| Subject | Date Asked | Expert |
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| No fault | 8/28/2008 | Richard |
Q: What is the definition for a "no fault excess pip" claim? Thank you.
A: I am assuming that you are asking about a lien for excess PIP or no-fault benefits at the conclusion ...
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| Rear-end Collision | 8/28/2008 | Richard |
Q: I am a 17 year old with a provisional license. I was stationary at a stop light when a car came from ...
A: first thing to do is obtain a copy of the police report for future use. The person you hit could ...
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| Rental car accident | 8/28/2008 | Bennie 719 |
Q: I had rented a car with Enterprise in June of 2008 in San Francisco CA. My friend was listed as an ...
A: Yes, the first part of the statement is true.....since you rented the vehicle, you are responsible ...
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| Insurance lapsed and I was involved in an accident | 8/28/2008 | Richard |
Q: I was involved in an auto accident in Michigan on Oct. 22, 2004. My insurance coverage had lapsed ...
A: it seems to me that you are to be congratulated in this matter. That insurance company seems to ...
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| Value of recent repairs on salvage claim | 8/27/2008 | Richard |
Q: Farmer's Insurance has accepted 100% of the fault in an accident were their insured cut in front of ...
A: the only way that you could legally assert a claim for more money here would be if the vehicle was ...
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| MEDICAL CLAIM MADE BY NON-OWNER | 8/27/2008 | Denise |
Q: I AM A RESIDENT OF PENNSYLVANIA. ON 12/23/2003, MY FRIEND ASKED TO USE MY CAR. THERE WAS ACCIDENT ON ...
A: The types of coverages that could be involved in this accident would be determined by the situation. ...
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| CAR ISURANCE | 8/27/2008 | Richard |
Q: I HAD A ACCIDENT IN MY CAR A WEEK AGO IT IS NO FAULT OF MINE SO GOING THROUGH HIS INSURANCE SO IVE ...
A: if the vehicle is no longer driveable and has been considered to be a total loss then I see no ...
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| Rental car accident - who is responsible? | 8/27/2008 | Denise |
Q: I had recently rental a car in SF CA from Enterprise. I was the contract holder but my friend was ...
A: The person who signed the contract is the one personally liable for all damages. If you didn't ...
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| Rental car accident | 8/27/2008 | Bennie 719 |
Q: I had rented a car with Enterprise in June of 2008 in San Francisco CA. My friend was listed as an ...
A: Since your friend was driving and has her own insurance but was listed as a driver on the rental ...
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| tree fell on my car | 8/26/2008 | Denise |
Q: I stopped at a friends house to pick up my son while I was parked there a tree fell on my car it was ...
A: If you have pictures showing the tree was very rotten, then you possibly have some recourse from the ...
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| no insurance | 8/26/2008 | Richard |
Q: my son was involved in an accident in Texas recently. He was driving with no insurance. Bad, bad he ...
A: I do not know about the criminal laws for not carrying insurance in the state of Texas so I do not ...
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| No insurance invalded in a accident....... | 8/26/2008 | Bennie 719 |
Q: On Thursday 8/21/08 I've been involved in a accident. i was at a red light waiting for the light to ...
A: You state that the other driver has a problem with the state of California and is not supposed to be ...
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| Homeowners insurance/ liability | 8/26/2008 | Denise |
Q: I have a friend who fell down a leech pit on a septic system. The lid collapsed under him and he ...
A: Standard homeowners coverage does include liability, however, if the person living in the home was ...
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| Insurance lapsed and I was involved in an accident | 8/25/2008 | Richard |
Q: I was involved in an auto accident in Michigan on Oct. 22, 2004. My insurance coverage had lapsed ...
A: what you sent me is a well and clearly stated definition of property damage in the Michigan legal ...
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| Insurance lapsed and I was involved in an accident | 8/25/2008 | Richard |
Q: I was involved in an auto accident in Michigan on Oct. 22, 2004. My insurance coverage had lapsed ...
A: as far as I know there is no statute in existence which would bar the insurance company from ...
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| house fire | 8/25/2008 | Denise |
Q: I was at my girlfriends house for lunch by myself. I fried some frenchfries for lunch in a pot on ...
A: I've heard of the insurance company coming after you for the damages from accidently starting a fire ...
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| Insurance Policy amount | 8/25/2008 | Bennie 719 |
Q: I was in a wreck and the insurance company for the liable party has excepted responsibility. They ...
A: The insurance company must disclose their policy limit when petitioned to do so by an attorney. If ...
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| Life Insurance Policy | 8/23/2008 | Richard |
Q: My friend's husband took out a policy for $25,000 in June 2008 and gave them a check, They told him ...
A: I am glad that your friend contacted an Attorney. Ordinarily I would say that given the new set of ...
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| storm damage from a tree | 8/23/2008 | Denise |
Q: During a recent tropical storm in Florida a tree on my property blew over onto my neighbors house ...
A: Unless your neighbor can prove that the tree was dead, and that you were negligent in not having it ...
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| Adult child in another state | 8/22/2008 | Richard |
Q: Our daughter is going through a divorce and her soon-to-be-ex-husband will be keeping the family ...
A: I do not see why your current insurance company would not insure this extra vehicle on your policy ...
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| claim payment | 8/22/2008 | Denise |
Q: I have recently filed a claim for some wheels and tires that were stolen from my work place. I had ...
A: Your insurance company has to investigate, and if they can prove that you had them stolen, they ...
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| can anything be done about an inaccurate "negligent" finding? | 8/22/2008 | Richard |
Q: My husband was in a chain reaction accident Feb. 2006. The driver behind him was found negligent for ...
A: it seems as if you and your husband have run up against a sloppily run insurance company and their ...
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| auto insurance | 8/22/2008 | Bennie 719 |
Q: I damaged my home with my auto. My auto insurance says will not cover damage to home from auto. I ...
A: I'm sorry to learn of your problem. Your insurance company is providing you correct information. ...
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| Accidental Death Benifiets | 8/21/2008 | Richard |
Q: My father was in a car accident and was killed upon impact. The country road had skid for a long ...
A: I am assuming that you are not asking about any accidental death insurance that was on the vehicle's ...
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| Motorcyle accident on Garden State Hwy. | 8/20/2008 | Richard |
Q: On July 17,2008 I was riding a very good friend of mine Custom Chopper on the Garden State Parkway. ...
A: allow me to start by saying that you must be going to the right church to have been able to walk ...
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| please help | 8/20/2008 | Richard |
Q: My car was parked thou damages on my car are 8000 dollars i have the report the guy has insurance ...
A: the fact that your vehicle was not insured at the time of the event does nothing to change the fact ...
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| Car insurance before marriage | 8/18/2008 | Denise |
Q: Can Geico Insurance issue me a new policy after I inform them that I'm divorcing my wife whom I ...
A: I think you should contact your State Insurance Department and make a written complaint. Since you ...
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| definition of totaled out car | 8/18/2008 | Richard |
Q: My question is what happens when the insurance company totals out a car. I was hit by someone ...
A: when a vehicle is considered to be a total loss it means that the repairs are going to cost more ...
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| Auto accident | 8/17/2008 | Richard |
Q: On Thursday i was approching an intersection in which someone was stopped in the middle of the road, ...
A: the way I see this situation is that you have run up against a scam artist who does this type of ...
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| Health Insurance Question | 8/16/2008 | Richard |
Q: I injured my back and subsequently had x-rays, MRI and numerous doctors visits. I was just recently ...
A: I am laughing as I write this response because I know where the health insurance company is coming ...
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| insurance claim on sold house | 8/16/2008 | Denise |
Q: I am the executor to an estate and the home had major hail damage, for which I submitted a claim to ...
A: What the bank needs to do is to issue a letter to the insurance company, referencing the claim ...
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| Life Insurance Policy | 8/15/2008 | Richard |
Q: My friend's husband took out a policy for $25,000 in June 2008 and gave them a check, They told him ...
A: a lot of this would depend upon whether or not your friend has a copy of the insurance policy with ...
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| Car insurance before marriage | 8/15/2008 | Denise |
Q: Can Geico Insurance issue me a new policy after I inform them that I'm divorcing my wife whom I ...
A: The best thing to do would be to contact Geico, and ask them to explain the rating on the new ...
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| House hit by demolition car & trailer | 8/15/2008 | Denise |
Q: I was wondering what, if anything, I can claim for a trailer coming off the back of a truck and ...
A: I take it that you didn't have rental insurance, or insurance coverage on the demolition car. You ...
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| Stolen & Wrecked Vehicle | 8/15/2008 | Richard |
Q: A relative living with us was given the house keys to enter which also held the truck key. This ...
A: in my opinion you are going after the wrong entity in attempting to appeal this decision on the part ...
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| left hand turn | 8/15/2008 | Richard |
Q: I was making a left turn on a two way road. I saw a vehicle approaching but felt I had sufficient ...
A: since you cannot prove either speeding or cell phone use I am afraid the ticket is valid because the ...
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| Car insurance before marriage | 8/12/2008 | Denise |
Q: Can Geico Insurance issue me a new policy after I inform them that I'm divorcing my wife whom I ...
A: It's pretty standard to split up the auto insurance, but it is usually done after a divorce. The ...
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| pre-existing conditions/divorce | 8/11/2008 | Richard |
Q: I have a brother that has had lymphoma, he is in relapse and has been for some time and is in good ...
A: this is a real tough one. The first thing your brother must do is to obtain a copy of the insurance ...
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| NY Disabled van damaged(lengthy) | 8/11/2008 | Richard |
Q: Tuesday, July 29, 2008 I bought my 1998 Ford Econoline 150 van in for its NYS inspection. I took it ...
A: I am very, very sorry for such a terrible event to befall you! My opinion is that you should ...
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| car damage while in mechancial shop | 8/11/2008 | Richard |
Q: What if I put my vehicle in the mechanical shop for repairs and after the mechanical call and stated ...
A: you can absolutely sue the shop and in my opinion you should do so if they do not voluntarily agree ...
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