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Life & Health Insurance/Questions Answered by Expert Sheikh Saeed Ahmad
| Subject | Date Asked |
| life insurance | 1/13/2012 |
| Q: I am paul writing from malta,europe. I wish to purchase a life policy and do not want to get quotes ... A: First of all, I thank you for referring the question. Let me share with you some important thought: ... | |
| deceased mom's insurance policy | 8/20/2011 |
| Q: Mom passed 5/2011. I have an insurance policy dated april, 1948. The policy states Victory Mutual ... A: First of all thank you very much for referring me search. Kindly accept my condolence on the demise ... | |
| Selling Annuties | 6/5/2011 |
| Q: I am a new life insurance agent in the U.S. and I was wondering what your opinion is on selling ... A: As far my 'thoughts' are concerned, I feel no harm in selling life insurance product including ... | |
| Payment on policy | 5/17/2011 |
| Q: My mother pass away about 20 years ago now, and I found a policy in my name for the amount of ... A: Kindly remember! Every Insurance Company always tries to pay the claim as soon as proper beneficiary ... | |
| Life Insurence Beneficiary | 3/13/2011 |
| Q: Father passes away, two adult kids are co-executors of estate. He had life insurance policy, but ... A: Life Insurance in fact is a kind of 'will' in which Insured himself declares a nominee. After the ... | |
| Life Insurance Claim | 1/9/2011 |
| Q: Where and how may I access the proper forms to file a life insurance claim with Victory Mutual Life ... A: First of all, thank you very much for referring me the question. As far as I know,Victory Life ... | |
| victory mutual life insurance | 12/29/2010 |
| Q: I am the beneficiary of a Victory Mutual Life Insurance Policy. How can I get the payment, which I ... A: First of all, please accept my heartiest condolence on the demise of your beloved mother. No one on ... | |
| Life Insurance Claim made during 2 year contestibility period | 11/11/2010 |
| Q: Two months ago, my mother finally decided on purchasing Globe Life Insurance for $20,000. At the ... A: To answer you properly, please forward me copies of the proposal forms, if possible, alongwith the ... | |
| life ins beneficiary | 5/22/2010 |
| Q: I am beneficiary on my father's life insurance policy, he recently died, I owe some back child ... A: As far as the last beneficiary declared under the policy is concerned, is the real beneficiary ... | |
| Cash Value Of Life Insurance Policy | 4/8/2010 |
| Q: I have a Victory Mutual Life Insurance Company, Chicago, Illinois policy dated 6/1/49. Is there any ... A: I could not find the proper person of Victory Mutual Life Insurance Company, Chicago, Illinois. ... | |
| PWR-Substandard | 3/11/2010 |
| Q: When a life insurance policy is issued on substandard basis for health or occupational reasons , is ... A: My reply is as under:- Attaching any rider depends upon the substandard value of the person, ... | |
| Life expectancy | 9/18/2009 |
| Q: At a recent high school class reunion someone asked the question as to the number of people that you ... A: Well, brother! it all depends upon the family history, profession, environment, area and financial ... | |
| servopak shipping agency | 8/8/2009 |
| Q: i need your consuntation regarding my company insurance A: Abdul Rafay Farooqi: I have the pleasure of knowing your desire. Please contact me at my Mobile ... | |
| Insurance Theory & Practice | 8/6/2009 |
| Q: I want to read your book "Insurance Theory & Practice",Kindly intimate price & point of sale of said ... A: I am happy to know your interest. I have three guiding principles of my life: 1. Learning at every ... | |
| about insurance | 4/17/2009 |
| Q: Have you plan insurance me. My age is 45 years old and my income now is Rs 33000/=. my monthly ... A: Keeping in view your particulars, provided, I have designed a plan for you. The plan starts with ... | |
| Quick Question | 4/12/2009 |
| Q: I received a life insurance policy for my fathers death, of 10,000. Are there any taxes that need to ... A: Can you please email your policy documents after scanning! I wanted to go through your documents ... | |
| Recession and Health Industry | 3/26/2009 |
| Q: my name is Baris. Would you please tell me about the problems that health industry faces because of ... A: It helps my Brain Storming and developing new flow of participation of thinking with you. Money is ... | |
| Recession and Health Industry | 3/25/2009 |
| Q: my name is Baris. Would you please tell me about the problems that health industry faces because of ... A: Every problems and crises brings with each equal seed of profit and better way to bring good result. ... | |
| Bhandari | 3/4/2009 |
| Q: are you a bhandair ? no any one who is also a bhandari ? A: Aye! I am Bhandari and proud of it. The highlight of Bhandari is given as under:- The Bhandari last ... | |
| LIFE INSURANCE | 1/10/2009 |
| Q: WELL MY MOM DIED ON THE 8TH AND I WAS WONDERING IF HER LIFE INSURANCE ACTIVE A: Please, first of all, accept my heartiest condolence on the sudden death of your Mom. Death is an ... | |
| low carb diet | 12/21/2008 |
| Q: My husband was fought obesity all his life. We got a life insurance policy a few years ago while he ... A: Your question pertains two part. One belongs to the consequent upon the result of using low carb ... | |
| health insurence training | 12/18/2008 |
| Q: i am a homeopathy graduate and wants to do career in healthinsurence.i have seen many hidden costs ... A: If you wanted the Panel of the Insurance Company as Homeopathic Medical Practitioner, you may ... | |
| is it haram? | 12/12/2008 |
| Q: I am muslim and my family is Chatholic. My cousin is getting married and wants me to do the first ... A: I am a Life & Health Insurance Expert... ... ... not a clergy, mufti or religious ... | |
| change of religion | 11/25/2008 |
| Q: Im originally from palestine Westbank and born as a muslim also my husband is being has changed his ... A: However, as an ordinary citizen of this world, I suggest you not to pay much attention on this ... | |
| POLICY AGAINST PROVIDENT FUND. | 11/5/2008 |
| Q: PLEASE TELL US THE BENEFITS OF THE POLICY AGAINST THE PROVIDENT FUND. I AM WORKING IN RHD PAKISTAN ... A: Kahtiar: Thank you for referring me your question on the captioned subject. Policy against ... | |
| Taking business online | 8/11/2008 |
| Q: I have recently became an life/health insurance agent for a company. Before I actually got licensed, ... A: While I welcome you on entering into this industry. However, I would like to suggest you to:- 1. ... | |
| 2 life insurance different company claims | 3/19/2008 |
| Q: Sheikh Saeed Ahmad, I am Ganesh babu from India. I have 2 life insurance from different company. ... A: Aye! you can claim the sum insurance from both the companies. Even if you have 2 or more policies ... | |
| Need insurance recommendation | 7/31/2007 |
| Q: What are some of the more reputable companies that offer disability insurance. I'm looking for ... A: " Please elaborate further, which area on the world you wish to know more reputable companies that ... | |
| Insurance & Estate | 5/30/2007 |
| Q: Why a muslim's life insurance proceeds form his estate, instead of being paid to his nominee? That ... A: I think you have misconception, I have been involved in this field since 1985 and my most of the ... | |
| agent training | 5/5/2007 |
| Q: What should I be looking for to be trained as an agent? What makes an agent sucessful? Thanks for ... A: The best you to look "Science of Attitude" and practice "CANS" theory, where c stands for Call i.e. ... | |
| Marketing issues | 3/29/2007 |
| Q: I am a captive life agent with Primerica Financial Services. I am new to this industry and would ... A: Please read my book titled, "Insurance Theory & Practice" to become a successful Salesman. The best ... | |
| marketing for new agent | 12/15/2006 |
| Q: I like to hear your advice regarding building up clients. I like to know how to approach cold ... A: Building up clients may be achieved through using CANS THEORY added with the SOA (science of ... | |
| Dont know where to start | 12/13/2006 |
| Q: I am a new insurance agent license in CA, with series 7 & 66 license (just got it) I have learn ... A: O' Victor King, the Great! I feel happy to read your script. It's a brain storming. If you do not ... | |
| ANNUITY MARKET | 11/24/2006 |
| Q: I am a licensed insurance agent in Calif. I want very much to move into the annuity market but have ... A: When you enter into the captioned market, there is "an immediate annuity programme" and "annuity ... | |
| help | 10/27/2006 |
| Q: I need to find a way to get dental insurance. I need something that treats pre-existing conditions, ... A: Please visit the following web sites: www.Innsurance.us www.Dental-Plan-Expert.info ... | |
| jordan shoes & clothes | 5/16/2006 |
| Q: A friend of a mine told me that wearing jordan shoes are haram because it has a figure of michael ... A: Please tell me the answers of the following questions so that I could help you in arranging an ... | |
| Cold Calls & Contacts | 4/15/2006 |
| Q: I am a new life insurance agent and I want to know about ... 1. How to make effective cold calls in ... A: Use AID i.e. using words to: Hold the attetion of a prospect. Interest creation. Develop his ... | |
| Some questions | 3/17/2006 |
| Q: However, it seems that you haven't answered any of my questions yet. My questions are: I don't ... A: The number wise answers are given as under:- 1. Aye! you may choose your own sum insured and let ... | |
| Some questions | 3/15/2006 |
| Q: I don't understand how to purchase insurance. Can I choose my own sum insured and let the company do ... A: First of all I appreciate you on forwarding some questions regarding life insurance purchasing. ... | |
| Predictability | 3/4/2006 |
| Q: My name is Michael Guarneri. I am studying to become a sales insurance agent and I am doing a few ... A: As the size of the group increases, as the conceptualization of predictability increases. It tells ... | |
| written subject matter | 1/8/2006 |
| Q: what books should i read that will lay out life insurance,estate setup,wills and trusts, in an easy ... A: The best book to explore your potentialities and knowledge leadin you to understand professionalism, ... | |
| insurance | 5/17/2005 |
| Q: I want to get insurance but can u recomment some changes in what I presently have. I thank you. I am ... A: As you are well aware, life insurance plan has always been a long term plan and needs to consider ... | |
| Quick Question | 5/3/2005 |
| Q: I was curious if somebody could recommend a very good term life insurance, that builds up value and ... A: Before recommending you any plan, please provide the following information:- 1. Your Date and ... | |
| Life Insurance or Term | 12/17/2004 |
| Q: I am thinking term insurance is the best thing for a man that is 55 years old, who wants his spouse ... A: I would prefer universal life than the term. Of course, endowment insurance will add maximum cash ... | |
| Actuarial Tables | 12/16/2004 |
| Q: I've heard a new series of actuarial tables (which show that people are living longer) are going ... A: Please expect "unexpected" and know that there is no one who knows that he could be sure to live in ... | |
| Independent Agent | 10/14/2004 |
| Q: What's the best way that one can become an independent insurance agent today? I used to sell a ... A: I am, indeed, more than glad over your Burning Desire of selling insurance, as a Part-Timer, and not ... | |
| Working for this company | 6/7/2004 |
| Q: http://www.ailins.com/main/default.htm I am being recruited to work for the above company. I need ... A: Welcome in our Insurance Industry! Please remember, whosoever entered in the Life Insurance ... | |
| Life Insurance benificary | 5/5/2004 |
| Q: My Aunt has two life insurance policys with benificarys as to my mother (deceased), her sister ... A: "Succession Certificate" is a document (or a certified copy of the same) which is generally issued ... | |
| Life Insurance benificary | 5/5/2004 |
| Q: My Aunt has two life insurance policys with benificarys as to my mother (deceased), her sister ... A: First of all, thank you very much for referring me your question. According to Insurance Law, as ... | |
| Planning a Life Insurance | 3/13/2004 |
| Q: What is a best way to plan a one's life insurance plan. Is there a defecto code there? A: Yes Adam: It depends upon the saving capacity, existing income vs. expenses; code of ethics, legal ... | |
| Planning Insurance | 3/13/2004 |
| Q: Why only some plan (selling insurnce) is sell, why not others. and if they are not being selling so ... A: Please remember a professional sales person does not sell a plan. Hh/she finds out the desires of ... | |
| Qs from a customer | 3/13/2004 |
| Q: Would you tell me how to convince a person who is silly about that if he got life insurance he would ... A: Thesre are the magic words that even the sily person will try to ask you to tell him more about a ... | |
| Insurance Practice | 3/13/2004 |
| Q: I would like to know about that is life insurance is legal in Islam or not? A: Yes, Islam "supports" legal agreements and encourages people to help themselve as well as contribute ... | |
| Life Insurance | 2/16/2004 |
| Q: I have seen many advertisements/ commercials about life insurance in various media. I find one ... A: Insurance is not only a solicitation but also matter of continued learning, enjoying and helping ... | |
| selling life insurance | 2/15/2004 |
| Q: I was looking at your profile and it looks like you may have some suggestions for me that would be ... A: First of all, please accept my blessing. As a senior, I gift you my following three guiding ... | |
| test | 9/2/2003 |
| Q: SHEIKH HOW ARE YOU,I HOPE FINE.WELL MY QUESTION IS REGAURDING BEING AN INSURACE AGENT(CAR AND ... A: THE JOB Insurance provides protection against future financial loss from injury, illness, death, ... | |
Life & Health Insurance
Answers by Expert:
Sheikh Saeed Ahmad
Top Expert on this page
Expertise
I will appreciate questions regarding life insurance marketing and training to new agents.
Experience
In the Life Insurance Area, working since 1985.
Organizations
State Life Insurance Corporation of Pakistan, Karachi.
Publications
BooK: English, titled as, "Insurance Theory & Practice"
Book: Urdu, titled as, "Ye Shaks Aap Bhi ho sakte hain."
Education/Credentials
MMS, LLB.
Awards and Honors
MOP, MMS.
Past/Present Clients
Over 765
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