AboutDenise Expertise I am a licensed Property/Casualty agent in the state of Wisconsin, a Certified Insurance Counselor and a Certified Insurance Service Representive, with a 15+ year background in personal insurance underwriting. I am currently working in the Homeowners and Auto field, and was licensed in Life and Health insurance years ago. I can provide input if you will give me a "one paragraph what`s the story", however depending on the situation, do note that as policy forms and endorsements vary by the state, the information may be general and educational in nature.
Expert: Denise Date: 7/12/2008 Subject: Tree on Truck
Question My son and I were on our way home tonite when a large portion of an old oak tree broke off and fell on my truck at the exact moment we were driving past it. there is significant damage to my truck, no personal injury. the highway patrol said the tree was the property of the county. what are the chances that the county will help with the cost of repair, at least the deductible, and is that something my insurance company would pursue or would i? the patrol officer said it appeared the trees were in poor condition, and we recently had 108 degree heat. i know accidents happen, i have insurance. just curious if there would be any assistance with my deductible.
Answer Hi Stephanie-
You can ask, but I doubt that the county will respond. You would have to be able to prove that the tree was unsafe, dead, and a hazard to traffic previously, and should have been removed. A arborist would be an expert, but it would likely cost you as much as your deductible to find out whether there was in fact any real negligence on the part of the county. Sorry I can't be of more help. :) Denise
