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Question
life insurance paid wrong person can I still collect

Answer
Hi. Thanks for your inquiry. I'll do my best to provide you with an answer. Insurance companies only pay a death claim to a named beneficiary or if no beneficiary is named, to the estate of the insured. In order to pay a claim, a certified copy of the death certificate must be presented to the insurance company, along with a claims statement signed by the legitimate beneficiary. If someone forged a signature, that is a legal matter, on which I can't give advice. If you can further elaborate on how the claim was paid to the wrong person, and why you are the rightful beneficiary, perhaps I can be of more assistance.

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Dave Bowman

Expertise

I will answer questions of a general nature regarding life insurance, disability income insurance annuities (fixed and variable) and long term care insurance. Also, questions regarding estate analysis. No legal or accounting advice, as I am not a lawyer or a CPA. I do not sell health insurance, so have limited knowledge of the current status of that field.

Experience

30 years as a life insurance and investment industry professional. Former chapter president of Association of Insurance and Financial Advisors, Buffalo Chapter. CLU designation.

Organizations
Association of Insurance and Financial Professionals.

Education/Credentials
B.B.A Economics, U. of Georgia, 1971.

Past/Present Clients
Families, professionals, small businesses, individuals.

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