AboutDave Bowman Expertise I will answer questions of a general nature regarding life insurance, disability income insurance annuities (fixed and variable) and long term care insurance. Also, questions regarding estate analysis. No legal or accounting advice, as I am not a lawyer or a CPA. I do not sell health insurance, so have limited knowledge of the current status of that field.
Experience
Past/Present clients Families, professionals, small businesses, individuals.
Question QUESTION: My ex- fiance died I didn't find out until one year later. By coincidences I fond out I was still on his 401k I remarried and my name has changed and the 401k couldn't find me and I wanted to know if I was still on his life insurance policy. I can not ask family they are very uncooperative. How would I go about finding out this information?
ANSWER: Call the Human Resources department at his prior employer. They can give you the details on how to file claims with both the 401(k) and life insurance plans.
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QUESTION: Thank You for your advice but I believe the policy he held was not with his employer. I was wondering if their is any other advice you can give me. Again Thank You Denise.
Answer If you know the name of the insurance company, you should call them. If not, start by googling the term "unclaimed assets - (your state) or use the state the policy was written in. If your former boyfriend died less than the statute of limitation on unclaimed property in that state, you may be able to establish yourself as the lost beneficiary.
As a last resort, you might want to try the Medical Information Bureau - MIB. MIB (http://www.mib.com/html/Lost-life-insurance.html) has a lost policy information service that may help you locate the policy number and company name. There is a charge for this - I believe it's $75. However, it could result in a large return on your investment if you are in fact the missing beneficiary.
