| Subject | Date Asked | Expert |
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| Removals Company - Goods Damaged in trasit | 7/2/2008 | Denise |
Q: We recently moved house and the movers were ok, though a few things were broken (one of which a ...
A: It sounds like you are from the UK, so if their contract doesn't reference the excess amount, you ...
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| Parking Lot | 7/2/2008 | Denise |
Q: I was in a parking lot in Texas and come to an intersection and stopped. The other cars was parked ...
A: You might try seeing if there were witnesses who can attest that she was a passenger in the vehicle, ...
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| Rental Car Break-in | 7/2/2008 | Denise |
Q: I was recently rear-ended in my personal car. I had to take the car to get repairs and the insurance ...
A: I'm not from Texas, but what you were told doesn't make sense to me. Your personal auto policy's ...
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| Previous Owner Roof Damage | 7/1/2008 | Denise |
Q: After purchasing a Michigan home a year ago, we discovered roof leaks. A licensed roofer examined ...
A: I don't know how much help I can be in this situation, but there are issues to look at in regards to ...
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| Texas Private parking lot, Small accident | 7/1/2008 | Denise |
Q: My Girlfriend was backing up in a paring lot, when out of nowhere a guy in a Minivan tried to make ...
A: You will need to find witnesses who can confirm that it was the Minivan who was operating in an ...
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| Accident in boyfriend's car | 6/30/2008 | Denise |
Q: I was borrowing my boyfriend's car when I pulled out of a parking spot and hit another woman's car. ...
A: You can try contacting her insurance company directly, and offer to make the payment for the claim ...
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| claim question | 6/30/2008 | Denise |
Q: Greetings! I had an adjuster at my house recently to see if the damage to my roof was due to the ...
A: I'm not an attorney, but it appears that the payment for the claim was made in good faith, for the ...
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| Broken Windshield Claim | 6/30/2008 | Denise |
Q: Under Texas law who is liable for a broken windshield on a highway ? Does this fall under the road ...
A: No, as I understand it, these are considered to be falling objects/road hazards, which the driver of ...
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| tree damage from storm | 6/28/2008 | Denise |
Q: During a recent storm, a big branch from my neighbor's tree fell damaging my fence and grill. I do ...
A: Unless the tree itself was completely dead, it's very difficult to prove that the owner was ...
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| accident with a rental car | 6/27/2008 | Denise |
Q: how do i go about finding out who pays for repairs to my car when the rental car driver was ...
A: Your best bet would be to consult an attorney, as state laws vary on this. They can advise you ...
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| insurance replacing AC and carpeting | 6/27/2008 | Denise |
Q: Will my insurance replace my air conditioning if 12 years ago we found out that it was not installed ...
A: Your insurance may repair the damages, if they can verify that the cause of the loss was improper ...
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| Fallen tree | 6/27/2008 | Denise |
Q: A tree has just fallen on my house. the tree was clearly hollow in the center and has been this was ...
A: These types of claims are very complicated, because you have to prove that the owner was negligent ...
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| Plumber caused leak which resulted in water damage | 6/27/2008 | Denise |
Q: I called a local licensed and bonded plumber (in Los Angeles) to install a kitchen sink faucet. In ...
A: You will want to contact your insurance company, and ask them how they will look at a claim of this ...
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| Broken Windshield Claim | 6/26/2008 | Denise |
Q: Under Texas law who is liable for a broken windshield on a highway ? Does this fall under the road ...
A: I'm not an attorney, nor from Texas, but it's been pretty much decided in the industry that broken ...
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| I crashed my friends motorcycle he has no collision coverage. | 6/26/2008 | Denise |
Q: I need to know what my obligations are. I was doing some work on his motorcycle which I needed to ...
A: You may have some additional responsibility to repair the vehicle in this case, since you were in ...
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| neighbor borrows a power saw... | 6/26/2008 | Denise |
Q: Although I live in Calif this question might be of interest to anyone anywhere who owns their own ...
A: I'm not an attorney, but generally speaking, unless you are lending the tool to a minor or someone ...
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| Can he claim? | 6/26/2008 | Denise |
Q: Yes, okay so im 16 and I've had my licenses for awhile and im driving home with a friend behind me ...
A: Technically, rear end collisions are considered to be the fault of the person doing the rearending. ...
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| Total loss and salvage | 6/26/2008 | Denise |
Q: An insurance company and I have arrived at an agreement, in writing, on a fair value for my total ...
A: I've never heard of this being required, that the insured has to keep the ownership of the totaled ...
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| No Contributing Factor/No Insurance Driver | 6/25/2008 | Denise |
Q: A few weeks ago a guy was in the left turn lane and I was in the right turn lane. I was turning ...
A: You should provide your insurance company with a copy of the police report, showing that you weren't ...
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| friend damaged my car, will insurance cover? | 6/25/2008 | Denise |
Q: My roommates and I have apron parking at our apartment, and just recently, one of my roommates ...
A: Insurance companies vary in how they handle accidents. They will look at your driving record, for ...
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| accident with a rental car | 6/25/2008 | Denise |
Q: how do i go about finding out who pays for repairs to my car when the rental car driver was ...
A: I'm not an attorney, and this could vary by state. Generally, it is not the rental car company that ...
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| can my license be suspended? | 6/24/2008 | Denise |
Q: I was involved in a car accident back in Feb. and had no insurance. I recently was contacted by a ...
A: I'm not an attorney, and state laws do differ regarding causing damages in accident, and not having ...
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| HOA refuses to pay | 6/24/2008 | Denise |
Q: I own a garden level condo that has been plagued with water and sewer backups. About 6 months ago, ...
A: I'm not an attorney, but HOA's can, but vote, change anything in the agreement between the HOA and ...
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| Soil erosion | 6/24/2008 | Denise |
Q: Neighbor (a Tenant renter)removed privacy fence on his side without first notifying us, reulting in ...
A: This involves fence ownership laws, which vary by state, and also the owner of the property. This ...
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| friend damaged my car, will insurance cover? | 6/23/2008 | Denise |
Q: My roommates and I have apron parking at our apartment, and just recently, one of my roommates ...
A: Your insurance should cover the loss, if you purchased collision coverage, as you gave them ...
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| stolen car | 6/22/2008 | Denise |
Q: Cars101 sold me a car with fraudulent docs...when I didn't pay all the car up front a month ...
A: This isn't my area of expertise, but there should be a State of California division that handles ...
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| when does motorcycle insurance go in affect | 6/21/2008 | Denise |
Q: my son call his insurance company to let them know he had just purchased a motorcycle they told him ...
A: It depends on the policy form that they are using. Get the policy provisions, and look under "Your ...
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| Revoked Driver in a one car accident inNY | 6/16/2008 | Denise |
Q: I borrowed my uncle's car and was involved in a one car accident in which i hit a curb, a mailbox, ...
A: I'm not from NY, so I can only give you what I know about the auto policy in general. If your uncle ...
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| parking lot accident-t bone intersec. | 6/15/2008 | Richard |
Q: My daughter was in an accident in her school parking lot. There are 3 aisles of 2-way traffic and ...
A: hopefully when you and your daughter called in this accident to your insurance company she mentioned ...
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| accidental death benefits denied | 6/15/2008 | Richard |
Q: My dearest best friend of 30 years was recently killed in a car accident. As beneficiary, I was ...
A: I need to know if this denial is coming from the life insurance company or if it was coming from her ...
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| stolen truck in accident w/ no insurance | 6/14/2008 | Richard |
Q: I have a problem. I'm hoping that you can help me out with it. Back in August of 2007 my truck was ...
A: if you never turned the plates in for that truck then there will be a problem. Before you start to ...
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| Stolen car claim | 6/14/2008 | Richard |
Q: Here goes...my wife's car is registered in Maryland. Her car was stolen in Maryland on May 11th. ...
A: yes my answer should still apply and even more so. This would mean that VW credit is not even the ...
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| Ins Deductible | 6/14/2008 | Richard |
Q: My car flooded in February 08 and I took it to one of the shops that USAA recommended. When the car ...
A: before you do anything I suggest that you contact USAA to find out how much the original bill was ...
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| Stolen car claim | 6/14/2008 | Richard |
Q: Here goes...my wife's car is registered in Maryland. Her car was stolen in Maryland on May 11th. ...
A: every question which I have been answering and deals with the State of Maryland recently is a ...
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| auto insurance | 6/14/2008 | Richard |
Q: S. coast guard and i just got pcs orders to san diego ca. my car is registered and insured in the ...
A: the answer to this lies with the legnth of time that you and your vehicle will be domiciled in ...
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| Hit by a bus while stopped to let a passenger get into the car | 6/14/2008 | Richard |
Q: We reside in the State of California. My husband was picking me up at a bus stop. Our car was at a ...
A: I am having trouble picturing this event in my mind. Where was the bus coming from that he had to ...
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| Recovery of lost income - auto accident | 6/13/2008 | Denise |
Q: I was involved in a auto accident in Nov. 2006 where the traffic on the freeway came to a stop. A ...
A: I'm not an attorney, but compensation for sales commissions is a very difficult thing to get ...
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| Laps in Car Insurance | 6/13/2008 | Richard |
Q: I had a car accident on Tuesday morning around 8 am. I was trying to avoid and accident and ended up ...
A: if this accident was your fault then you had best read your insurance policy closely to find out if ...
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| Tree fell on my parked car | 6/13/2008 | Richard |
Q: My car was parked on a street (Brooklyn, NY) and during a storm a branch of a tree fell on my car. ...
A: if this was classified as a "curb tree" and was alive for more than 3 years then the city is ...
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| Home Owners Insurance with Cat | 6/13/2008 | Denise |
Q: My neighbor's cat came into our yard and fell into our oil bucket (My husband has not got around to ...
A: You aren't liable for the damage, because his animal was the cause of it. Had he had his cat ...
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