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Life & Health Insurance/Questions Answered by Expert Paul Walker
| Subject | Date Asked |
| Cashing in a Victory Life Insurance of Chicago | 1/23/2012 |
| Q: As a child my parents took out a Victroy Mutual Life Insurance poloice. I would like to cash it in. ... A: Check First! No harm in asking, but there are several different terms which could lie behind the ... | |
| life insurance | 1/13/2012 |
| Q: I am paul writing from malta,europe. I wish to purchase a life policy and do not want to get quotes ... A: The Life market is huge so you should have some choice. Two International Life insurers that could ... | |
| Health insurance for non-US citizens | 1/3/2012 |
| Q: My husband and I will be living in the USA for six months on a B2 visa this year. We'd like to buy ... A: The US can be a difficult market for inbound visitors, mainly due to the high costs associated with ... | |
| medical and life insurance | 9/3/2011 |
| Q: Leah polidore have any medical insurance on her and her birthday is July 13 2009 A: This is an impossible task to determine, the best place to start with would be bank records, if ... | |
| Health Insurance in Belize | 10/2/2010 |
| Q: My wife and are moving to Belize, we know are medicare and united health care will not pay outside ... A: You are correct in the assumption that locals (Belizean’s) do get free or heavily subsidised ... | |
| reimbursement | 8/30/2010 |
| Q: If my insurance co. released my son from my insurance benefits due to his age(22),but my employer ... A: I see no reason why the insurance company should not refund the over payment to your employer. You ... | |
| Uncle | 3/1/2010 |
| Q: My uncle is 89, in hospital with pneumonia. Just found out that the lady that was taking care of ... A: however I am unable to answer your question as I deal only with Insurance and related matters. From ... | |
| life insurance ownership | 1/15/2010 |
| Q: I am the owner of my mothers life insurance policy. If I get divorced, can she get any money from ... A: Aaron, If this is a pressing concern, you may be best to investigate the Life Policy being written ... | |
| life insurance ownership | 1/14/2010 |
| Q: I am the owner of my mothers life insurance policy. If I get divorced, can she get any money from ... A: Assuming your mother is alive and well and no funds have actually been paid out, my understanding is ... | |
| insurance policy | 8/25/2009 |
| Q: my brother recently passed away we found a policy naming his x girlfriend as beneficiary had my ... A: Ordinarily the arrangements for trust etc would be made in advance, at the time of the policy be ... | |
| life insurance | 8/24/2009 |
| Q: when my dad past away 9 yrs ago my mother claimed his life insurance & they were separated do i ... A: Im afraid Im not the best person to ask regarding this,m it is less and insurance question and more ... | |
| medical disclosure for life insurance application | 8/13/2009 |
| Q: A few months ago, I noticed an irregular heartbeat after some strenuous exercise. After a few ... A: There is only one answer to your question; you must tell them. The reason I stress this is that ... | |
| Life Insurance Beneficiary | 7/28/2009 |
| Q: My father passed away, I found his group life insurance information that names me beneficiary, my ... A: Difficult to know, but it does sound a bit more hopeful, and at least they have not turned you down ... | |
| Life Insurance Beneficiary | 7/28/2009 |
| Q: My father passed away, I found his group life insurance information that names me beneficiary, my ... A: So the documents you have conflict with what the insurer is telling you... If you have no reason to ... | |
| HSAs | 7/6/2009 |
| Q: I often hear the statement that prices have gone down in lasik surgery and cosmetic surgery, where ... A: Sorry for not getting back to you sooner, I thought I had replied... My understaning is that most ... | |
| HSAs | 7/2/2009 |
| Q: I often hear the statement that prices have gone down in lasik surgery and cosmetic surgery, where ... A: The reason why some procedure costs are cheaper to 'the man in the street' than to the insurer is ... | |
| Recession and Health Industry | 3/26/2009 |
| Q: my name is Baris. Would you please tell me about the problems that health industry faces because of ... A: Baris, Apologies for my delay, I thought I had answered this for you... ! Insurance Fraud takes on ... | |
| Recession and Health Industry | 3/25/2009 |
| Q: my name is Baris. Would you please tell me about the problems that health industry faces because of ... A: Sounds too much like a college or school project. What you need to bear in mind is that durung ... | |
| Health Savings Accounts | 1/26/2009 |
| Q: I was listening to Steve Forbes talking about Health Savings Accounts (HSA). He said that the ... A: A bit tricky as I am based in the UK. I do business sin the US, but predominately with the Expat ... | |
| 80+ expat Health Insurance | 11/2/2008 |
| Q: Both my parents live in the USA and have done for the past 4yrs, they are from the UK, up till now I ... A: Subject: 80+ Expat Health Insurance Further to your recent email regarding expat health insurance ... | |
| Health Insurance in Mexico | 9/15/2008 |
| Q: My husband and I will be volunteering at a mission in Mexico. I am on Medicare and have BCBS ... A: Sorry for not getting back to you sooner regarding your question. First things first, I am not 100% ... | |
| Life insurance taking out on daughter | 5/10/2008 |
| Q: My ex-husband recently took out a life insurance policy on my 20 year old daughter. She signed the ... A: To be sure, I ran the query past our 'life' specialist in the office here, their reply was: " ... | |
| Life insurance taking out on daughter | 5/4/2008 |
| Q: My ex-husband recently took out a life insurance policy on my 20 year old daughter. She signed the ... A: From what you describe, the answer is simple. Whom ever is the 'life insured', and the signatory on ... | |
| RTA while personally insured but forgot to claim now has ended | 4/24/2008 |
| Q: its all in the title really, can i make any claim still? the insurance was taken out with ... A: It is difficult to say for certain not having sight of the policy wording for the insurance, however ... | |
| What are the best international health insurance that can cover medicines here in the philipines? | 1/18/2008 |
| Q: What are the best international health insurance that can cover even medicines here in the ... A: Sorry for the delay in replying... There are a number of ways to approach this, the cheapest route ... | |
| health insurance for older US residents without medicare | 1/10/2008 |
| Q: My mother is British and wants to move to live near me in the USA (Arkansas) as a permanent ... A: What you describe is a common problem. My understanding is that your mother will be looking to move ... | |
| Critical Illness cover | 1/1/2008 |
| Q: I am looking to buy critical illness insurance (healthy female, non smoker, aged 27) but am finding ... A: I agree with your points regarding PHI and PMI, however as you have already noticed, you can spend a ... | |
| Critical Illness cover | 12/31/2007 |
| Q: I am looking to buy critical illness insurance (healthy female, non smoker, aged 27) but am finding ... A: There is a strong case for both reviewable and guaranteed rates dependant upon your needs. ... | |
| Health coverage for US citizen living outside of the US. | 12/26/2007 |
| Q: I am seeking information on health coverage while living outside of the US. Do you have knowledge in ... A: Yes, this is an areas we specialise in. If you could tell me some more about your needs... Are you ... | |
| health insurance | 10/30/2007 |
| Q: do i have to be legally divorced to take my husband off my insurance A: Many thanks for your question. Not knowing the details of your policy, I cannot guarantee the ... | |
| International Health Insurance | 10/1/2007 |
| Q: Are you able to recommend a particular company to provide me with international medical insurance? ... A: I would be happy to send you some details for closer inspection if you like, simply drop me a line ... | |
| Required Info | 9/19/2007 |
| Q: I have questions on COBRA Insurance. I heard this insurance is valid for 18 months and can be ... A: Im sorry I cannot really help with your question. I am based in the UK and deal with UK and ... | |
| Life Policy | 4/23/2007 |
| Q: I chose you because you seem to have experience with insurance policies in the UK. I bought a ... A: It is not an area I specialise in as it is an investment product, but I have made some enquiries to ... | |
| h | 10/27/2006 |
| Q: I need to find a way to get dental insurance. I need something that treats pre-existing conditions, ... A: Im afraid I am not best placed to advise on Dental Insurance within the USA. The market is internal ... | |
| Medical discount savings program | 9/27/2006 |
| Q: Until I can afford hospitalization insurance, do you know of any good medical discount savings ... A: There are a number of options open to the uninsured in the USA, albeit somewhat basic. It depends ... | |
| How Life insurance & assurance works? | 5/11/2006 |
| Q: Walker, Please tell me how Life insurance & assurance works? It would be great if it's with ... A: Life assurance is simply an insurance contract that a person buys to provide a cash sum or income in ... | |
Life & Health Insurance
Answers by Expert:
Paul Walker
Top Expert on this page
Expertise
I can answer most questions relating to Expatriate Medical and Health Insurance. UK Health Insurance and most Pan European Models. I am based in the UK but deal mainly with International Healthcare Plans.
Experience
International / Expatriate Health Insurance
UK Based Medical, Life, CIC and Accident Insurance.
Income Protection Plans for Groups and Individuals.
Organizations
BIBA: British Insurance Brokers Association
Education/Credentials
15 years + of hands on experience and satisfying happy customers...
Awards and Honors
Many, the only important ones are from our customers...
Past/Present Clients
We deal with everyone from Individuals and Families through to large corporations.
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