| Subject | Date Asked |
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| short term disability claim | 7/23/2008 |
Q: Good Morning, I have filed a short term disability claim with my employer and have completed paper ...
A: file a complaint with the medical Board if he does not cooperate. the physician must provide copies ...
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| Does LTD have a statue of limitations? | 7/17/2008 |
Q: I applied for Prud LTD through my work (Jul 07) at the appropriate time and waited the required 6 ...
A: Contact the Broker who sold the LTD to your company and get them to help you with this. I can't ...
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| Pre-existing neck condition and disability coverage | 3/25/2008 |
Q: I am a 35 year old nurse and was in a car accident 10 years ago. Had no problems till my daughter ...
A: You may need to clarify something for me because I am reading 4 questions here, but no question ...
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| Mother on my plan? | 3/24/2008 |
Q: I do not live with my mother, but I have medical power of attorney over her. I have a PPO plan with ...
A: You would go to your HR dept and ask if you can add your mother to your policy as a dependent. Just ...
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| HIPAA | 3/4/2008 |
Q: Can you tell me what my company's responsibilities under HIPAA are? We have fewer than 30 ...
A: Nice. Here are some things to help you. This will be very useful to you. For Smaller Providers, ...
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| Health Care for Retiree | 2/27/2008 |
Q: Are group health plans required to have coverage for retirees when they retire from the company ...
A: I am assuming you are an employee by the question. It is up to the employer. Some do, some don't. ...
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| Employer termination of coverage | 2/12/2008 |
Q: I started a new job on September 4, 2007. My new job's health insurance didn't take effect until ...
A: The actions of the insurance company were correct considering they thought you were gone on Au. 31. ...
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| Disability Insurance | 2/2/2008 |
Q: I purchased through my employee a disability insurance as well as life and accidental insurance. ...
A: Help me understand-so I can answer this for you? 1. "I purchased through my employee a disability ...
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| flexible spending account | 1/14/2008 |
Q: I work for a small company (11 employess) that utilizes a PEO. Through that PEO we have access to ...
A: FSA's are "use it or loose it". So, if you don't use it, your employer gets to keep it. If they ...
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| Dental insurance | 1/13/2008 |
Q: my son is now on his own insurance, and selected an HMO for his healthcare insurance. he also has ...
A: You are right. If he had an HMO he would have had to select a Primary dentist, then that dentist ...
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| long term disability | 1/13/2008 |
Q: I am from ca. I used to work in a law firm and part of our benifits included ltd. It became ...
A: In a long-term disability claim, there are deadlines for (1) filing your notice of claim; (2) filing ...
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| Group health and commercial package | 12/7/2007 |
Q: I understand that your area is health, but as you are in the industry, maybe you have an idea about ...
A: Each piece of your business means money in the pocket for the broker of agent. If they write ...
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| Group Health Plans | 11/17/2007 |
Q: My domestic partner works for a Maryland company who offers group health insurance to their ...
A: I need to explian a couple of things. "full amount for his contribution" His contribution is only a ...
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| benefit plans | 10/26/2007 |
Q: how can a small business owner establish an HSA, FSA, or dependent care account? Can an S-corp ...
A: Q: How do I start an HSA/ FSA? A: First you need to have a high deductible health plan that meets ...
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| Required Info | 9/18/2007 |
Q: Can you pls tell me which of the below plans is best and have maximum benefits and coverage. 1. PPO ...
A: e-mail me at McGuire_judi@yahoo.com for more questions . My answer will still be the same. Don't ...
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| Required Info | 9/18/2007 |
Q: Can you pls tell me which of the below plans is best and have maximum benefits and coverage. 1. PPO ...
A: These 4 plans will vary from State to State and will also vary within the State depending on the ...
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| Health ins for the company-where to start | 8/22/2007 |
Q: I am Office Manager of a small 6 employee IT firm in Idaho. The owners have asked me to research ...
A: You may want to start with a Broker in your area. http://medicalplansofidaho.com/GroupQuote.asp ...
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| Dependent requirements | 7/24/2007 |
Q: I have a question about who can be considered a dependent on my insurance plan. My mother is living ...
A: Usually a parent qualifies under the Internal Revenue Code as a dependent of an eligible subscriber ...
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| post work | 5/31/2007 |
Q: it was my understanding that when you leave your job that your health coverage will continue for 30 ...
A: Usually, your insurance ends the day you leave work. Cobra picks up from then on. The employer has ...
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| Teachers benefit plan | 5/24/2007 |
Q: My mom teaches at a private K-12 school. One of the benefits for the faculty is that they get a ...
A: I am assuming you and your siblings live at home with mom.The employee benefit plan works like this. ...
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| Health Insurance | 5/24/2007 |
Q: I am currently self employed. I used up the time allotment for COBRA and then enrolled in a HIPPA ...
A: Unfortunately, this is a very common problem with Heath Insurance in the US. Most of us find ...
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| Health Insurance in GA - Alternative to Ripoffs? | 3/26/2007 |
Q: Allow me to state the situation in two paragraphs, then ask my question. 1. I am between jobs and ...
A: 1.Your answers as to "why?" are correct. Both of them. 2. Unfortunately health insurance is ...
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| insurance | 3/19/2007 |
Q: i was recently fired from my job. they provided full insurance (health, dental, vision), but this ...
A: First. I need to know what State you are in. Each State has different rules. You have several ...
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