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Identity Theft Prevention/Questions Answered by Expert Yan Ross
| Subject | Date Asked |
| Impersonation | 8/5/2011 |
| Q: How do I prevent people from attempting to impersonate me for personal gain or defamation? I like my ... A: The principal types of reported identity theft that do not show up in the credit report are ... | |
| Impersonation | 7/16/2011 |
| Q: How do I prevent people from attempting to impersonate me for personal gain or defamation? I like my ... A: OK, Anonymous, then I have a few suggestions for you. Prevention is probably a misnomer, because ... | |
| opening | 7/4/2011 |
| Q: .to make a long story short, in 2007 i was a victim of i.d theft. instead of joining an outfit like ... A: James, Yes, your plan to remove the freeze from your credit file at one of the credit reporting ... | |
| idenitity theft without consent | 4/6/2011 |
| Q: we live in pennsylvania. my wife n i are separated for 2 months now. we are goin through divorce. ... A: Ed, Hard to say "legal" or not -- depending on the status of your divorce proceeding (in most ... | |
| Identity Theft | 8/31/2010 |
| Q: Today my husband and I received a wierd email from his gmail address saying he was stuck in London ... A: Christy, This is a common & frequent scam, with the exception of the attachment of the credit ... | |
| online purchases | 7/19/2010 |
| Q: i plan on using my pc to make an online purchase. problem is, 2 days ago my norton 2010 security ... A: Danny, Thanks for your excellent question! While I can't guarantee that you are now ... | |
| SSDI and identity theft | 6/30/2010 |
| Q: I recieve Social Security disability and received a letter stating my benefit would stop due to ... A: Garry, I would suggest several actions to take, as soon as you can. 1. File a crime report with ... | |
| unauthorized use of Social Security Number | 3/23/2010 |
| Q: I recently had to contact the IRS because a former employer refused to give me a W-2 for the 2009 ... A: Edith, This must be very frustrating for you. First, I would suggest sorting out what you want to ... | |
| Passwords and Identity theft | 8/7/2009 |
| Q: For all web sites where money is concerned, I use (different), quite complicated passwords. But for ... A: Steve! Choosing complex passwords and changing them often is a good practice, especially for ... | |
| Surveys | 5/28/2009 |
| Q: I've filled out a couple of online surveys (provided by peanutlabs.com) for my own reasons. I was ... A: Derrick, This is a common question, but has no definitive answer. Without other elements of your ... | |
| Can my identity be stolen | 5/21/2009 |
| Q: I would just like to ask this, i ordered a dvd and on the sticker on the front was my telephone and ... A: Davester, Thanks for your question. It is unlikely that the information you listed could be used ... | |
| sister using father's name for credit card | 3/10/2009 |
| Q: In 1994-95 when my sister was in school in the North she opened 2 department store credit cards in ... A: JE, The only practical way to find out about her passport, at least that I can think of, would be ... | |
| sister using father's name for credit card | 3/10/2009 |
| Q: In 1994-95 when my sister was in school in the North she opened 2 department store credit cards in ... A: JE, First, as is disclosed on the AllExperts web site, we can't give legal advice as such -- but I ... | |
| Entire Identity Stolen after biz w/Dell over telephone. | 3/1/2009 |
| Q: I am really in a pickly...firstly, just got out of hospital after 2 months (surgery) and firstly, ... A: Jay, To be clear, I can't give you total comfort that nothing more will result from this apparent ... | |
| Entire Identity Stolen after biz w/Dell over telephone. | 3/1/2009 |
| Q: I am really in a pickly...firstly, just got out of hospital after 2 months (surgery) and firstly, ... A: IMPORTANT UPDATE FOR JAY! This "answer update" is apparently the only way to reach you, and I need ... | |
| DL info used to pass hot check | 2/9/2009 |
| Q: We've rcv'd calls & letter fm TRS re an "unpaid electronic fund transfer" (check) passed at a ... A: Jim, I am not familiar with this fact pattern, but I did search for similar circumstances and found ... | |
| Identity Theft Possibility?? | 1/21/2009 |
| Q: I have had 2 phone calls (on cell phone) saying I bought something - they gave me the last 4 digits ... A: Millie, Getting assistance from law enforcement was a great idea -- I hope you will be able to ... | |
| Identity Theft Possibility?? | 1/21/2009 |
| Q: I have had 2 phone calls (on cell phone) saying I bought something - they gave me the last 4 digits ... A: Millie, There are several actions to take in this situation. You have already done the most ... | |
| Are address and phone numbers enough for ID theft? | 1/18/2009 |
| Q: Recently, I posted a few textbooks online. I received an offer from someone claiming to be from UK. ... A: From the information you have provided, it can't be determined whether or not this is a legitimate ... | |
| credit monitoring | 11/14/2008 |
| Q: If all accounts are held jointly between a husband and wife, should both parties credit be monitored ... A: Melinda, That's a good question, and raises many issues. The direct and most straightforward ... | |
| Small Business Identity Theft Prevention | 11/2/2008 |
| Q: As a sole proprietor of a small business, should I be shredding my old versions of brochures, ... A: David, As a proprietor of a small business, it's advisable for you to promote your business ... | |
| identity theft using Western Union | 11/1/2008 |
| Q: I wired money to a friend in Europe on Saturday October 25th. I checked the box on the paperwork ... A: Tonda, To respond directly to your question, it is difficult to say whether there may be any ... | |
| Fraud Alerts | 7/12/2008 |
| Q: I am wondering if I could get your opinion on putting a Fraud Alert on my Credit Report, as is ... A: Phil, You are correct -- a "freeze" is different from a "fraud alert," and I need to clarify. ... | |
| credit Reports | 7/11/2008 |
| Q: While it is helpful to monitor your credit report every 3 months, shouldn’t there be a way for me to ... A: Phil -- I see you have posed three questions, and I will respond to them individually. If your ... | |
| id theft | 7/11/2008 |
| Q: You mention in your bio that your daily readings include current updates on identity theft ... A: Phil, In addition to several proprietary newsletters, I have news settings on such facilities as ... | |
| Fraud Alerts | 7/11/2008 |
| Q: I am wondering if I could get your opinion on putting a Fraud Alert on my Credit Report, as is ... A: Phil, Third and final response here. Depending on your State of residence, there may be differing ... | |
| english | 2/12/2008 |
| Q: what problems do family members have? A: Bobbyjo, Although your question in the form you submitted is not easily answered, I would encourage ... | |
| id theft | 1/17/2008 |
| Q: I received a call stating that there was a overdue payment due for a credit card that i do not have. ... A: Cindy, Based on your description of the phone call, it appears that the most likely purpose of the ... | |
| What do I do ?? | 12/4/2007 |
| Q: USA and advertised it for rent on some very popular web sites. Now I'm getting emails regarding the ... A: Bill, In general, your name & address alone would probably not provide someone enough to do any ... | |
| What do I do ?? | 12/4/2007 |
| Q: USA and advertised it for rent on some very popular web sites. Now I'm getting emails regarding the ... A: Bill! You ask a good set of questions -- and first of all, it's important that you are aware of the ... | |
| Suspicious about a buyer | 8/28/2007 |
| Q: I recently receive an email where an entity was interested in buying an item i had listed online for ... A: Bill, This follows the pattern of a fairly common and well-known scam, though it may not technically ... | |
| Suspicious about a buyer | 8/28/2007 |
| Q: I recently receive an email where an entity was interested in buying an item i had listed online for ... A: Bill, First, you are correct to exercise care in giving personally identifying information to people ... | |
| social security numbers | 6/9/2007 |
| Q: In the past I have given my soc sec # to hospitals, universities and others, thinking I had to. I am ... A: Urania: I think we have all been in the habit of simply filling in all the blanks on the forms we ... | |
| Identity theft | 5/5/2007 |
| Q: To make a long story short, someone opened a credit card in my name, charged $4500 worth of farm ... A: Roger, I'd like to assist you, without offering legal counsel. There are several questions that need ... | |
Yan Ross
Top Expert on this page
Expertise
Certified Identity Theft Risk Management Specialist (CITRMS) -- providing responses to questions on identity theft prevention and restoration for consumers and holders of protected information (Personally Identifiable Information)
Experience
Recognized and quoted authority in the area of Identity Theft.
Principal Contributing Author to the Identity Theft Risk Management Study Guide published by the Institute of Consumer Financial Education. Frequent lecturer on this subject to attorneys and other professionals, as well as law enforcement and community groups.
Education/Credentials
Bachelor of Arts, Princeton University --
Juris Doctor, Yale Law School --
Accredited Educator for numerous professional disciplines
Education/Credentials
Bachelor of Arts, Princeton University --
Juris Doctor, Yale Law School --
Accredited Educator for numerous professional disciplines
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