| Subject | Date Asked |
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| Long term care | 8/13/2009 |
Q: Given the following scenario, would you advise the purchase of long term care insurance? Husband ...
A: I believe strongly in buying LTC insurance to protect the assets that you have for your heirs - to ...
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| LTC | 6/10/2009 |
Q: My grandmother will be in LTC for awhile. Someone was telling me we would not be charged for certain ...
A: I'm not sure if you are talking about your grandmother needing LTC in a facility like a nursing home ...
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| Quick Question | 4/12/2009 |
Q: I received a life insurance policy for my fathers death, of 10,000. Are there any taxes that need to ...
A: This is out of my expertise since I focus only on long term care insurance and not life but my guess ...
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| Missing Long Term Care Policy | 1/8/2009 |
Q: While going through some important papers today, I realized that I cannot find the actual signed ...
A: If John Hancock took it over, then it was most likely a policy with Time Insurance. If you are ...
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| LTC | 11/19/2008 |
Q: My husband and I have recently applied for LTC insurance through a company endorsed by AARP in early ...
A: First, my apologies for misunderstanding where you were in the process. When you said "review ...
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| LTC | 11/18/2008 |
Q: My husband and I have recently applied for LTC insurance through a company endorsed by AARP in early ...
A: I believe the AARP policy is offered through MetLife and they are a very good company. You should ...
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| Long Term Care | 10/19/2008 |
Q: ......I'm 57 and my wife is 56 and we're beginning to think about retirement when we get into our ...
A: I cannot give advice on life insurance as that is not my area of expertise. Given the average ...
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| Existing Insurancw | 7/14/2008 |
Q: Can you please tell me if my policy # ooe576929 is till in affect?
A: The only way to answer that question would be for you to contact either the agent that sold you the ...
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| Health Ins | 6/4/2008 |
Q: I used to have group health insurance through my job. I have quit my job and my health insurance ...
A: This is not my area of expertise so I'd try other folks but as you probably know, the best way to ...
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| Life Insurance Policy | 3/27/2008 |
Q: This may be a legal question, but I hope you can help! My ex-husband is required to carry a life ...
A: This is NOT my area of expertise so you should ask your lawyer, however I have the exact same ...
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| Long term health insurance | 1/22/2008 |
Q: My wife and I (48 & 49, no children) are looking into personal long-term health insurance. I ...
A: You are smart to be thinking about long term care insurance. And the younger you are, you lock in ...
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| LTC Insurance for a 32-Year old couple? | 1/2/2008 |
Q: Eileen: My employer is offering a new Long Term Care insurance package to its employees. This ...
A: I looked at the proposal and it seems reasonable. I could not see all of it (formatted funny) but ...
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| LTC Insurance for a 32-Year old couple? | 11/28/2007 |
Q: Eileen: My employer is offering a new Long Term Care insurance package to its employees. This ...
A: You are not long winded. You are very articulate and thorough and thoughtful about an important ...
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| insurance refunds | 11/9/2007 |
Q: If i had an policy and let it lapse cause i didnt need it any more can i get a refund for the ...
A: I can only speak to Long Term Care insurance policies so if that is what you have, you would only ...
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| LONG TERM HEALTH INS. | 10/20/2007 |
Q: Im am thinking about getting Long term Health insurance for my mom, she is 84. Im looking for ...
A: I'm not sure if you are talking about health insurance (hospitals and doctors and drugs) or if you ...
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| companies | 7/30/2007 |
Q: I am wondering if you might be able to answer a question concerning the reliability of Globe Life ...
A: This is not totally in my expertise but you should call your state's Department of Insurance (in ...
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| long term care insurance premiums | 7/21/2007 |
Q: are long term care insurance premiums tax deductible
A: Go to www.longtermcare.gov and look in the left hand corner under What's New and it will bring up ...
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| investigate | 7/11/2007 |
Q: i have an opportunity to buy some health insurance from a company called health market, based in ...
A: This question is outside of my expertise but in general you can call your state's Department of ...
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| long term care insurance | 5/21/2007 |
Q: My husband had a stroke last year and is completely recovered. At the time he was 39 years old. ...
A: You are smart to be thinking about long term care insurance in any regard but especially if there ...
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| Higher Deductible, lower premium for Long-Term policy? | 4/26/2007 |
Q: Are there long-term (nursing home) policies that have deductibles? If my wife or I needed long-term ...
A: Sorry for the delay in responding. It was college selection time at our household. LTC insurance ...
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| LTC Rate Increases | 12/23/2006 |
Q: Are there federal laws now that cap how much a LTC Policy can go up? I was told there is a maximum ...
A: There is no maximum but there are new regulations that states are encouraged to adopt (and many ...
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| Can LTC Premiums be Increased ? | 7/25/2006 |
Q: Once a Long Term Care Insurance policy is issued, can the insurer with the approval of a government ...
A: The insurer has a limited right to raise premiums only a group or class basis (for all similar ...
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| Re: Long Term Health Care Insurance | 7/4/2005 |
Q: I am 77 and my wife is 75, We are both in good health- no major problems- and our bodies are in good ...
A: Whether you need LTC insurance depends upon how you feel about leaving some or most of your estate ...
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| Long Term Insurance - Is it worth it | 2/9/2005 |
Q: I appreciate your prompt response.It is a group plan. I'm employed at Ahold Usa and it is through ...
A: Just making sure you got my reply from the other ejtell@yahoo.com account. I did finally get this ...
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| Long Term Insurance - Is it worth it | 2/8/2005 |
Q: I am 27 years old with a college education. I have an opportunity to purchase a LTC policy for ...
A: The MOST important factor in the decision of whether to buy this is who the insurance company is. ...
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| Decision about ltc insurance | 5/2/2004 |
Q: I am 62, on a fixed income, in good health. I have looked into different ltc options but they all ...
A: Sorry to be slow to respond - my internet access was broken for quite a while. Reasons to buy LTC ...
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