AboutDenise Expertise I am a licensed Property/Casualty agent in the state of Wisconsin, a Certified Insurance Counselor and a Certified Insurance Service Representive, with a 15+ year background in personal insurance underwriting. I am currently working in the Homeowners and Auto field, and was licensed in Life and Health insurance years ago. I can provide input if you will give me a "one paragraph what`s the story", however depending on the situation, do note that as policy forms and endorsements vary by the state, the information may be general and educational in nature.
Expert: Denise Date: 6/27/2008 Subject: accident with a rental car
Question QUESTION: how do i go about finding out who pays for repairs to my car when the rental car driver was responsible rear ending me is the company liable
ANSWER: Hi Louise-
I'm not an attorney, and this could vary by state. Generally, it is not the rental car company that is liable. It is the insurance policy of the person who rented the car that would respond. Some states do though consider the rental car company the insurer of last resort. This does vary by state though. You would need to contact the rental car company, or go off the police report to get the identity of the person who rearended you. Sorry I can't be of more help. :) Denise
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QUESTION: what if the driver does not have insurance and the rental company rented to them. who is responsible
Answer Hi Louise-
Your best bet would be to consult an attorney, as state laws vary on this. They can advise you whether you have any recourse against the rental company, and help you get a judgment against the person who caused the accident. That usually results in that person losing their drivers license until they have paid for the damage. Most of the time, you have to go against the person who rented the car. Sorry I can't be of more help. :) Denise
