| Subject | Date Asked | Expert |
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| A very strange rear ending case - Please help! | 7/22/2008 | Bennie 719 |
Q: I was recently involved in an accident on the freeway. It was 1am and I was driving in the carpool ...
A: I agree that the other car may have been to badly damaged to move from the lane of the accident and ...
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| Contributory Negligence | 7/21/2008 | Richard |
Q: On Mother's Day, 2007, I was following a Chevy Silverado 2500 on MD 65 in my 2000 Honda Civic. The ...
A: the way I see this situation it is one of "passing on the right" which runs against the VTL rather ...
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| damage from dead tree | 7/21/2008 | Denise |
Q: I live in Florida. Recently a dead pine tree from the adjacent property fell onto my property doing ...
A: If you can document and prove that you discussed this with the owners, you may be able to get their ...
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| Insurances | 7/20/2008 | Bennie 719 |
Q: I'm in the process of my home going into foreclosure. What happens to my homeowners insurance, since ...
A: Once the foreclosure is complete and the property is re-recorded in the name of the mortgagee, your ...
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| credit disability insurance | 7/19/2008 | Denise |
Q: I don't know if this is your field but here goes. My bank informs me that they are dropping the ...
A: If they are taking this action on their entire book of auto loan business, with appropriate notice, ...
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| rental car info | 7/19/2008 | Bennie 719 |
Q: i was involved in a car accident, i have obtained a lawyer also, but my question is i need a rental ...
A: This issue will be resolved once the adverse insurance company gets a copy of the policy report. In ...
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| Rental car accident | 7/19/2008 | Richard |
Q: What is the general outcome if someone lends a person a rental car for a few hours and that person ...
A: this is not a good scenario for the person who rented the vehicle because he breached his rental ...
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| Bent the bumper of a friends car. | 7/18/2008 | Richard |
Q: My friend let me use his car to go pick up my other friend's car, as I started backing out of the ...
A: that is what a deductible means. In order to receive a decrease in one's insurance premium the ...
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| hire car insurance | 7/18/2008 | Denise |
Q: I am a UK citizen, went to Los Angeles, hired a car, they sold me RLP only,I didn't have to show ...
A: Rental car companies offer three types of coverage, and it is your option as the leasee to decide ...
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| Bent the bumper of a friends car. | 7/17/2008 | Richard |
Q: My friend let me use his car to go pick up my other friend's car, as I started backing out of the ...
A: if their full coverage covers them for collision damage they should be covered and should file a ...
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| providing proof of insurance | 7/17/2008 | Bennie 719 |
Q: Is it legal for my employer to demand a copy of proof of insurance concerning automobile? Yes, I do ...
A: This is not an unusual request. Although there may not be a state law that would force you to ...
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| cutting trees for insurance requirement | 7/16/2008 | Denise |
Q: Our homeowners insurance is asking us to cut limbs that hang over the house. We have done this ...
A: Your homeowners insurance does have the right to request you to do this, because if they feel they ...
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| coverage for a driver not on title | 7/16/2008 | Denise |
Q: we are leaving the country and have California Casaualty insurance, and have also checked w/AAA. We ...
A: She can be a permissive driver of the vehicle, just by you giving her permission. She will not be ...
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| parking cars or vans too long for parking space | 7/16/2008 | Richard |
Q: I was curious about the issue of parking vehicles that are too long for the parking space. I work in ...
A: I do not know of any State laws regulating this circumstance. You can inquire about this problem ...
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| Rental Car Liability Insurance?? | 7/16/2008 | Bennie 719 |
Q: I want to rent a car for my vacation in California. Do you know if the rental car agency is ...
A: I guess that each of us will learn from this question. During all my traveling in California and ...
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| i was rear ended by unisured motortist | 7/16/2008 | Richard |
Q: i was rear ended buy a man who said he was insured and gave me a copy of the card and all. i found ...
A: there is usually a grace period which might increase the insurance protection term but you and I ...
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| Parked car collision | 7/14/2008 | Bennie 719 |
Q: I'm a college student at GVSU in Grand Rapids Michigan. This February I left my car parked in a ...
A: Since Michigan is a no-fault insurance state, you can only collect for damages to your car from your ...
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| Tree on Truck | 7/12/2008 | Denise |
Q: My son and I were on our way home tonite when a large portion of an old oak tree broke off and fell ...
A: You can ask, but I doubt that the county will respond. You would have to be able to prove that the ...
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| car wreck | 7/11/2008 | Denise |
Q: My daughter allowed a college friend to drive her car to the store. The girl admitted to speeding ...
A: I'm not clear, first of all, who the legal titled owner of the car is. If you are, then it could be ...
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| Primary on subrogation | 7/11/2008 | Bennie 719 |
Q: Who is primary in Ct, the personal auto carrier or rental company?
A: Sorry, but I don't have a crystal ball! Were you driving a rental car? Were you at fault? Did you ...
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| Gen. Liability | 7/11/2008 | Denise |
Q: Denise We are being audited now on our liability. I'm told I must include all subcontractors (who ...
A: The reason this is being required is because most of the agreements with entities involved in ...
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| no insurance accident | 7/10/2008 | Denise |
Q: My son was recently riding his motorcycle to work and was struck by a motorist. He didn't have ...
A: Some states are very strict and require all drivers to carry insurance. You may want to find your ...
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| Car insurance | 7/10/2008 | Denise |
Q: I am 17 and i was uninsured and in a car accident. I have no way to pay for the damages because of ...
A: If your father is the legal owner of the vehicle, he is responsible for the damages. They will put ...
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| Boat sank at dock | 7/10/2008 | Denise |
Q: on 6/10/08 we received a call from NJ State Police, our boat was sinking.when we arrived the boat ...
A: I used to work for a company that did marine insurance. Marine surveyors are generally very good at ...
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| Lfe Insurance | 7/10/2008 | Denise |
Q: My Broher in law passed away 5 yrs. ago. He had an American Express credit card with a $10.000.00 ...
A: If you can find proof that your brother in law in fact had a life insurance policy, and in fact you ...
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| Broken windshield liability | 7/9/2008 | Denise |
Q: I had a sheriff come to my house this morning saying a woman called in to report that my truck threw ...
A: Most states have case law now that state these types of things are considered to be road hazards, ...
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| leaving the scene | 7/9/2008 | Denise |
Q: I recently was in a leaving the scene accident. I had liability insurance and was issued a ticket.I ...
A: If I understand this correctly, you were in an accident with a telephone pole, and the vehicle you ...
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| auto accident | 7/8/2008 | Denise |
Q: I was involved in accident April 2007.Four way intersection,stop sign other driver,as I had right of ...
A: I'm not clear on your description of the accident. Your best hope would be to find a witness who ...
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| I was reversing but was never in park | 7/8/2008 | Denise |
Q: I pulled partially into a parking spot to reverse into another directly back. I checked all mirrors ...
A: Parking lot accidents are difficult to assess negligence to. Common sense states you yield the ...
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| Stolen vehicle recovered | 7/8/2008 | Denise |
Q: My vehicle was stolen on June 3,2008 and I reported it. It was recovered in Mexico on June 25,2008. ...
A: What you may have to do is contact the California Department of Insurance, and make a complaint, ...
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| Failure to yeild? | 7/8/2008 | Denise |
Q: I pulled out of a driveway on wet roads.A snow bank obstructed my view to 3-4hundred feet.165 feet ...
A: You should certainly question your insurance company why they paid damages for the other party's ...
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| Earthquake Insurance Coverage - Special Assessment | 7/7/2008 | Denise |
Q: I purchased my condo in California. At the time I was disclosed an HOA fee which included ...
A: This sounds like something that is covered in the very fine print of your original HOA agreement. ...
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| life insurance | 7/7/2008 | Denise |
Q: My husband died April 17,2008 of acute cardiac arrest the insurance company has yet to pay out. ...
A: If you feel the insurance company isn't cooperating in proving you the right forms to make the ...
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| Who's responsible | 7/7/2008 | Denise |
Q: My daughters boyfriend was living at home with his parents in Washington State when he got in an ...
A: I'm not from Washington state, nor an attorney, but generally, you are correct. It is the owner of ...
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| uninsured motorists | 7/6/2008 | Denise |
Q: my wife was hit by a uninsured motorists, all his fault, and our wisconsin insurance comp. says that ...
A: The Uninsured Motorist coverage on your policy is Uninsured Bodily Injury, which has to do with the ...
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| motorcycle accident | 7/6/2008 | Denise |
Q: I was involved in a motorcycle accident one month after i registered the bike in my name and had no ...
A: You haven't stated it, but it appears that you are in California, which is a mandatory insurance ...
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| Parking Lot Right-Of-Way | 7/5/2008 | Denise |
Q: I was backing out to get comfortably in a parkng space. I made one more reverse, and a car suddenly ...
A: Parking lot accidents are challenging to explain fault, and some companies may consider fault 50/50. ...
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| My car was stolen | 7/4/2008 | Denise |
Q: My car was stolen off of a dealership lot while being fixed...two minors stole it...my car has been ...
A: The nature of insurance isn't to compensate you fully for every loss, but to provide you with some ...
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| Removals Company - Goods Damaged in trasit | 7/2/2008 | Denise |
Q: We recently moved house and the movers were ok, though a few things were broken (one of which a ...
A: It sounds like you are from the UK, so if their contract doesn't reference the excess amount, you ...
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| Parking Lot | 7/2/2008 | Denise |
Q: I was in a parking lot in Texas and come to an intersection and stopped. The other cars was parked ...
A: You might try seeing if there were witnesses who can attest that she was a passenger in the vehicle, ...
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