Expert: Hayat Anne Collins Osman - 6/9/2005

Question
is it okay to get life insurance? if not, what are the reasons.

thanks


Answer
Asalamu aleykum

Almost all Islamic scholars say that life insurance is haram. Here is a typical fatwa:

Islam Questions & Answers
www.islam-qa.com
Question Reference Number:: 8889
Title: The true nature of insurance and the rulings concerning it

Home > Jurisprudence and Islamic Rulings > Transactions > Insurance >
Question:


What are the rulings on commercial insurance which is widespread nowadays?

Answer:

Praise be to Allaah.

1)                 All kinds of commercial insurance are clearly and undoubtedly ribaa (interest/usury). Insurance is the sale of money for money, of a greater or lesser amount, with a delay in one of the payments. It involves riba al-fadl (interest-based transaction) and riba al-nas' (interest to be charged if payment is delayed beyond the due date), because the insurance companies take people's money and promise to pay them more or less money when a specific accident against which insurance has been taken out happens. This is riba, and riba is forbidden in the Qur'aan, in many aayaat.

2)                 All kinds of commercial insurance are based on nothing but gambling which is haraam according to the Qur'aan:

“O you who believe! Intoxicants (all kinds of alcoholic drinks), and gambling, and Al‑Ansaab (stone altars for sacrifice to idols etc.) and Al‑Azlaam (arrows for seeking luck or decision) are an abomination of Shaytaan's (Satan's) handiwork. So avoid (strictly all) that (abomination) in order that you may be successful” (al-Maa'idah 5:90 – interpretation of the meaning).

All kinds of insurance are kinds of playing with chances. They tell you, Pay this much money, then if this happens to you we will give you this much. This is pure gambling. Insisting on differentiating between insurance and gambling is pure stubbornness that is unacceptable to any sound mind. The insurance companies themselves admit that insurance is gambling.

3)                 All kinds of insurance are forms of uncertainty, and transactions which involve uncertainty are forbidden according to many saheeh ahaadeeth, such as the hadeeth narrated by Abu Hurayrah (may Allaah be pleased with him):

“The Messenger of Allaah  (peace and blessings of Allaah be upon him) forbade transactions determined by throwing a stone and transactions which involved some uncertainty.” (Narrated by Muslim).

[“Transactions determined by throwing a stone” – this was a type of transaction that was prevalent in the markets of pre-Islamic Arabia, whereby a stone was thrown by either the buyer or the seller, and whatever it touched, its transaction became binding. “Transactions which involved some uncertainty” – is a transaction in which there is no guarantee that the seller can deliver the goods for which he receives payment. Footnotes from the translation of Saheeh Muslim. (Translator)].

All forms of commercial insurance are based on uncertainty of the most extreme kind. Insurance companies and those who sell insurance refuse to insure cases except where there is clear uncertainty in whether or not the condition being insured against will happen or not.  In other words, the condition being insured against must have a possibility of happening or not happening (as opposed to, for example, someone who has a pre-existing condition, such as a person who is on death row applying for life insurance--translator.) Moreover, this transaction involves something uncertain, which is when an accident will happen and the extent of the damage caused. Hence insurance combines three kinds of extreme uncertainty.

4)                 All kinds of commercial insurance consume people's wealth unjustly, which is haraam according to the Qur'aan:

“O you who believe! Eat not up your property among yourselves unjustly” (al-Nisaa' 4:29 – interpretation of the meaning).

All forms of commercial insurance are fraudulent transactions aimed at consuming people's wealth unjustly. The precise statistics calculated by one of the German experts state that what people get back of what has been taken from them is no more than 2.9%.

Insurance is an immense loss for the nation, and there is no evidence or excuse to be found in the actions of the kuffaar who have lost the ties of kinship and friendship and are therefore forced to resort to insurance, which they hate as much as they hate death.

These are only some of the violations of sharee'ah which insurance is essentially based upon. There are numerous other violations which we do not have room to mention here, and there is no need to do so, because just one of the violations which we have mentioned above is sufficient to make insurance one of the things which is most prohibited in the sharee'ah of Allaah.  

It is a shame that some people are deceived by the ways in which the insurance companies make insurance attractive  and confuse them by calling it “co-operative” or “mutual support”  or “Islamic”, or other names which do not change the unjust nature of insurance in the slightest.  

The insurance companies' claim that the ‘ulamaa' have issued fatwaas stating that so-called “co-operative insurance” is halaal, is a lie. The reason for this confusion is that some insurance companies approached the ‘ulamaa' with a deceitful set-up which has nothing to do with any kind of insurance, but they said that it was a kind of insurance which they called “co-operative insurance” (to make it sound attractive and to confuse the people). They said that it was purely in the nature of a donation, and that it was a kind of the co-operation enjoined by Allaah in the aayah (interpretation of the meaning): “Help you one another in Al‑Birr and At‑Taqwa (virtue, righteousness and piety)…” (al-Maa'idah 5:2), and that the aim was to co-operate in alleviating the overwhelming disasters that may befall people. But in fact what they called co-operative insurance was just like any other kind of insurance; the only difference was in the way in which it was set up, not in its essential nature. It was far from being any kind of simple donation or co-operation in righteousness and piety; in fact it is a kind of co-operation in sin and transgression. It was not aimed at helping to relieve the distress of calamities, but at depriving people of their wealth by unjust means, which is absolutely haraam, as are other kinds of insurance. Hence what they proposed to the ‘ulamaa' is not even insurance at all.

With regard to the claim made by some, that part of the premium (money paid to the insurer) is returned, this does not change anything and does not free insurance from the taint of ribaa, gambling, transactions based on uncertainty, unjust consumption of people's wealth and going against the principle of trusting in Allaah (tawakkul), and other kinds of haraam actions. Insurance is deceit and confusion. Anyone who wishes to learn more should refer to the essay al-Ta'meen wa Ahkaamuhu (Insurance and its rulings). I call on every Muslim who has pride in his religion and whose hopes are focused on Allaah and the Last Day to fear Allaah and to avoid all kinds of insurance, no matter how attractive their proponents make them, for they are undoubtedly forbidden. In this manner he will protect his religion and his wealth, and he will be blessed with security from the Owner of security, may He be exalted.

May Allaah help me and you to have insight into matters of religion and to do that which is pleasing to the Lord of the Worlds.



See: Khalaasah fi Hukm al-Ta'meen by Shaykh Dr. Sulaymaan ibn Ibraaheem al-Thaniyaan Member of faculty, Sharee'ah College, al-Qaseem (www.islam-qa.com)

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Thank you for this interesting question. I look forward to hearing from you again, insha'Allah.

May Allah bless, forgive, and guide us all.

Hayat Anne Collins Osman

PLEASE pray for my family and for me.

Please visit my little website.

http://www.geocities.com/hayatanneosman/American-Muslim.html

My mailing list.  All are welcome.

http://groups.yahoo.com/group/IslamIstheTruth/

Ask me a question about Islam.

http://www.allexperts.com/postQuestion.asp?Expert=63091&Category=947
---

Brief, but excellent, introduction

http://islam.org/Mosque/uiatm/un_islam.htm


An introduction for non-Muslims.

http://www.islam-guide.com/

http://www.unn.ac.uk/societies/islamic/index.htm

I Want to embrace Islam but ...
http://www.al-sunnah.com/onlyforyou.htm

A beginner's short course on Islam

http://www.islam101.com/dawah/course101.html

Dawah: Calling people to Islam

http://saif_w.tripod.com/explore/dawah.htm

http://www.bismikaallahuma.org/

http://www.islam-is-the-only-solution.com/Christianity.htm

Br. Dawood Warmsby audio lecture

http://www.youngmuslims.ca/ymfn/default.asp

Misconceptions about Islam
http://www.salafipublications.com/sps/
http://www.usc.edu/dept/MSA/notislam/misconceptions.html
http://johnw.host.sk/articles/islam_pillars/top_ten_misconceptions_about_islam.h...
http://www.allaahuakbar.net/misconceptions/index.htm

--
The Islamic model of forgiveness
www.iiie.net/Articles/Forgiveness.html

--
Download Islamic books.

http://www.muhaddith.com/downloads_free_islamic_software_books.html


Free Islamic books online

http://www.wponline.org/vil/Books/

Free Islamic materials by mail

http://www.khadijasislamicresources.com/free.html

http://www.iad.org/Request/Request.html


start here
Religion and culture.  Basic course.

http://www.islam101.com/

More detailed information

http://www.islam-guide.com/

--
Fundamental Beliefs of Islam: a comprehensive website

http://www.TodayIslam.com/belief.htm

Towards Understanding Islam, a brilliant introduction.
http://www.momin.com/tui/

Download audio lectures
http://www.aswatalislam.net/CategorySelectionMadeP.aspx?CatID=1006 .

http://www.audioislam.com/default.asp

http://www.islamic-knowledge.com/Audio_Index.htm#Audio%20List

http://www.islamweb.net/ver2/engblue/e_audio.php

Audio and video files
http://www.beconvinced.com/SPEECHES.htm

FAQ on Islam-excellent!

http://207.235.6.112/irf/faqonislam/index.htm
--

The Nature of Allah
http://www.themodernreligion.com/basic/islam_allah_nature.htm

Tawheed—The Unity of Allah: many articles
http://www.TodayIslam.com/belief.htm

--
Accepting Islam – a comprehensive guide
http://www.convertstoislam.org/learning/Islam_introductiontopillars.htm
--
Women in Islam vs. the Judeao-Christian traditions.
http://www.islam.org/mosque/w_islam/intro.htm

Gender Equality in Islam by Professor Jamal Badawi-Excellent!
http://www.soundvision.com/gender/

The Spiritual Role of Women in Islam
http://www.mwlusa.org/publications/essays/spiritrole.html

Women in the Qur'an
http://www.islamzine.com/women/qur_wom.html

Famous Women in Islamic History
http://www.jannah.org/sisters/famous.html

Links about Women in Islamic History
http://www.islamicgarden.com/page1053.html


Hijab
Getting started
http://www.muhajabah.com/hjbscared.htm

http://www.modernmuslima.com/hijabhow.htm

http://www.islamzine.com/hijab/hijabcs.html

http://www.islam101.com/women/hijabfaq.html

http://www.almuhajabat.com/howtowearhijab.html

Rules

http://www.fiqh.net/niqaab/conditions.htm


Covering the face

http://committed.to/niqab

Female Circumcision
http://www.islamset.com/hip/health5/female.html


Muslim names
http://islam.about.com/library/weekly/aa090399.htm

---
Massive resources list.
http://www.islamworld.net/
---

The True Message of Jesus - Professor Bilal Phillips
http://www.meccalight.com/pages/the%20true%20message.htm

Prophet Jesus (a.s.) in the Holy Qur'an
http://wings.buffalo.edu/sa/muslim/library/jesus-say/ch8.html

http://www.islam-101.org/

The Bible Denies the Divinity of Jesus (a.s.)
http://www.islam-guide.com/ch3-10-1.htm

The Bible: A Closer Look by a former Christian preacher
http://www.islamtomorrow.com/bible.htm#intro

Links to an number of excellent articles about Prophet Jesus (a.s.)
http://www.sultan.org/


Outline on Muslim-Non-Muslim Relations (misunderstood Qur'an  texts), by Professor Jamal Badawi
http://www.isna.net/Library/slides/muslim_non-muslim_relationship_files/frame.ht...

The Bible: Izhar al-Haqq (The Truth Revealed)
http://www.islam4all.com/newpage71.htm

The Name of  “Allah” in the Arabic Bible
http://www.islamic-awareness.org/Quran/Sources/Allah/BibAllah.html

The Ten Commandments in the Holy Qur'an
http://www.quran.org.uk/articles/ieb_quran_10commandments.htm

Refuting orientalists
http://www.prophetmuhammed.org/prophetmuhammed/Controversies.asp

More bible links

http://www.beconvinced.com/RELIGIONINDEX.htm#ARTICLES%20ON%20THE%20QURAN%20&%20T...

http://wings.buffalo.edu/sa/muslim/library/jesus-say/contents.html

www.answering-christianity.com/

jamaat.net/deedat.htm

www.al-sunnah.com/bible.htm

www.sultan.org/


--
Islam and Buddhism links
http://www.geocities.com/IslamAwareness/Buddhism/

Islam and Buddhism
http://www.geocities.com/IslamAwareness/Buddhism/gautam.html

Muhammad (pbuh) in Buddhist Scriptures/
http://www.geocities.com/IslamAwareness/Buddhism/scriptures.html

Buddhism and the Bible
http://www.geocities.com/IslamAwareness/Buddhism/bible.html

A page with related links
http://www.salaf.indiaaccess.com/buddhism/index.htm

A Thai scientist accepts Islam
http://www.islamway.com/eng/html/article.php?sid=34

Invitation to Hindus
http://saif_w.tripod.com/interfaith/hinduism.htm

Concept of God in Hinduism
http://saif_w.tripod.com/interfaith/general/god/inhinduism.htm

--
Comparative religion
http://www.themodernreligion.com/comparative.html#other

LIFE AFTER DEATH

The Journey
http://www.jannah.org/articles/souljourn.html

Death, Ressurrction, and Hell by Harun Yahya
http://www.harunyahya.com/DRH_death1.php
--
FATE

The Salaf's Guide to the understanding of al-Qadaa' wal Qadar FATE IN ISLAAM
http://www.ahya.org/books/qadar/qadar2.html


Order a Qur'an free; the history of the Qur'an
http://www.iad.org/


Order a Qur'an free:
orderfreequran@yahoo.com

On-Line Islamic Literal Textual Search Page
http://mjsiddiq.tripod.com/index.html

Qur'an by Email
http://www.quranbymail.com/hq/qindex.cfm

Free online Qur'an study course
www.understandquran.com

Qur'an Study and Memorization
http://www.qurancomplex.com/quran/display/tahfeez.asp?TabID=1&SubItemID=4&l=eng

The Qur'an and modern science

http://uk.geocities.com/m_aw66/un_book.htm

http://salam.muslimsonline.com/~islamawe/Quran/Science/

http://www.ummah.org.uk/science/default.html

www.it-is-truth.org/

http://islamicity.com/science/

http://www.islamicvoice.com/november.97/qur-scie.htm

http://www.islam101.com/science/science.html

http://www.bensys.mcmail.com/Islam.htm

http://islamiclandserver.virtualave.net/QuranScience.htm

http://www.angelfire.com/il2/islamicpage/science

http://www.quran.org.uk/ieb_quran_embryology.htm

http://www.islamicmedicine.org/amazing.htm

http://www.convertstoislam.com/Science/science.html

http://www.islamzine.com/quran/

Miracles in the Qur'an

http://www.55a.net/en/miracles/index.php


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Qur'an links

Phonetic search using Roman alphabet

http://www.islamicity.com/ps/default.asp?inc=Phoneticsearch.asp

Transliteration in Roman letters

http://www.usc.edu/dept/MSA/quran/transliteration/

Free online memorization softward

http://www.reciter.org/

Listen to the Holy Qur'an in Arabic; verse by verse display.

http://www.ummah.org.uk/science/scientists.htm

http://www.jamiat.org.za/isinfo/recitequran.html

http://www.islaam.com/ilm/virtues.htm

http://www.geocities.com/~abdulwahid/muslimarticles/adaab_quran.html

http://quran.al-islam.com/

(Look on the left side of the page,  under rules of recitation.)

http://www.duke.edu/~maa3/Tajweed/Taj.html
(all in Arabic)

Listen to the Holy Qur'an in Arabic
http://english.islamway.com/sindex.php?section=erecitorslist
http://www.sunnahonline.com/ilm/audio/index.htm

http://islamicweb.com/index.asp?folder=sounds
Different reciters with different styles and methods.

Listen to the Holy Qur'an in Arabic with the meaning in English
http://islamway.com/english/images/quran/translations/index.htm

Qur'an Study and Memorization
http://www.qurancomplex.com/quran/display/tahfeez.asp?TabID=1&SubItemID=4&l=eng

http://www.geckil.com/~harvest/quran/yasin-tj.htm
Surah Ya Sin

http://www.easyquran.com/english/default.htm
Comprehensive instructions in English on reading the Qur'an in Arabic.

http://www.quran.org.uk/ieb_quran_enter.htm
A page of Qur'an resources
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HADITH

Hadith resources
http://www.usc.edu/dept/MSA/fundamentals/hadithsunnah/

An introduction to the science of hadith
http://www.usc.edu/dept/MSA/fundamentals/hadithsunnah/scienceofhadith/atit.html


Sources, verification, and transmission of ahadith.
>http://www.usc.edu/dept/MSA/fundamentals/hadithsunnah/bukhari/

Riyadh us-Saliheen
http://www.witness-pioneer.org/vil/hadeeth/riyad/default.htm

On-Line Islamic Literal Textual Search Page
http://mjsiddiq.tripod.com/index.html

HISTORY
The Concept of History in Islam
http://www.thewaytotruth.org/history/history.html

Companions of Prophet Muhammad
http://www.usc.edu/dept/MSA/history/biographies/sahaabah/biographies.html

http://www.allaahuakbar.net/sahabah/

http://www.sa7aba.net/modules.php?name=Topics

Stories of the Prophets from Ibn Kathir
http://www.angelfire.com/on/ummiby1/index.html


Muslim inventions
http://cyberistan.org/islamic/

Islamic science
http://www.cyberistan.org/islamic/sciencehistory.htm


Human Rights From An Islamic Worldview
http://www.muhajabah.com/docstorage/hudud.htm


SALAT - formal prayer

how to pray
http://www.jannah.com/learn/flashprayer1.html

http://www.ummah.org.uk/software/cyber/

This site gives you the words you need to say:
http://www.islamway.com/english/images/prayer/contents.htm

---
This one gives you the times:
http://www.solat.net/


Find a mosque near you!
http://www.muslim-yellowpages.com/cgi-bin/bizdb-search.cgi?bizdb-searchmosque

Authentic Supplications of the Prophet (s.a.w.)
http://www.qss.org/archives/asop/

Excellent dua collection, including rules for and conditions of offering dua.
http://www.geocities.com/mutmainaa/dua.html

The method of offering dua:

http://www.geocities.com/mutmainaa/dua1/dua_manner.html

Jamal Badawi's Book of Dua
http://www.islamicity.com/mosque/prayers/prayers/GeneratedFiles/index.htm


Dua for Studying
http://www.jannah.org/articles/studyduas.html

The Istikharah prayer (for help in making a decision.)
http://www.ahya.org/books/istikharah/si_index.html



Ramadan and Fasting

Fasting and health
http://www.islamonline.net/iol-english/dowalia/health-21-12/health1.asp




Hajj: The Journey of a Lifetime

http://www.islam.com/hajj/hajj.htm


Fiqh

Fiqh-us-sunnah

http://www.usc.edu/dept/MSA/law/fiqhussunnah/index.html

---

Zakat calculator

http://www.geocities.com/Paris/Metro/4170/English2/zakat.htm

--
The Lawful and the Prohibited in Islam

http://www.wponline.org/vil/Books/Q_LP/index.htm
--
The Islamic Calendar and the Moon
http://www.moonsighting.com/

--
Pork

www.eat-halal.com/articles/pork.shtml

From the health point of view, you might find this interesting:

http://www.islamset.com/hip/pork/main.html

--
Halal food and ingredients

http://www.muslimconsumergroup.com

http://www.eat-halal.com

--
Arab-Americans

http://www.freep.com/jobspage/arabs/index.htm

--
start
Reversion Accoumts—Why and How people have reverted to Islam

Stories of New Muslims
http://www.thetruereligion.org/converts.htm
http://www.usc.edu/dept/MSA/newmuslims/

WELCOME BACK TO ISLAM:
http://www.welcome-back.org/
http://www.islamfortoday.com/converts.htm

TESTIMONIES OF JEWISH CONVERTS TO ISLAM
http://www.jews-for-allah.org/Jewish-Converts-to-Islam/

ISLAM IS SPREADING IN THE U.K.:
http://thetruereligion.org/converts.htm

http://english.islamway.com/bindex.php?section=all_article&topicid=39

http://www.usc.edu/dept/MSA/newmuslims/

http://www.islamonline.net/english/journey/index.shtml

http://www.islamzine.com/new-muslims/

http://www.islamweb.net/pls/iweb/misc1.new_muslims?startno=15&thelang=E

http://www.lordswords.com/stories/startstories.asp

http://www.aslamt.com/research/7.html

http://islamweb.net/pls/iweb/misc1.new_muslims

Converts around the World

http://www.themodernreligion.com/convert/convert_websites.htm

Clergy Who Have Reverted to Islam
http://www.thetruereligion.org/priests.htm#miller

Jews Who Have Reverted to Islam
http://jews-for-allah.org/

Reversion videos!

http://www.lightuponlight.com/islam/modules.php?name=Downloads&d_op=viewdownload...
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Islam in Italy
Here are some links about Islam and Italy.

This webpage seems to have good material in Italian.
http://www.rcm.napoli.it/zayd/home/English.html

Here are some stories of Italians who have accepted Islam

http://www.welcome-back.org/news/cardilli.shtml

http://www.themodernreligion.com/convert/convert_italy.htm

Here is a list of Islamic Centers in Italy:

http://www.arab.it/almarkaz.html

Islamic books in Italian

http://www.arab.it/islam.html

Muslims in Italy

http://www.geocities.com/embracing_islam/muslim_influx_italy.html

Yusuf Islam in Italy
http://www.mountainoflight.co.uk/profiles/yi_italy/

Corano in Italiano Gateway
http://www.corano.it/


Muslims in China
http://www.chinamuslim.per.sg/

--
Islamic marriage

http://www.zawaj.com/articles.html

---


Prophet Muhammad (s.a.w.) in the Bible

A Talk by Ahmed Deedat (may Allah have mercy on him)
http://www.islamworld.net/Muhammad.in.Bible.html

An Article by Jamal Badawi
http://islamicity.com/Mosque/Muhammad_Bible.HTM



Seerah: Biograhpy of Prophet Muhammed (s.a.w.)

The Sealed Nectar – a famous biography
http://www.al-sunnah.com/nektar/


His marriages

A general article:

http://www.themodernreligion.com/women/w_polyplural.htm

--
A table of the ages and conditions of his wives at the time of marriage:

http://www.usf.edu.pk/wives.html

--
Details of his reasons for each marriage:

http://www.answering-christianity.com/islam_polygamy.htm
--
A discussion of Prophet Muhammad's (s.a.w.) character and approach to marriage.

http://www.islamic-paths.org/Home/English/Muhammad/Other/Marriage.htm

His children
http://www.islamicweb.com/history/children.htm

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Marriage of Aisha (radiya Allahu 'anha) :
=================================

Answers to common polemical attacks upon her marriage to the Prophet (SAW)
-- don't miss the photo at the very bottom of the page!

http://bismikaallahuma.org/Polemics/aishah.htm



Messages from the Islam_is_Peace archive related to the young marriage of Aishah (RA):

http://groups.yahoo.com/group/Islam_is_Peace/message/3601


http://groups.yahoo.com/group/Islam_is_Peace/message/3649



Other resources on the marriages of the Prophet (SAW):

http://www.jannah.org/morearticles/49.html

http://www.wponline.org/vil/Books/SM_tsn/ch7s11.html


Family

Articles about Islamic Education
http://islamfortoday.com/schools.htm

Welcoming a new child
http://islam.about.com/gi/dynamic/offsite.htm?site=http%3A%2F%2Fwww.uh.edu%2Fcam...

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--
Biography of the Khalifa Umar ibn Al-Khattab (r.a.a.)

http://www.muslimstudent.org.uk/personality/umar.htm

The Seal of the Prophethood
http://www.ummah.net/moa-on-line/hadith/shamaail/st2.html

Salman the Persian
http://www.youngmuslims.ca/online_library/books/salman_the_persian/


History

How did Islam Spread?

http://www.interactiveislam.com/html/modules.php?name=News&file=article&sid=95


What Is a Wahhabi?

http://www.thewahhabimyth.com/index.htm

Answering Missionaries

Answering Christian attacks
http://www.answering-christianity.com/ac.htm

The laws for murder in Islam
http://www.answering-christianity.com/laws_of_murder.htm

Allah Moon God (astaghfir-Allah!)
http://www.mostmerciful.com/moongod.htm

Noorullah
http://www.geocities.com/noorullahwebsite/

Islamic Awareness
http://www.islamic-awareness.org/#SiteMap

Muslim answers
http://muslim-answers.org/

Bismikallahuma
http://www.bismikaallahuma.org/

Islam in the Semitic context
http://www.nessia.org/

Articles and audio
http://www.examinethetruth.com/


EXPOSING THE DECEITFUL ARGUMENTS PRESENTED BY ZEALOUS CHRISTIANS IN THEIR ATTEMPTS TO DISCREDIT ISLAAM.
http://www.geocities.com/sbwus/


Wahabbis

http://www.allaahuakbar.net/taqleed/salafi_dawah.htm


THE SHIA
http://islamicweb.com/index.asp?folder=beliefs&file=shia

Sunnah vs. Shia

http://geocities.com/Athens/Oracle/9684/khut1.html#4
Examination of Shia religion

http://www.sultan.org/shia.html
Collection of links about the Shia.

Shi'ism - The Most Dangerous Aspects
http://www.alinaam.org.za/library/dbeliefs/shiism.htm

http://members.tripod.com/ahya/eng/ashorah.html
Fatwa on Ashura
SUFIS

The deviated path
http://islamicweb.com/beliefs/cults/sufism.htm

Scholars' views of Sufism

http://www.uh.edu/campus/msa/group/sufism/sch_on_sufi.html




FATWA SITES:

Islam Q and A
www.islam-qa.com/

What you should do in the following situations
http://63.175.194.25/books/whattodo/english.html#Bad%20dreams


Al-Salafyoon
alsalafyoon@alsalafyoon.com

http://islamweb.net/pls/iweb/fatwa.eshowtopcat

http://www.fatwa-online.com/

A page of fatwa links
http://www.geocities.com/Athens/Olympus/1458/islam011.htm

http://www.islam.tc/ask-imam/

http://www.islamonline.net/

http://www.islamset.com/q&a.html

http://www.isna.net/iq.asp

http://www.jamiat.org.za/fatwa.html

http://www.muslims.net/fatwa/english/searchFatwa.asp

A large collection of fatawa
http://www.ourdialogue.com/conts.htm

http://islamweb.net/pls/iweb/fatwa.eshowtopcat

A variety of fatawa collections
http://www.msapubli.com/Free_Islamic_Resources/Q_and_A/index_qa.html

Hanafi and Shafi'i
http://www.sunnipath.com/
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Free Books about Islam

Free books, mostly by mail.
http://sultan.org/books/

Downloads
www.muhaddith.org/ downloads_free_islamic_software_books.html


www.islaam.com/books/

www.al-sunnah.com/

List of sites for free books to order and to download

http://www.islamic-knowledge.com/Download.htm

http://www.internetmuslim.com/Dawah_Center/

Who Is our Savior?
A good site with information about Dawah to Christians:

http://www.jesus-or-allah.com/


Free books about Islam for New Zealanders

http://www.nzmuslim.net/modules.php?name=FreeBooks
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International Islamic News Agency
http://www.islamicnews.org/english/index.html

Islamic Economics

A comprehensive collection of articles:

http://www.wponline.org/vil/Articles/economics/default.htm

Other sources.

http://www.usc.edu/dept/MSA/economics/nbank1.html

http://www.minaret.org/austrian.htm


Dream Interpretation
http://www.bilalphilips.com/books/dream01c.htm


Prayer Requests
http://www.islam.com/requests.asp

Nasheed: Islamic songs

http://www.muhajabah.com/music.htm

www.lightuponlight.com/islam/modules.php?name=Web_Links&l_op=MostPopular

http://www.haneen.com.eg/islam/STAGE_POOL.sHTM

http://www.islamicworld.htmlplanet.com/iaudio/iesongs/amies.htm


free online lectures
http://www.aswatalislam.net/

http://www.audioislam.com/default.asp


*Why should I do a fresh 'wudu' every time???
http://www.geocities.com/hidden_truth_in_quran/effects_of_wudu.html

*Arrogance, is it really that harmful???
http://www.geocities.com/hidden_truth_in_quran/Takabur.html

*Power of Charity/Sadkah
http://www.geocities.com/truthdotnet/Charity.html

*Asking for Allah's Will and Help:
http://www.geocities.com/islamic_greetings/Istkhara.html


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Links / URLs   
Some valuable resources.

Following external websites provide very valuable information about Islam. We might not necessarily agree with the views expressed on every site.

1. http://www.islam.org
Islam & The Global Muslim eCommunity - Informative site about Islam and Muslims in text, audio and video.

2. http://www.islam-guide.com
A Brief Illustrated Guide to Understanding Islam, Muslims, & the Quran

3. http://www.latinodawah.org
To educate Latinos and others about the Legacy of Islam in Spain, Latin America and provide free information about Islam

4. http://www.jews-for-allah.org
Jews for Allah exist to make the Messiahship of Jesus and Salvation of Allah an unavoidable issue to Jews

5. http://www.islaminfo.com

6. http://www.iad.org

7. http://www.beconvinced.com

8. http://thetruereligion.org

9. http://www.viewislam.com

10. http://www.irf.net

11. http://www.islam101.com

12. http://www.discoverislam.com   

13. http://www.talkislam.org   

14. http://www.islam-usa.com/index.html   

15. http://www.soundvision.com   

16. http://www.MuslimHeritage.com   

17. http://www.islam-qa.com   

18. http://www.messageonline.org

19. http://www.alhambraproductions.com
http://www.whyislam.org/877/Info/Links.asp