Life & Health Insurance/OHIP


Hi Chad.  I live and work in the US but am a Canadian citizen.  My mother is Canadian, 88 and in fragile health.  She was living too far away for me to visit or be available in case of an emergency.  We applied for housing in Southern Ontario, only 5 hours from me, but since it took so long to get anything she moved in with me temporarily.  I can't use the CCAC to help find a doctor for her until she has an address, and I don't know how long that will be.  She has no health care here, but I have made an appointment with my doctor to do a history in case we need to see someone.  Two questions:  Can I find her a doctor on my own without an address, and can we apply to OHIP for any assistance if she needs medical care before we get her a doctor in Canada?

Thanks for any information you can provide!

Hi Jacqui,
Sorry for the delay in answering but I was out of the country on vacation.  She will need an Ontario address to get a Doctor in Ontario but if she has a Health Card you could just use the one on it until you find a Doctor and then clarify the situation with the Doctor at that time.

OHIP will provide assistance with any treatment performed in Ontario.  As far as I know OHIP will not pay for any treatment provided in the United States.  I'm sorry I couldn't be of more assistance.


Life & Health Insurance

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Chad Donnelly


I can answer questions specific to the employee benefits industry in Canada including: Life Insurance, Critical Illness Insurance, Long Term & Short Term Disability, Health, Dental, and Retirement plans. They may be questions from members of an employee benefits plan or for a business owner who has a plan or is interested in adding a plan for his/her employees.


I have been in the employee benefits industry for 13+ years. I started in the industry as an employee benefits account manager for Great-West Life. I then moved on to Benefits By Design as the Regional Vice-President for Eastern Canada. For the past 6 years I have been an advisor/consultant to businesses as the President of my own company Peak Benefit Solutions Inc.

I have a B.A. from Wilfrid Laurier University. I am currently licenced to sell Life Insurance and Employee Benefits in Ontario, Canada.

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