AllExperts > Life & Health Insurance 
Search      
Life & Health Insurance
Volunteer
Answers to thousands of questions
 Home · More Life & Health Insurance Questions · Answer Library  · Encyclopedia ·
More Life & Health Insurance Answers
Question Library

Ask a question about Life & Health Insurance
Volunteer
Experts of the Month
Expert Login

Awards

About Us
Tell friends
Link to Us
Disclaimer

 
 
 
 
About Michael Feinberg, ChFC
Expertise
I am the Executive Director of Synergy Financial Services, concentrating in life insurance, long term care insurance, and long-term and tax-advantaged investing. I am licensed for Life, Health, and Securities. I am always happy to answer any questions you may have on any of these topics.

 
   

You are here:  Experts > Money > Personal Insurance > Life & Health Insurance > Life Insurance

Life & Health Insurance - Life Insurance


Expert: Michael Feinberg, ChFC - 12/23/2004

Question
A friend didn't past the insurance medical test because of his weight and blood pressure rate about 2 months ago.?

He's lost about 20lbs and have gotten his blood pressure under control.

When you sign for term insurance with another company, do they usually asked about previouse medical test you've taken to gualilfy for the term insurance policy with other companies?  

Answer
Quite often you are asked about previous denials of insurance, but not always.  In addition, just having been declined in the past doesn't automatically mean that he would be unable to obtain new insurance.  They would independently look at his weight/blood pressure and all other medical issues at the time of application for the new policy.  Hope this helps!

-Mike Feinberg
President
Synergy Financial Services

Add to this Answer   Ask a Question


 
User Agreement | Privacy Policy | Kids' Privacy Policy | Help
Copyright  © 2008 About, Inc. AllExperts, AllExperts.com, and About.com are registered trademarks of About, Inc. All rights reserved.