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Home Improvement--General/How to split payments for finishing a bonus room?


A homeowner would like to finish a bonus room over the garage with a bathroom installation at the price of $12k.(Is it reasonable, by the way). It will take four weeks. The homeowner plans to make four 25% progress payments. The first 25% is the down payment. The last 25% payment is for the completion of the project and final release of all liens. Is it ok? If so, can you help to arrange the other two 25% or one 50% payment, after the completion of drywall, bathroom/ plumbing fixtures set but only leave the installation of the carpet or what else? Thank you for your answer.

The first question I'd like to respond to is the question of whether the cost of the $12K bathroom project is reasonable. I believe it is a very low number and I’m very worried for you. I'm thinking of all the costs involved, and from my 35 years of experience, I can’t see the project being completed properly for that amount. Did the estimate include: permits, dust protection, demo, trash removal, framing, a licensed electrician and plumber, heat and air condition duct work, insulation, drywall, trim, shelves, doors, bath fixtures, tile, paint, all final inspections and a 1 year warranty

If so, I would recommend the following payment schedule;

15% deposit, 15% at completion of framing, 15% at completion and the passing of inspections of the rough electric and plumbing, 15% at completion of drywall, 15% at completion of bathroom fixture installation, 15% at completion of trim and tile and 10% at completion of paint and  final inspections.

Remember these words from me: Whoever has the control of the money has the power.

Home Improvement--General

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Jay Cipriani


How do I select a professional remodeling contractor? What needs to be in a home improvement contract to protect the home owner? General design and estimating questions. Product selection, analyzation of bad workmanship, and expectations of a remodeling process.


Cipriani Builders, Inc., now Cipriani Remodeling Solutions, is a professional, design-build remodeling firm, founded in 1978. I got into the remodeling business largely because of his father who was also a contractor. Cipriani Builders has serviced over 3,000 homes throughout the South Jersey area. They include kitchens, bathrooms, additions, windows, siding, roofing and much more.

National Association of Home Builders Remodelors Council (NAHB) American Institute of Architects West Jersey (AIA) Better Business Bureau (BBB) Builders League of South Jersey (BLSJ) National Kitchen and Bath Association (NKBA) New Jersey Remodelers Association VP (NJRA) Tri-County Code Association Cherry Hill Chamber of Commerce Greater Woodbury Chamber of Commerce Gloucester County Chamber of Commerce National Association of the Remodeling Industry (NARI) Remodelers Advantage IFDA, VP 2008 ASID

I was the former Host, Writer and Producer of "House and Home" show on a local South Jersey Comcast cable station. I was featured in 1998 and 1999 on The Discovery Channel's "Gimme Shelter 2". I was featured on The Discovery Channel's "Home Matters" with Susan Powell. I have written articles for the monthly trade magazine, Builder/Architect. My expertise in historical renovation received recognition through a project featured on the cover of New Jersey Contractor Magazine. I was featured in 2007 and 2008 in a CBS Channel 10 News story on the home remodeling industry as a Home Remodeling expert.

New Jersey University of Medicine and Dentistry National Association of the Remodeling Industry Certified Remodeler Program

Awards and Honors
• 30 years of building and remodeling • Cipriani Builders has been featured in the Courier Post, Gloucester County Times, and Philadelphia Inquirer. • Professional Remodeler magazine ran a feature article on Cipriani Builders. • Cipriani Builders were featured in Design / Build Business. This magazine is used a resource among residential design / build professionals and their customers. • Qualified Remodeler magazine listed Cipriani Builders, Inc. as one of the Top 500 Companies Nationally. We continue to move up each year. • Remodeling Magazine added Cipriani Builders to their Big 50 “Hall of Fame”. • Cipriani Builders received the National Contractor of the Year Award for company image from NARI. • Cipriani Builders was awarded the Valuestar Customer-Rated Gold Seal for consistently delivering high customer satisfaction and for passing the qualification steps of insurance, legal, financial status, and state license requirements.

Past/Present Clients
Over 3000 clients in the South Jersey area.

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