You are here:

Life & Health Insurance/life insurance policy


life insurance paid wrong person can I still collect

Hi. Thanks for your inquiry. I'll do my best to provide you with an answer. Insurance companies only pay a death claim to a named beneficiary or if no beneficiary is named, to the estate of the insured. In order to pay a claim, a certified copy of the death certificate must be presented to the insurance company, along with a claims statement signed by the legitimate beneficiary. If someone forged a signature, that is a legal matter, on which I can't give advice. If you can further elaborate on how the claim was paid to the wrong person, and why you are the rightful beneficiary, perhaps I can be of more assistance.

Life & Health Insurance

All Answers

Answers by Expert:

Ask Experts


Dave Bowman


I will answer questions of a general nature regarding life insurance, disability income insurance annuities (fixed and variable) and long term care insurance. Also, questions regarding estate analysis. No legal or accounting advice, as I am not a lawyer or a CPA. I do not sell health insurance, so have limited knowledge of the current status of that field.


30 years as a life insurance and investment industry professional. Former chapter president of Association of Insurance and Financial Advisors, Buffalo Chapter. CLU designation.

Association of Insurance and Financial Professionals.

B.B.A Economics, U. of Georgia, 1971.

Past/Present Clients
Families, professionals, small businesses, individuals.

©2017 All rights reserved.