| Subject | Date Asked |
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| Death and a Lapsed Life Insurance Policy | 11/18/2009 |
Q: My Mother has been paying on a Life Insurance Policy since 1997. The policy lapsed in June of this ...
A: I am sorry for your loss. It is not likely that the policy can be reinstated but I would suggest a ...
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| AZ Laws on Beneficiaries | 11/17/2009 |
Q: I'm newly married and live in Tucson, AZ. I would like to know 1. When I set up my new life ...
A: Interesting questions. Generally speaking life ins benefits are paid out as a matter of contractual ...
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| change in beneficiary form | 11/1/2009 |
Q: I have a court case in process. I was divorced from my husband of 20 years less than a year, when ...
A: Look at asqde.org which is one of the two respected associations of questioned document experts. ...
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| change in beneficiary form | 10/30/2009 |
Q: I have a court case in process. I was divorced from my husband of 20 years less than a year, when ...
A: You may be closer to a win. The divorce decree would trump a 100% sign-over of the beneficial ...
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| change in beneficiary form | 10/30/2009 |
Q: I have a court case in process. I was divorced from my husband of 20 years less than a year, when ...
A: The issue here is going to be whether your x was in his right mind or delusional when he signed the ...
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| What company has the policy | 9/16/2009 |
Q: What options are available to the family where an insured dies, but the survivors have no details ...
A: Good question Michael. It is a detective game and the starting point is as you suggest bank ...
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| Life for 65 year old. | 9/13/2009 |
Q: HP is the only problem I have Would you please be so kind to let me know the cost and the companies ...
A: you might want to try going on net quote dot com and asking for bids; just be prepared for 20 or so ...
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| Life Insurance Beneficiary Changed | 8/28/2009 |
Q: Minnesota (MN) My father just recently passed due to a heart attack at age 67. He had a wife of 6 ...
A: too? A case might be made for undue influence; it's an uphill battle but I'd sure talk to the ...
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| Life Insurance Beneficiary Changed | 8/17/2009 |
Q: Minnesota (MN) My father just recently passed due to a heart attack at age 67. He had a wife of 6 ...
A: Good news indeed. I don't have any attorney contacts in your area but as this is time sensitive, I ...
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| Life Insurance Beneficiary Changed | 8/16/2009 |
Q: Minnesota (MN) My father just recently passed due to a heart attack at age 67. He had a wife of 6 ...
A: Try calling New England Mutual as they bought Met Life a while back; you might call Met Life's main ...
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| Life Insurance Payout | 7/26/2009 |
Q: I am a personal caregiver to a sweet 90 year old lady who lost her husband earlier this year. Her ...
A: There used to be a process to locate such policies but it is no longer in place. While the Medical ...
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| Globe Life Insurance Good Health Question | 7/19/2009 |
Q: My father is sick and I recently found out he has life insurance. I pulled up his policy on-line and ...
A: If the policy lapsed, sometimes companies will require a statement of good health to reinstate; ...
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| Universal Life Insurance | 7/8/2009 |
Q: My father had universal life insurance on me from 1986 to present. He gave me a statement about 5 ...
A: Rather than surrender the policy you can borrow against it. Some companies will loan you the money ...
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| damages award taxable | 6/3/2009 |
Q: I had posterior capsule ruptured during cataract surgery. Insurance company for doctor has offered ...
A: I don't believe it's taxable but it's also on the light side. I would suggest you consult with a ...
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| Insurance 101 | 5/17/2009 |
Q: i am 19 yrs old ad I am new to the word insurance Because i am going to US and there with out Health ...
A: Actually non-citizens are welcomed with open arms at our emergency rooms; if you have available to ...
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| life insurance after a death | 4/28/2009 |
Q: My father passed away a couple of months ago and my step-mother was named beneficiary of the life ...
A: Unfortunately, the beneficiary clause of life policies governs who gets the benefit. Only if it was ...
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| found old life nsurance policies my dad took out on me | 4/16/2009 |
Q: I found 3 paid up policy certificates in my dad's paper work after he passed last year. I contacted ...
A: Short answer: no it isn't true. What I would suggest you do is request a death claim form; you're ...
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| Quick Question | 4/12/2009 |
Q: I received a life insurance policy for my fathers death, of 10,000. Are there any taxes that need to ...
A: Good question. Sorry for your loss. A response and a suggestion for you. No, there are no taxes ...
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| Life Insurance | 3/21/2009 |
Q: I am a healthy 64 yr. old male. I have good blood pressure, colestral, weight 163 lbs and at the ...
A: fever shouldn't ordinarily be held against you although her death at that early age might raise some ...
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| Life Insurance | 3/12/2009 |
Q: My father-in-law recently passed away leaving an insurance policy. My mother-in-law has been ...
A: I'm sorry to hear about your loss. In most states, and I believe Illinois is the same, the will ...
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| Term insurance | 3/9/2009 |
Q: 73 years old, good health, smoked 20 years ago, 5-3", 108 lbs. parents died in mid 80's, thinking ...
A: 000 into a qualified IRA annuity that will guarantee you $50,000 per annum for life; we then get ...
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| Term insurance | 3/9/2009 |
Q: 73 years old, good health, smoked 20 years ago, 5-3", 108 lbs. parents died in mid 80's, thinking ...
A: The tax specific issue you might want to run by your tax preparer as it is also state specific; ...
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| beneficiary | 3/7/2009 |
Q: I lost my son recently there was a large policy on his job the life insurance carrier at the time ...
A: with a will that over-rides everything else. Assuming it was properly drawn you would get the ins ...
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| beneficiary | 3/6/2009 |
Q: I lost my son recently there was a large policy on his job the life insurance carrier at the time ...
A: You should be comforted in the thought that "no beneficiary designated" does NOT mean "no insurance ...
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| life Insurance beneficiary | 2/15/2009 |
Q: back in 1991/1992 I made a friend with a man I worked with, We were just fiends, he was from another ...
A: Good day Angela. There are two schools of thought on this. First, your friend could have given you ...
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| life ins and dis ins | 2/3/2009 |
Q: I have a few questions that I need help with. I am 33 male non smoker and am in good health, my ...
A: not death, so you're on the right track about getting that base "covered". If you will send me an ...
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| Life Insurance on My Mother | 1/17/2009 |
Q: My mother remarried twelve years ago and upon her retirement, she had a $25,000.00 life insurance ...
A: Let's get back to the first domino in the set; the conversion. It was your mother's group policy ...
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| Life Insurance on My Mother | 1/17/2009 |
Q: My mother remarried twelve years ago and upon her retirement, she had a $25,000.00 life insurance ...
A: I'd have to see the paperword to really advise on this one. You can't "just" make yourself the ...
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| Accident vs. Suicide | 1/16/2009 |
Q: My 70+ year old mother died very recently as a result of carbon monoxide poisoning. She had a ...
A: Wow---what a sad story--sorry for your loss. How has the death been reported on the death ...
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| Mortgage Insurance | 12/1/2008 |
Q: I am a 71 year old non-smoking male who lives in Costa Rica. I have a $125,000 construction loan ...
A: The broker asked me to find out of what country you are a citizen. You may reply back to me via ...
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| Mortgage Insurance | 11/24/2008 |
Q: I am a 71 year old non-smoking male who lives in Costa Rica. I have a $125,000 construction loan ...
A: Is Costa Rica your permanent residence? All of my markets are to US residents but I have a broker ...
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| international death certificate | 11/19/2008 |
Q: we have a cousin in Europe who is requesting a international certified death certificate of our ...
A: I've not heard of an international death certificate; they are issued by the locality where the ...
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| AD&D Life Insurance | 11/5/2008 |
Q: Husband passed away on 8/5/07, his death was ruled as an accident, we had no life insurance but ...
A: I am sorry for your loss. I would suggest you put together a short, to the point, detail of what ...
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| Life Insurance Payout | 9/4/2008 |
Q: My father just recently passed away and we are trying to resolve the payout of his life insurance. ...
A: Be extremely nice to your uncle because you have no legal rights to dime one of that money unless ...
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| Life Insurance | 7/24/2008 |
Q: I am a healthy male, normal bloodpressure, cholestorol, but my doctor says my blood sugar is just a ...
A: also some companies throw in, for free, chronic illness riders that pay you a monthly disability ...
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| AAA Life Ins | 7/22/2008 |
Q: Is AAA LIFE INSURANCE COMPANY a good company? Its offer through AAA. Is there anything I should be ...
A: AAA is a fine organization. What type of insurance are you applying for? Have you shopped around ...
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| Old life insurance policy | 7/6/2008 |
Q: My mother just pasted away and I just found life insurance policies,that she purchased for me in ...
A: It is not unusual for insurance companies to merge; they rarely "go out of business" like other ...
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| Life Insurance for elderly | 6/13/2008 |
Q: My mother is now 89 years old. We discovered that she turned in all of her insurance policies to ...
A: yes and I have such programs available. The insured must be a non-smoker and in the last 5 years ...
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| Lost life insurance policy | 5/9/2008 |
Q: I am searching for a lost life insurance policy my Dad purchased for my Mom and paid in full before ...
A: I have some ideas. First, do you know who they had their homeowners and car insurance with? Was ...
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| Lee Horner | 4/15/2008 |
Q: We have funded over $2 Billion of face in the last 2 years. We also do life settlements and cash/out ...
A: What does your enterprise think of table rated cases? For example, we need $50 million of life ...
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| re: mother's policy | 4/12/2008 |
Q: I am concerned that my aunt has collected on my mother's insurance policy. I now know she in the ...
A: If you know the name of the insurance company, you can call their customer service department to see ...
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