Life & Health Insurance/Life Insurance

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Question
A friend didn't past the insurance medical test because of his weight and blood pressure rate about 2 months ago.?

He's lost about 20lbs and have gotten his blood pressure under control.

When you sign for term insurance with another company, do they usually asked about previouse medical test you've taken to gualilfy for the term insurance policy with other companies?  

Answer
Quite often you are asked about previous denials of insurance, but not always.  In addition, just having been declined in the past doesn't automatically mean that he would be unable to obtain new insurance.  They would independently look at his weight/blood pressure and all other medical issues at the time of application for the new policy.  Hope this helps!

-Mike Feinberg
President
Synergy Financial Services

Life & Health Insurance

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Michael Feinberg, ChFC

Expertise

I am the Executive Director of Synergy Financial Services, focusing on life, disability and long term care insurance nationwide. I do not typically handle health-insurance related questions since they are typically local-based but I am always happy to try to answer any questions you may have on any of these topics.

Experience

16 years in the insurance business.

Education/Credentials
Chartered Financial Consultant

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