AboutDenise Expertise I am a licensed Property/Casualty agent in the state of Wisconsin, a Certified Insurance Counselor and a Certified Insurance Service Representive, with a 15+ year background in personal insurance underwriting. I am currently working in the Homeowners and Auto field, and was licensed in Life and Health insurance years ago. I can provide input if you will give me a "one paragraph what`s the story", however depending on the situation, do note that as policy forms and endorsements vary by the state, the information may be general and educational in nature.
Expert: Denise Date: 6/22/2008 Subject: stolen car
Question Hello, Cars101 sold me a car with fraudulent docs...when I didn't pay all the car up front a month later...they said I had to come back and rewrite the contract..docs showing my loan with fireside bank...but they didn't get the financing kept running credit...never cashed my monthly payments...wouldn't register the car..and repo'd the car last week from me during a DMV investigation... allstate won't take the claim because there is no police report... the Santa Barbara City Police Dept say it was a repo..i said it isn't because i never missed a payment... what do i do?
colleen 805-617-9852
Answer Hi Colleen-
This isn't my area of expertise, but there should be a State of California division that handles consumer affairs. Since they never cashed your check, it sounds to me like they couldn't find a bank to take the loan. Sounds like you were able to drive the vehicle for a time without paying anything, if I understand it. You may have to start over with another company to purchase a car, but do not take the vehicle until the financing is complete. Hope this helps. :) Denise
