You are here:
| Subject | Date Asked | Expert |
| Investing in Foreign Currency | 8/4/2011 | Ron Z. Mendelson |
| Q: Ron: I am of the opinion that the US is headed for higher inflation and devaluation of the dollar in ... A: The simplest way to hold a foreign currency is to go to the bank you already deal with in the USA ... | ||
| Chinas Ghost Cities | 6/17/2011 | Ron Z. Mendelson |
| Q: my question is simple: All of my RRSPs are in a diversified China mutual fund. My financial adviser ... A: I have seen these stories on the ghost cities too, very interesting. I am sorry however, I cannot ... | ||
| old family in europe | 4/13/2011 | Ron Z. Mendelson |
| Q: is it possible for a wealthy european family to have a shipping company and still not be known as ... A: Yes, this is something that can be accomplished 90% of the time, depending of course on the ... | ||
| Speculators In Crude Oil | 3/23/2011 | Alexander J. Hay |
| Q: If I buy a house for what I consider a bargain price, in hopes that it will rise in price very soon ... A: I think what they mean is that speculators have two tools: 1. They buy in such quantity that they ... | ||
| Raising investment funding | 12/25/2010 | Alexander J. Hay |
| Q: I am an investor in a major real estate development project in the Caribbean. The project is very ... A: I wish there were an easy answer to this. Raising money right now is very difficult, not that it was ... | ||
| IBC in Belize | 12/24/2010 | Alexander J. Hay |
| Q: I am thinking of establishing an IBC (International Business Company) in Belize. I am going to want ... A: An IBC is not an LLC. It cannot, from my understanding, be treated as a "disregarded entity". It is ... | ||
| Taxes on foreign investment money | 10/22/2010 | Alexander J. Hay |
| Q: I have an FOREX investment account with a Russian company. Since they are not located in the US, ... A: I am presuming that you are a US citizen living outside the USA????? I really cannot give you an ... | ||
| HYIPS investiment | 10/6/2010 | Alexander J. Hay |
| Q: I currently "invest" in some top HYIPs. My question is if they are all pyramids and don't have real ... A: All these systems work great as long as there are more people coming in than are leaving. They are ... | ||
| HYIPS investiment | 10/6/2010 | Ron Z. Mendelson |
| Q: I currently "invest" in some top HYIPs. My question is if they are all pyramids and don't have real ... A: As long as new people continue to pour money into such schemes, the older entrants continue to get ... | ||
| real investing | 8/27/2010 | Alexander J. Hay |
| Q: how can I know if a company is real or not. Is there real companies among HYIP's. I'm asking because ... A: I don't think you are going to like my answer. They are all fraud. HYIPs are all ponzi schemes. You ... | ||
| International question | 11/11/2009 | Ron Z. Mendelson |
| Q: i have a question on foreign trade. Why is it that an exporter would want a falling dollar while a ... A: The simple answer is, if you are for example a Canadian Exporter, a weaker Canadian dollar makes ... | ||
| Foreign Investing | 10/19/2009 | Alexander J. Hay |
| Q: I am trying to arrange my portfolio to ensure that it hedges against a falling dollar / high ... A: I know many people believe this, and I suppose it is correct. As the dollar collapses large US ... | ||
| Islamic instruments and services | 1/26/2009 | Alexander J. Hay |
| Q: I've noticed banks are offering Islamic instruments and services, is there any benefit to using ... A: They are primarily structured to meet Koranic laws regarding money lending and investing. The only ... | ||
| Technical Vs. Fundamental Anaysis | 1/14/2009 | Ron Z. Mendelson |
| Q: I am set on doing my own future investing & read where evaluating stocks using both technical & ... A: Mike, Thanks for the question. To be frank I cannot recommend any such books from my own personal ... | ||
| KIVA ORG. | 1/5/2009 | Ron Z. Mendelson |
| Q: MY MOM WANTS TO INVEST IN THIS ORG. SHE IS 76 YRS OLD... DO YOU KNOW ANYTHING ABOUT THEM A: KIVA.ORG appears to be a "broker" if you will. From what I can gather they match lenders with ... | ||
| exchanging us dollar to foreign currency | 11/21/2008 | Ron Z. Mendelson |
| Q: With all that is happening I see a pattern of a weakening US dollar and where it stops nobody knows. ... A: I assume you are a US Citizen/Resident So, assuming this is true, the first thing to determine is ... | ||
| investing in foreign currency | 11/21/2008 | Alexander J. Hay |
| Q: With all that is happening I see a pattern of a weakening US dollar and where it stops nobody knows. ... A: Well there are a number of ways. Many people just buy gold and silver as the ultimate "foreign" ... | ||
| Oil speculation | 10/27/2008 | Alexander J. Hay |
| Q: I have been hearing lately that the exit of speculators is driving down the price of oil. As ... A: I really question this issue of speculators causing everything. Speculators can drive the price up ... | ||
| swiss safe-deposit boxes | 9/21/2008 | Alexander J. Hay |
| Q: Is the most secure way for US Citizen to invest there assets, is to have it transferred in to one ... A: This is the second person in so many days to ask me this same question, and I must tell you that I ... | ||
| CFA vs MFin. | 8/21/2008 | Arturo Neto |
| Q: Actually, what is the difference between CFA and Master in Finance (MFin) in terms of financial ... A: the MSF is a full-time program that covers a wider array of topics within the finance field. The ... | ||
| question | 8/13/2008 | Arturo Neto |
| Q: Financial research mainly focus on analyzing industry concentration variable (total sales of top 5 ... A: Chances are that a majority of an industry's sales are concentrated in a few big players and hence ... | ||
| question | 8/13/2008 | Arturo Neto |
| Q: Why do all financial research focus on analysing top 500 listed companies only? A: It's not that they only focus on top 500 listed companies, but it is definitely skewed that way. ... | ||
| question | 8/13/2008 | Alexander J. Hay |
| Q: Why do all financial research focus on analysing top 500 listed companies only? A: This is not exactly true. There is a lot of research on smaller cap companies. But the big money has ... | ||
| Accounting for a merger with an all-stock exchange | 8/12/2008 | Arturo Neto |
| Q: I am wondering how a company records an acquisition price in a merger that is a 100% stock exchange. ... A: The final price is based on the stock price when the deal is finalized. That is why when a merger is ... | ||
| Trading in LLC | 7/7/2008 | Alexander J. Hay |
| Q: I am currently studying currency trading and I am about to open my first practice account. When it ... A: The advantages would depend upon how much you are putting at risk. The primary benefit is in asset ... | ||
| Foreign exchange | 6/17/2008 | Alexander J. Hay |
| Q: I live in United Kingdom and transfer money to Australia regularly. I follow foreign exchange ... A: In simple terms, people believe that investing in Australia is better than investing in the UK or ... | ||
| Strong & Weak Dollar | 6/11/2008 | Alexander J. Hay |
| Q: Perhaps you can answer my question regarding the strength of a foreign currency. Is a weak dollar ... A: I am not sure what you are asking? I think you are making it a little too confusing, or perhaps are ... | ||
| Investing in Depressions | 4/24/2008 | Alexander J. Hay |
| Q: In times of depression it is said that you should invest in precious metals. It would be good to ... A: It is really impossible to answer these questions without writing a book, and even then there is no ... | ||
| PayPal | 4/21/2008 | Alexander J. Hay |
| Q: Sir, I am a student from India and I work part time as a freelance writer. I work for an ... A: Getting Paypal would be very helpful to you. But you will find it less helpful unless you use a US ... | ||
| Investing in foreign currency | 4/17/2008 | Alexander J. Hay |
| Q: Sir; I am trying to figure out how to keep money in a foreign currency savings account such as Euro ... A: I am not going to try to discuss the complex issue of whether the US Dollar will go up or down ... | ||
| lost billions | 1/26/2008 | Alexander J. Hay |
| Q: what actually happened to the 3.whatever billion pounds this french joker has lost?? he hasnt been ... A: It did not disappear. He just made very risky investments without proper authorization. Then when ... | ||
| Off Shore Savings | 1/23/2008 | Alexander J. Hay |
| Q: I have read your advice on off shore investing but I was wondering if you could advise me on the ... A: Well you are confusing issues here. "Offshore" is a very relative issue, and depends upon where you ... | ||
| U.S green card Canadian PR card conflics | 12/21/2007 | Alexander J. Hay |
| Q: I live in Toronto and have a Perminant Resident card of Canada. I also got my U.S. green card last ... A: I have never heard that you could not maintain a visa in another country while you maintain a PR ... | ||
| losing broker | 11/6/2007 | Alexander J. Hay |
| Q: Hay, Years ago I switched my investments from one major brokerage house to another huge one without ... A: You do not need any license to buy and sell for your own account. The only people who need a license ... | ||
| sanctions and such | 9/21/2007 | Alexander J. Hay |
| Q: I know this might not quite fit your category but your field was the closest I could find. I'm ... A: Unfortunately, if this is what you want to do, I would advise you to leave North America. There are ... | ||
| So how do we get close to physically investing in commodities? | 9/11/2007 | Alexander J. Hay |
| Q: Mr. Hay, you have opened Pandora's box about commodity investing. How do you suggest a person gets ... A: Oh lord that is a tough one!!! But I am thinking of Black Walnut. They are very valuable, but the ... | ||
| assistance in investment | 8/14/2007 | Alexander J. Hay |
| Q: I HAVE A SMALL PRINTING PRODUCTION OFFICE. I WOULD ASK IF YOU CAN ASSIST ME OF SOMEONE WHO IS ... A: I would love to help you, but it sounds like you are looking for someone to loan you money. As you ... | ||
| So how do we get close to physically investing in commodities? | 8/14/2007 | Alexander J. Hay |
| Q: Mr. Hay, you have opened Pandora's box about commodity investing. How do you suggest a person gets ... A: I am not sure what box I opened? My memory is not that good. But if you want to invest in ... | ||
| Great depression | 4/10/2007 | Alexander J. Hay |
| Q: how are you going? My name is Christina and I live in Australia. Lately I have been interested in ... A: There is no way of answering this. In the 30s the bars were also required to be turned in on the ... | ||
| Great depression | 4/7/2007 | Alexander J. Hay |
| Q: how are you going? My name is Christina and I live in Australia. Lately I have been interested in ... A: It is true that US gold coin was required to be returned to the government (since it was US money ... | ||
Top Expert on this page
questions on international investing for the nine institutional investor
I am a U.S. attorney with offices in the United States and Belize. I have experience helping to protect assets, reduce taxes, and improve investment performance by utilizing global investment techniques.
Education/Credentials
Harvard University, A.B. degree; University of Houston Law Center, J.D. Degree; Fulbright Scholar

©2012 About.com, a part of The New York Times Company. All rights reserved.