AboutRichard Expertise I have been the no-fault insurance administrator and arbitration specialist for 18 years working for a plaintiffs` law firm. I have a copy of and am familiar with the newest Reg.68 of the New York State insurance law and have sucessfully represented over 300 applicants at hearings and have guided more than 1,500 more that didn`t need to actually go to a hearing.
Expert: Richard Date: 6/15/2008 Subject: parking lot accident-t bone intersec.
Question My daughter was in an accident in her school parking lot. There are 3 aisles of 2-way traffic and cross roads that intersect with all 3 aisles (also 2-way traffic). There are no stop or yield signs anywhere. She was on one of the crossroads, preparing to turn left into an aisle. she slowed down, almost to a complete stop to look for any cars coming up or down the aisle. Just as she inched forward to look, a car drove through the intersection from her right. Because the other car never slowed down, it has about a 3 foot long scratch along the front left quarter panel. Because my daughter was barely moving, there is no damage to her car's right front bumper.I told her it would probably be 50/50 and to let the insurance companies handle it. There was no police report. Here's my question: When my daughter attempted to exchange information, the other driver refused to give her any information and would not show her the registration or her license or her insurance info. My daughter wrote down her vehicle license # but that's all she could get. This happened 6/13 and she is still refusing. she claims to have contacted our insur. company but is not filing a claim with her own. This must be a violation of some law, regardless of who is at fault. what can we expect to happen ?
Answer Hi Maria, hopefully when you and your daughter called in this accident to your insurance company she mentioned the refusal of the other driver to divulge the insurance information. I do not see this as a 50/50 accident because your daughter had to have been somewhat into that intersection before the event occured and since there were no traffic control devices in place {stop or yield signs} the other driver should have stopped when she saw your daughter. The fact that the other driver did not want to reveal her vehicle information indicates to me that she either was not the owner of the vehicle or the vehicle was being driven without insurance. I am certain that your insurance company will do the necessary work in adjusting this claim and that the other driver will not obtain more than 30% of the cost of the damages to her vehicle.
