Aboutleboyd Expertise I can answer questions relating to life insurance, estate planning, business succession/continuity planning and tax-effecient retirement planning. I have advised clients for many years on these areas, and how they relate to life insurance.
Likewise, I have worked with many on Long-Term Care needs.
Experience I have been a top producer for the past 5 years. Prior to that I was the CEO of an international company, having the concerns from a clients perspective (now having been a client of NYL for more than 15 years)
Organizations Society of Financial Services Professional
Million Dollar Round Table
Education/Credentials In addition to an BBA and an MBA from a top-10 school. I have earned the LUTCF, NASD Series 6, 7, 63 and 66 licenses.
Awards and Honors Top Life Producer
Top Long-Term Care Producer
Expert: leboyd Date: 5/11/2008 Subject: Help with 2 questions
Question Hello,
I am a 32 year old male with good health. I have a wife 36 and 3 young children. I am looking to obtain TERM life insurance 30 years in the amount of $1,000,000 for my wife and me. We bring home about 80k. Is the amount enough and what is the best way to shop for insurance? With all of the companies out there I feel like I am overwhelmed. Thank you.
John
Answer John,
If you're in good health, you're probably looking at about $75/month. $1,000,000 is about the right amount, some will argue for more, some for less. My personal opinion is that Banner Life will have the best 30 term for you.
