experienced the catch 22 of ...

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