AboutRichard Expertise I have been the no-fault insurance administrator and arbitration specialist for 18 years working for a plaintiffs` law firm. I have a copy of and am familiar with the newest Reg.68 of the New York State insurance law and have sucessfully represented over 300 applicants at hearings and have guided more than 1,500 more that didn`t need to actually go to a hearing.
Expert: Richard Date: 8/4/2008 Subject: Taxis in NJ
Question Are Taxi's in NJ required to carry either PIP or MedPay coverage?
Answer Hi Gee, the last time I had any dealings with N.J. no-fault laws ALL vehicles were required to carry it. The coverage would lie with the passenger's home insurance policy but if they did not have an insured vehicle in their household then they would have to be covered through the taxi's no-fault coverage. The driver would be covered under worker's compensation unless he was self-insured.