AboutDenise Expertise I am a licensed Property/Casualty agent in the state of Wisconsin, a Certified Insurance Counselor and a Certified Insurance Service Representive, with a 15+ year background in personal insurance underwriting. I am currently working in the Homeowners and Auto field, and was licensed in Life and Health insurance years ago. I can provide input if you will give me a "one paragraph what`s the story", however depending on the situation, do note that as policy forms and endorsements vary by the state, the information may be general and educational in nature.
Expert: Denise Date: 6/24/2008 Subject: can my license be suspended?
Question I was involved in a car accident back in Feb. and had no insurance. I recently was contacted by a law firm that represents the other party's insurance co. They say that I owe 8,000.00 in damages for the other persons car. I told the that the best I could do was $100.00 a month payments ( me and my husband neither one make very much and we have 3 kids, we can barely afford food as it is.) Anyway, they said that I would be welcome to make payments and any payments that I did make would of course come off the total balance, but that my making payments would not keep them from filing a lawsuit against me, and that my license would also be suspended. Can they take my license even if I am making payments? And if so, for how long? If my license is taken away then I can't get to work which means less income, and I wouldn't be able to make payments to them. My husband lost his license years ago, and I give him rides back and forth. I have a perfect driving record other than this, not even a speeding ticket.
Answer Hi Candida-
I'm not an attorney, and state laws do differ regarding causing damages in accident, and not having insurance or the means to compensate the party that was damaged. If they take it to court, which they likely will to get a judgment against you so that you will pay what you owe, it is very possible that the judge will have your license suspended. You will probably be able to get an occupational license allowing you to travel to work. You may want to consult with an attorney to let you know your options in the state you reside in. Sorry I can't be of more help. :) Denise
