Insurance Law/Gap insurance

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Question
My leased car was recently involved in and accident my brother was the driver and it turns out he was not on the insurance. I had sent him on and Aron to put new tires on the vehicle and on his way he rear ended someone. My insurance of course say they wouldn't cover me or the other cars in the accident.
My question to you is will my gap insurance that I bought when I leased the car cover my vehicle eaven if the insurance doesn't?
Thanks

Answer
I don't what kind of auto policy you have that wouldn't cover someone that you gave permission to drive.  What it insurance you purchased through the leasing company?  I would suggest finding your policy provisions, and look at the first couple of pages of the fine print.  There it would define "Who is an insured".  Something doesn't sound right here.

Without seeing what kind of policy you have, it's hard to say whether you actually even have GAP coverage.  You need to look at the fine print of the policy. Hope this helps. :)

Denise  

Insurance Law

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Denise

Expertise

I am a licensed Property/Casualty agent in the state of Wisconsin, a Certified Insurance Counselor and a Certified Insurance Service Representive, with a 15+ year background in personal insurance underwriting. I am currently working in the Homeowners and Auto field, and was licensed in Life and Health insurance years ago. I can provide input if you will give me a "one paragraph what`s the story", however depending on the situation, do note that as policy forms and endorsements vary by the state, the information may be general and educational in nature.

Experience

20+ Years

Organizations
CIC, CISR, API

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