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About Paul D. Friedman, M.A., Ph.D., J.D.
Expertise
I have been a practicing civil trial attorney since 1989 and have a master's degree in bioethics and a doctorate of philosophy in comparative ethics of law, medicine and business.

I am Certified as a Civil Trial Specialist by the National Board of Trial Advocacy and am Certified as a Specialist in Injury and Wrongful Death Litigation by the State Bar of Arizona Board of Legal Specialization.

I can answer questions dealing with general ethics principles, including legal ethics, medical ethics, bioethics and business ethics. I do not give legal advice over the internet.

For more information, you can view my website at WWW.EXPERTETHICS.COM



Experience
Experience in the area
I have been a practicing trial attorney since 1989 and I have a masters degree in bioethics and a doctorate of philosophy regarding comparative ethics.

Organizations belong to
State Bar of Arizona
State Bar of Colorado (inactive)
District of Columbia Bar (inactive)
Federal Bar
Licensed in Arizona District Court
Licensed in Ninth Circuit Court of Appeals
Licensed in the United States Supreme Court
American Bar Association
National Board of Trial Advocacy
American Association for Justice
Arizona Trial Lawyers Association
American Society for Bioethics and Humanities
Kennedy Institute of Ethics
National Association of Realtors

Education/Credentials
Bachelor of Arts 1985
Juris Doctorate 1989
Master of Arts in Bioethics 2004
Doctorate of Philosphy 2006

Awards and Honors
Phi Beta Kappa
Multiple Who's Who

Publications
A list of my copyrighted publications and presentations is contained at WWW.EXPERTETHICS.COM
 
   

You are here:  Experts > Jobs/Careers > Lawyers > Legal Ethics > Credit collections ethics

Legal Ethics - Credit collections ethics


Expert: Paul D. Friedman, M.A., Ph.D., J.D. - 4/28/2008

Question
I have just had my bank account garnished by a company in ST. Louis MO. I am on unemployment. My account is now overdrawn by 800.00. I contacted them asked them how they had the resources to find my bank account but not me for the last 2 1/2 years. I own a house and had a job until 12/7/07. Is it legal for them to not contact me and just attach to a bank account when it will over draw it and can they do this to someone that it will put an extreme financial hardship on? I live in Missouri.

Thank you Diana

Answer
Diana,

It depends on your jurisdiction.  Most jurisdictions mandate due process and notification to the debtor in a judgment debtor context.

Your financial situation would not be a matter for the Court if there is a judgment and they can probably garnish accounts within the parameters of the jurisdiction.

I suggest you speak to an attorney in Missouri to determine your rights.  If you cannot afford to speak to an attorney, contact the lawschools in your area and ask.

Very truly yours,

Paul D. Friedman, M.A., Ph.D., J.D.

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