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About Richard
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I have been the no-fault insurance administrator and arbitration specialist for 18 years working for a plaintiffs` law firm. I have a copy of and am familiar with the newest Reg.68 of the New York State insurance law and have sucessfully represented over 300 applicants at hearings and have guided more than 1,500 more that didn`t need to actually go to a hearing.

 
   

You are here:  Experts > Money > Personal Insurance > Insurance Law > Out of State coverege

Insurance Law - Out of State coverege


Expert: Richard - 6/12/2008

Question
I droe up to California to visit my family from Texas and while I was on my vacation a car hit me. Now the insurance is refusing to pay me because my car is not registered in California. Is this legal?

Answer
Hi Issy, are you asking about your insurance company or the insurance company which insures the other vehicle.  If it is the other person's insurance company then you will have to sue the other driver.  If it is your own insurance company then you will have to sue your own insurance company for "breach of insurance policy-failure to pay insurance claim".  Check with your own insurance policy first to see if there are any exclusions regarding driving in any othe state.  I doubt there are but you never know.

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