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About Paul Walker
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I can answer most questions relating to Expatriate Medical and Health Insurance. UK Health Insurance and most Pan European Models. Additionally, persons looking to pay for surgery without insurance in the UK and parts of Europe. I am based in the UK but deal mainly with International Healthcare Plans.

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We deal with everyone from Individuals and Families through to large corporations.

 
   

You are here:  Experts > Money > Personal Insurance > Life & Health Insurance > Life Insurance Beneficiary

Life & Health Insurance - Life Insurance Beneficiary


Expert: Paul Walker - 7/28/2009

Question
My father passed away, I found his group life insurance information that names me beneficiary, my father signed this form in 1991.  The insurance company is stating that there is no beneficiary listed.  Do I have a leg to stand on?

Answer
Hi Kristi,

So the documents you have conflict with what the insurer is telling you...

If you have no reason to doubt the document you have, I would be tempted to speak to an attorney and ask them to officially write to the insurer stating your claim. At this point, you attach a copy of the documents you have and await their official reply.

They may change their mind at this point. However if they do not, you will need to speak to the attorney as to whether you chase the sums concerned or not.

Additionally, if this is part of a group policy, it might be worth verifying the authenticity with the group (probably a previous employer), they may be able to shed some more light on it...

It is possible that your father came off the group policy before parting company, in which case there would be no clam to make. If you can determine whether he was on cover at the time of his demise, it makes it quite clean cut...

Good luck and please let me know how you get on,

Regards,

Paul

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