Life & Health Insurance/Health Insurance

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Expert: Ronald Blau - 6/19/2003


Question
My company is changing our health insurance provider.
Should I have to answer all the questions about my families
past and present medical conditions. What prescriptions          
we are taking etc. I can e-mail you the application form my company wants us to fill out if you like, can you please tell
me if this is perfectly legal or not? Isn't some of this
privileged information?  

Answer
Dear Richard:

You have to answer the questions if you want health insurance, however they cannot turn you down.

Th information will be kept confidential under the Hippa law.  Also they could find out the info by checking MIB( MEdical Info Bureau) that keeps tabs of all insurance claims.

So don't worry about the info.

Yours Truly,
Ron Blau  

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Ronald Blau

Expertise

General questions concerning Life, Health, Diability and Long Term Care Insurance. I specialize in the senior market and can also answer questions about Medicare. I am located in Arizona and have licences in 16 states. I am active in placement of all personal and business forms of insurance. I work with many different carriers in all types of insurance including Life, Health, Disability and Long Term Care as well as financial planning.

Experience

I am one of the leading producers of Long Term Care and Life Insurance in Arizona. I am also a member of the Million Dollar Round Table (MDRT). I work with seniors in the Life settlement market to get the most value for their Life Insurance policies that they no longer need.

Organizations
MDRT- Top of the Table

Education/Credentials
I am licensed in Arizona and 17 states and have a Health, Life Licenses along with Series 6, 63, 65,22 licenses.

Awards and Honors
MDRT (Million Dollar Round Table)

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