| Subject | Date Asked | Expert |
|
| Hit and Run | 11/20/2008 | Denise |
Q: A Federal Express truck hit our parked vehicle and then took off. Our neighbor across the street ...
A: I would think it is worth pursuing, but it's usually something that your insurance company would do. ...
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| Money Taken | 11/19/2008 | Denise |
Q: I recently cancelled my insurance through ESURANCE (10-30-08). I called them and talk to them ...
A: You could try to sue them in court, but since you authorized them to take withdrawals from your ...
|
| 2001 mini van | 11/19/2008 | Richard |
Q: in august my van got water in motor,i took to a mechanic my insurance co paid him for a motor for ...
A: anyone can sue anyone else for anything. The problem is being able to make the case have merit. ...
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| Auto Accident | 11/18/2008 | Richard |
Q: My car was involved in a hit and run, the vehicles owner was later contacted after the vehicle was ...
A: before your insurance company pays out anything they usually find out if they have to by way of an ...
|
| non-resident auto insurance | 11/17/2008 | Denise |
Q: My son (29)recently moved to Texas from Ohio. He would like to borrow our third car temporarily for ...
A: I think you would be better off selling the car to them for $1 or other small amount, and let them ...
|
| Unemployment | 11/16/2008 | Richard |
Q: I just recently got temporarily laid off from my company. I am going back to work there in a few ...
A: I understand exactly what you are saying about your lay-off situation and agree that you should not ...
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| Unemployment | 11/16/2008 | Richard |
Q: I just recently got temporarily laid off from my company. I am going back to work there in a few ...
A: in light of the current economic situation in America and the rest of the world there is no iron ...
|
| Insurance company won't pay for my car repairs | 11/16/2008 | Richard |
Q: I was rear-ended and the at-fault driver's insurance company won't pay for my car repairs because ...
A: this is the type of question that I dread. When my wife and I relocated to Florida four years ago ...
|
| Car Accident | 11/15/2008 | Denise |
Q: 17 years old was recently in a car accident that did not involve another vehicle. 17 year old was ...
A: As it is likely that the 17 year old's parents own the vehicle, they need to tread very carefully ...
|
| Failure to yield to motorcyle and solar glare | 11/14/2008 | Denise |
Q: MY wife was pulling out of a parking lot, turning left (West) onto a two lane road. She looked into ...
A: It sounds to me like he lost control of his bike while trying to stop, when he had time to slow down ...
|
| teen driver | 11/12/2008 | Denise |
Q: my 17 yr old son was driving my second car and rear ended someone and left the accident. I got the ...
A: I'm not an attorney, nor am I from Ohio, so I can only give you some general answers. - if my ...
|
| auto carpet stain coverage vs small claims | 11/11/2008 | Richard |
Q: My eleven year old son was returning from a scouting trip in another parent's automobile (6-8 months ...
A: I am shaking my head over this as I answer the question. Why that idiot Judge did not see fit to ...
|
| Vehicle Accident | 11/11/2008 | Richard |
Q: Morning, On Sunday the 02 November at 11h39, a lady in my complex reversed into the front of my ...
A: by panel beater I assume you are talking about a body and fender or collision repair shop. What you ...
|
| stolen car insurance question | 11/10/2008 | Denise |
Q: my car was stolen and had been missing for 20 days. I'm in baltimore maryland and would like to ...
A: If the vehicle has been recovered, notify the insurance company of the location. They will send out ...
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| auto carpet stain coverage vs small claims | 11/10/2008 | Richard |
Q: My eleven year old son was returning from a scouting trip in another parent's automobile (6-8 months ...
A: Whether or not the comprehensive insurance would cover such an event depends upon what is written ...
|
| my sons insurance..he left title in my name! | 11/9/2008 | Richard |
Q: My son was just in an accident here in FL. He had let his insurance lapse...I also found out the ...
A: when you say that you re-registered the vehicle for your son in August I am assuming that you merely ...
|
| Mortgage Company and Insurance Claim | 11/8/2008 | Denise |
Q: Ok, this is a long story but I will try to make it short. My ex-husband and I have a home that was ...
A: You will have to provide documentation to the insurance company, showing that the mortgage was sold ...
|
| condo fire | 11/8/2008 | Denise |
Q: My condo complex went on fire oct 30.The building contains 65 units,and everybody has been forced to ...
A: Mold is generally excluded from damage, so you may want to do your best on your own to make certain ...
|
| Homeowner liabilty | 11/8/2008 | Denise |
Q: A neighbor girl brought a playstation 2 and guitar hero to our home for our 18 year old son to use ...
A: I do not see how your homeowners policy would be liable for this, as you were in no ways negligent. ...
|
| car accident | 11/7/2008 | Richard |
Q: I was in a car accident and the person at fault had no insurance,Driver license,registration. I had ...
A: you go girl! Good for you. Now I suggest that you get your medical bills and Drs. notes together ...
|
| home insurance - mortgage company | 11/7/2008 | Denise |
Q: I had some damage from the hurricane. My insurance company approved my estimates. They issued me a ...
A: I do know that the insurance company can hold back the amount for depreciation. If you are behind ...
|
| Car accident | 11/6/2008 | Richard |
Q: My child was hit by a car by a gentleman who ran a stop sign. The gentleman was given a ticket, but ...
A: Your medical bills should be covered up to the limits of the at-fault driver's no-fault insurance ...
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| Parking lots | 11/5/2008 | Denise |
Q: My neighbor is a small business with a parking lot in the back. His customers have broken several ...
A: I don't see how your neighbor is liable, since his customers caused the damages, and not his ...
|
| No fault because DWI | 11/4/2008 | Richard |
Q: If no-fault has denied my hospital and other doctor bills (because of the DWI), can I submit to my ...
A: in my opinion your own health insurance would be responsible for the payment of the medical bills ...
|
| neighbor law; water runoff | 11/4/2008 | Denise |
Q: A neighbor building next to me is changing the existing grade of the land. His lot was lower and he ...
A: This is more an issue that you would have to bring up with your local government authorities and ...
|
| car accident | 11/4/2008 | Richard |
Q: I was in a car accident and the person at fault had no insurance,Driver license,registration. I had ...
A: I am going to need a bit more information before I can properly answer this question. What is the ...
|
| home insurance - mortgage company | 11/4/2008 | Denise |
Q: I had some damage from the hurricane. My insurance company approved my estimates. They issued me a ...
A: If the repairs haven't been completed, it wouldn't be out of line for the mortgage company to want ...
|
| auto accident and driver points | 11/4/2008 | Richard |
Q: I was leaving a home builders store parking lot and a contractor was parked in the lot (he was in ...
A: when you say that you received a point on your driving record I am assuming that this involves the ...
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| property damage | 11/4/2008 | Denise |
Q: I do have insurance. Am I liable for this? Also what is the deal with permission on driveng ...
A: Since you are the owner of the vehicle, you are liable for any damages that are caused when you, or ...
|
| 3wk old Totaled Camry | 11/4/2008 | Richard |
Q: I leased a 09 Toyota Camry with a sale price of around $25k with $4500 down and no Gap insurance. ...
A: somehow I am not understanding this question. If a vehicle is worth $25K then how can it be ...
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| theft and total loss | 11/3/2008 | Denise |
Q: My father was visiting me in Washington DC. I came out and I noticed that his new car (one month ...
A: The insurance company is doing their due diligence, to make certain that the claim isn't a ...
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| Auto Accident Rental Reimbursement | 11/3/2008 | Richard |
Q: Being the front car in a rear-end accident (in MD), the other driver's insurance is responsible for ...
A: before I can really make this clear I will need to know the exact grounds that the at-fault ...
|
| property damage hit and run | 11/3/2008 | Richard |
Q: my vehicle was parked at my home and a girl turning around in my parking lot and hit the side of my ...
A: the first thing to do is to file this claim with your insurance company under the "collision" and ...
|
| Left Hand Turn | 11/3/2008 | Richard |
Q: I was in an accident last week where I was turning left. There were two lanes of traffic and I was ...
A: I am having some trouble picturing this event in my mind. In general a person making a left turn ...
|
| occasional driver | 11/3/2008 | Richard |
Q: I have an auto insurance policy with me and my wife listed as the only insured drivers. My daughter ...
A: this all depends upon your definition of the terms "sometimes" and "occasionally". If you mean once ...
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| Insurance & Registration | 11/3/2008 | Denise |
Q: Is it legal to have auto insurance and vehicle registration at different addresses? In same state? ...
A: Misprepresenting information about your insurance can result in denial of a claim, so it is ...
|
| Auto Accident Rental Reimbursement | 11/2/2008 | Richard |
Q: Being the front car in a rear-end accident (in MD), the other driver's insurance is responsible for ...
A: under most State's insurance laws the person's own insurance covers the use of a rental vehicle if ...
|
| Auto Accident Rental Reimbursement | 11/2/2008 | Richard |
Q: Being the front car in a rear-end accident (in MD), the other driver's insurance is responsible for ...
A: I see the way that you are thinking on this subject but I have to agree with the insurance company ...
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| pay out | 10/31/2008 | Richard |
Q: Does an insurance company have a limit as to how long they can take to pay out a claim?
A: generally speaking they do have a time limit which varies from State to State. However this time ...
|
| Hit and run | 10/31/2008 | Denise |
Q: about a week ago my jeep was parked on the road and someone hit it and attempted to drive off, they ...
A: You may be out of luck, if you can't prove who was driving the vehicle. You may have to investigate ...
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