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About Michael Higgins
Expertise
All questions pertaining to health insurance, whether group, individual/family, student, child-only, COBRA, HIPAA, Portability, dental. No expert knowledge in areas such as life insurance, disability, workman's compensation, auto, etc.
Experience
27 years as owner of health insurance agency, primarily dealing with Blue Cross Blue Shield of Arizona.
Education/Credentials
College, Business Administration.
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You are here: Experts > Money > Personal Insurance > Life & Health Insurance > insurance for a family member
Expert: Michael Higgins - 11/4/2009
Question
i would like to get cover for my mother who is 71. she is an amputee and needs 24hr care. her hospital appointments are very far between and i feel that private care would help her both with physiotherapy and a new false leg. can you recommend a reliable company as this is something my sister and would like to do for her to make life a little easier for her.
Answer
Mrs. Mills:
If your mother is enrolled in parts A %26 B Medicare the best thing to do is purchase a supplement plan. My recommendation is a Plan F. The Blue Cross Blue Shield in your state will offer such coverage, as do many other companies such as United Health. I prefer BCBS in most cases.
I'm not sure what you mean by, "private care." Please explain further. Also, what state does your mother live in?
Thank you.
Mike Higgins
www.higginscompanies.com
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