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You are here: Experts > Health/Fitness > Death and Dying > Funerals > cremation in michigan
Funerals - cremation in michigan
Expert: Lisa Carlson - 10/31/2009
Question
I am 70 years old. I live in the uppe peninsula of michigan. I have no family or anyone to take care of my cremation after death. I have 2 small insurance policies to take care of the cremation (2000 dollars each) I am poor and have no money or assets. I have no one to trust. All my family and friends have preceeded me in death. How can I be sure that my insurance goes to pay for my cremation and last wishes. I have checked and been told that in the western upper peninsula where I live, cremation cost is 2000 dollars plus permits and death certificates etc. Can cremation be paid by naming a FD as beneficiary. I do not intend to have a funeral. I want my remains taken directly to crematory if possible. Any suggestions are appreciated.
Answer
Who will find your body if you die at home? Who will clean out your apartment or house? Do you belong to a church with any trusted church friends? Yes, you could name a funeral home as beneficiary, but it may be better to name a trusted friend as beneficiary with written directions as to your cremation wishes in a will and then make sure your friend has a copy of the will. A hand-written will or something you download from the internet should do, tho' you may want to check with a lawyer. With two such policies, it sounds as if there would be enough money left over to pay that person for cleaning up your affairs.
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