| Subject | Date Asked |
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| Hep c | 11/9/2009 |
Q: I have a question. I was exposed to the hepatitis c virus.(I found that out 6 years ago). I test ... A: Ed, I am so sorry to hear about your diagnosis. Health insurance companies are like any other ...
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| Insurance company refusing to pay although patient was covered | 10/29/2009 |
Q: My fiance went to the emergency room a few weeks ago. A couple of weeks after that she was laid off ... A: Michael, I am sorry to hear that your fiancee' needed emergency care. That is never fun and I hope ...
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| Life insurance | 10/17/2009 |
Q: My wife's employer offers life insurance as an optional benefit. The rates are lower than quotes I ... A: Jeff, Great question and you hit both scenrios right on the head. My professional opinion would be ...
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| surrendering life insuance at a loss | 10/13/2009 |
Q: can I deduct a loss created when i surrender a life insurance policy at a loss ( cash value is less ... A: Kathy, According to George Saenz at Tax Talk: <<<When you surrender an insurance policy, generally ...
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| Medical Case Mgmnt possible job placement | 9/17/2009 |
Q: 1. Within this industry where would my Bachelor Degree place me in seeking post graduate employment ... A: Linda, You have many questions here and I will see what I can do to assist. 1. Within this ...
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| Deductible per person | 8/22/2009 |
Q: Next year my wife and I want to immigrate to Florida United States. We are now citizens of The ... A: Frans, Good luck in your arrival to the US. Florida has MANY options. What I would do, to help ...
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| Alternative Benefit Provison | 8/20/2009 |
Q: First I wanted to take the time to thank you in advance for volunteering your time to help those who ... A: Natalie, Your passion speaks volumes. I wish more people could see what you and I do. As for your ...
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| Alternative Benefit Provison | 8/20/2009 |
Q: First I wanted to take the time to thank you in advance for volunteering your time to help those who ... A: Natalie, Your eloquence is reverberating all over the place. First of all, the word "Federal" ...
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| life insurance to pay for mother's funeral | 8/12/2009 |
Q: I am the beneficiary on my mother's life insurance, she passed away in July. I had no say so in any ... A: Jamie, I am so sorry for your loss. I have lost both parents and know what it feels like. Iyt ...
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| Life Insurance Beneficiary | 7/28/2009 |
Q: My father passed away, I found his group life insurance information that names me beneficiary of his ... A: Kristi, I am sorry for you loss. The issues I see stem from where the policy began. If it was a ...
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| Changing health insurance plans with current employer | 7/16/2009 |
Q: I am on COBRA with my previous employer. I am looking at taking a "contract" job for a few months. ... A: Follow up... Some states may have implemented pregnancy laws and the National Health Care reform is ...
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| How much level term needed? | 7/10/2009 |
Q: My wife and I are both 59. We have two boys, one age 27 and employed, the other 24 and about to ... A: Jim, You have alot here to consider so I will try to take it one step at a time. First, you are now ...
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| Health Insurance | 7/9/2009 |
Q: My husband and I are retired, ages 62 and 61. We are paying 1,600.00 (combined) monthly for health ... A: Carol, My first idea would be to figure out with your husband how big of a deductible you guys ...
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| Health Insurance | 7/8/2009 |
Q: My husband and I are retired, ages 62 and 61. We are paying 1,600.00 (combined) monthly for health ... A: Carol, I hate to do this to you, but I will need some more info before I can assist in any way on ...
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| Medical Bill | 5/23/2009 |
Q: I had a MRI done at a facility I was told accepted my Blue Cross/Blue Shield Insurance. Now Im ... A: Raph, I usually answer questions people have, but will comment on your comment anyway since you ...
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| supplemental health insurance | 5/19/2009 |
Q: on June 1st I will be enrolled in a group insurance plan at work with the Anthem network. It is a ... A: Dave, Congrats on the new offering. I am not sure what you are used to, but a $20.00 copay for ...
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| Insurance 101 | 5/19/2009 |
Q: I am new to the word insurance Because i am going to US and there with out Health Insurance most of ... A: Mansoor, Thanks for those responses and I hope you have safe travels. That is a big move for ...
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| Medicare supplement insurance | 5/18/2009 |
Q: Gene, I will turn 65 on June 18, 2009. I have been on a PFFS advantage plan since 2004 due to my ... A: Jarvey, This webpage may help clear some things up: ...
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| Insurance 101 | 5/17/2009 |
Q: I am new to the word insurance Because i am going to US and there with out Health Insurance most of ... A: Mansoor, I will need more info to help you. 1 - Where are you from? 2 - What state will you be ...
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| Medicare supplement insurance | 5/16/2009 |
Q: Gene, I will turn 65 on June 18, 2009. I have been on a PFFS advantage plan since 2004 due to my ... A: Jarvey, Congrats on the achievement coming up. You have given me some good basic information, but ...
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| Health Insurance | 5/15/2009 |
Q: I buy my own health insurance (for one) through a small businesses organization. Recently, I ... A: Alia, Excellent question an the answer is normally yes. Many times health care rates are driven by ...
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| lapsed term insurance | 5/15/2009 |
Q: how long do i have to renew a lapsed term insurance policy my fiance died 8 days after the isurace ... A: Sharon, I am very sorry for your loss. I can not say enough about the process of grief you and ...
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| Supplementary Insurance | 5/14/2009 |
Q: Please provide me with information on Supplementary Health Insurance. How does it work with the ... A: Arun, Thank you for your e-mail. I am not sure what you are defining as Supplemental Health ...
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| graded death benefit whole life insurance | 5/13/2009 |
Q: My son in law is 37 years old and very ill, on disability. Would like to obtain some kind of ... A: Leslye, There are things out there that can help. I have an insurance broker firm sending me an ...
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| insurance claim payout | 5/8/2009 |
Q: My wife recently passed away.I was the sole beneficiary on a $20000 policy.The insurance company has ... A: Rene, I am very sorry for your loss. As for the policy, it sometimes depends on the wording of the ...
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| ins. coverage for treatment by provisional licensed psychologist | 5/5/2009 |
Q: I'm considering seeing a psychologist who is out of network. She has her ph.d. and has a ... A: Maggie, As with most out of network issues, you usually come out the best by discussing your ...
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| Health, Dental, Vision at kinda new job? | 5/4/2009 |
Q: While my husband worked for a small family owned business we were covered by their Health, Dental, ... A: Leigh, I will start by saying I am sorry and congratulations all at once. We can all be thankful ...
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| fathers life insurance | 4/29/2009 |
Q: my father pasted away back in 2003 of als. he told me and my brother that he was leaving the 2 ... A: Phil, There are databases and every policy that is issued has a history listed with the state it ...
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| fathers life insurance | 4/27/2009 |
Q: my father pasted away back in 2003 of als. he told me and my brother that he was leaving the 2 ... A: Phil, Sorry for your loss in 2003. Even though it was awhile ago, I know you still think of him ...
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| pre-certification responsibility | 4/22/2009 |
Q: I started getting numbness in my hand and fingers in Nov. of 2007 which got progressively worse. In ... A: Judith, So sorry to hear about your issues. I do hope things are better save for this trouble you ...
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| life insurance policy | 4/15/2009 |
Q: My mother passed away in 2000 when i was sixteen and I was reciently informed by a very close friend ... A: Jay Powers, There are ways to find life policies, but not sure how easy it would be priot to ...
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| Quick Question | 4/12/2009 |
Q: I received a life insurance policy for my fathers death, of 10,000. Are there any taxes that need to ... A: Skyler, Thank you for the inquiry. Sorry it has taken a few days to get back with you. Our power ...
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| Recession and Health Industry | 3/26/2009 |
Q: my name is Baris. Would you please tell me about the problems that health industry faces because of ... A: Baris, What involvement the government has or had is always hard to say. The health care market ...
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| Recession and Health Industry | 3/25/2009 |
Q: my name is Baris. Would you please tell me about the problems that health industry faces because of ... A: Baris, The only issues I can foresee are dependent on what Mr. President does. I honestly do not ...
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| Earnning of Life Agent | 3/24/2009 |
Q: I am full time Financial Planning Consultant in Dubai - Specializing In selling of Life Insurance . ... A: TChadha, With it being Canada where you are going, I may not be the person to ask. Generally, in ...
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| Earnning of Life Agent | 3/24/2009 |
Q: I am full time Financial Planning Consultant in Dubai - Specializing In selling of Life Insurance . ... A: TChadha, Congratulations on your move. I hope it is a safe and happy one for you. Since you do ...
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| pre-existing conditions questions | 3/20/2009 |
Q: FIRST OF ALL ...THANK YOU FOR TAKING THE QUESTIONS. I LIVE IN CALIFORNIA AND HAD BEEN UNINSURED ... A: Julie, Thanks for letting me try and help... I will try and stick to your two points - #1 - ...
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| Single Health Insurance Coverage. | 2/28/2009 |
Q: I'm a 24 year old single male in pretty decent health. My current coverage through Anthem increases ... A: Andrew, I am not sure what state you reside in, so offering specific ideas may not be a capability ...
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| Health Insurance | 2/23/2009 |
Q: Is it possible to stay on your husbands insurance after a divorce. We have an amicable divorce and ... A: Kathleen, I am sorry to hear about the dissolution of your marriage, That is always a tough time ...
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| HSA (Health Savings Account) | 2/17/2009 |
Q: I know we can be reimbursed from our HSA for allowed expenses and we must keep proof of such ... A: Millie, That's a tough one as I deal in HSAs very little at this point. To my understanding, ...
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| Laid-off: what to do with group life insurance | 2/16/2009 |
Q: Ramsay: I was laid off and had group term life insurance coverage with my past employer (just the ... A: Sandy, Thanks for the question. Sorry to hear about the job situation. In my opinion, group life ...
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| life insurance | 2/13/2009 |
Q: My dad passed away recently and we have not spoken in many years because of a bitter divorce between ... A: David, I am sorry to hear about your loss and all the circumstances with your situation. I will be ...
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| My father's life insurance | 2/12/2009 |
Q: My father died October 2007 from cancer. He was placed in home hospice care where my family and I ... A: Shaun D., Thank you for emailing me. I am sorry for your loss. Going through that kind of ...
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| life ins and dis ins | 2/3/2009 |
Q: I have a few questions that I need help with. I am 33 male non smoker and am in good health, my ... A: Mike, I am happy to assist the best way I can on here. I will take your questions in the order you ...
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| Supplemental health insurance | 2/1/2009 |
Q: Sir Do supplemental insurance payments made to me have to be added as earned income on federal tax ... A: Robert, Great question. The answer is yes and no...and for the final answer I will defer to a tax ...
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| Am I responsible for bill | 1/24/2009 |
Q: If I was scheduled for a stress test through my doctor's office and have an insurance plan that ... A: Dana, WOW! Tough question. Probabaly set your stress level back up pretty high (sorry if that ...
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| Breast Reduction Justification | 1/22/2009 |
Q: My wife had been recommended by 2 different Drs. to get a breast reduction (she is 43). We have a ... A: Hector, Thank you for the question. The answer to your first question is yes, it is a common ...
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| Tax on life insurance | 1/17/2009 |
Q: Are term life insurance premiums tax deductible? A: Mike, This comes directly from the IRS website... You may not deduct insurance premiums for life ...
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| health insurance policy question | 1/15/2009 |
Q: My son has just accepted a new job in Ca. He has been told he can either go with a policy thru the ... A: Karen, Congrats on the new job for your son. Having the policy got through the employer may have ...
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| Use HSA for non-dependent medical expenses? | 1/15/2009 |
Q: I'm hoping you can help. I have an HSA plan with my employer and am financially responsible for my ... A: Jessica, Thank you for the info. It helped me get your correct answer. Now, there are different ...
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| unique marketing/news release item | 1/12/2009 |
Q: My firm wrote the honest annuity; unique in that it rises in return to the investor every year for ... A: Tom, Your questions is a general sales question. The best way to get to the rated decision makers ...
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| Individual Health Insurance Questions | 1/9/2009 |
Q: I am an unmarried 23 year old girl and I live in Oregon. Until the first of this year, I have been ... A: Kristen, You have done your homework and I am proud of you. many times I get emails and people ...
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| cancer | 1/8/2009 |
Q: my wife and i recently picked up a cancer policy but afgter researching a bit on the internet, i ... A: Mike, I get your question all the time. In fact, the main bulk of my business comes from ...
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| Life insurance | 7/14/2007 |
Q: My grandfather recently passed away thinking before he did, that my grandmother would continue ... A: Heather, Sorry to hear about you loss and about the "issues" you and your grandmother are facing as ...
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| Life and Health Exam | 7/12/2007 |
Q: I am a stay at home mom of 2yrs..previously I worked as an Internal Wholesaler in DI and prior to ... A: Congrats on getting in there and doing. I set mine off and had all kinds of trouble getting ...
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| affordable health insurance after heart attack | 7/10/2007 |
Q: I am a 58 year old man who suffered a heart attack 5 1/2 years ago. I have health insurance with a ... A: Join the club. Health care costs rise and rise and rise all over the place. Let's look at what you ...
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| Whole Life Policy Cashout | 6/24/2007 |
Q: I have a whole life policy for $50k thru Country Companies Ins. I have a loan against it of approx ... A: I would have no idea as I: a - did not write the policy b - do not know when it was taken out c - ...
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| health insurance | 6/21/2007 |
Q: If I currently have insurance under my husband's job and he leaves for a new job and they don't pick ... A: I will assume that you are planning a family or an addition to ask such a specific ...
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| Supplementary Health Insurance | 6/20/2007 |
Q: What are the products of Supplementary Health Insurance in US? How is it different from the Medigap? ... A: Good question. Glad you asked. The products for Supplemental vary from company to company, but ...
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| Health Insurance--calculating how much I need | 6/14/2007 |
Q: I will be retiring early (age 53) and need to buy my own health insurance. I could duplicate what I ... A: Congrats on your retirement. Yes, you pay the premium for health coverage for the extreme "what if" ...
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| Membership benefits | 5/30/2007 |
Q: We have a membership of over 600 musicians. Currently, there is no annual membership fee. We are ... A: Sorry it has taken a few days. As long as the group has not been formed for the purpose of gaining ...
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| LIFE & HEALTH TEST | 5/25/2007 |
Q: I'm having problems in passing this test, the questions for some reason are vague with a lot of ... A: My biggest breakthrough was when I went to the bookstore and purchased EXAM CRAM By BiSys for Life ...
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| Term Insurance | 5/22/2007 |
Q: My husband recently died and we had taken a term life insurance policy years ago. We considered it ... A: I am very sorry for your loss. Term Insurance is only as good as the term (or amount of time) it ...
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| Getting Health Insurance w/pre existing condition | 5/17/2007 |
Q: My father was informally diagnosed with Pancreatic Cancer. He is self employed and does not have ... A: I must say that it is unfortunate that your father has such a situation before him. I am sorry for ...
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| life insurance | 5/9/2007 |
Q: How do I go about obtaining life insurance for my husband. He is the type of person who doesn't ... A: Lisa, You have some options available to you: 1 - If your place of work (assuming you work) has ...
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| unmarried mother life insurance | 5/4/2007 |
Q: Ramsey, My boyfriend fathered a child out of wedlock before we met; the child is now three. My ... A: Caitlin, Thank you for the feedback already. I have recieved one email back from one of my ...
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| Health ins w/pre existing | 3/21/2007 |
Q: I am desperately seeking ins I have a pre existing condition even though I have not been formally ... A: I am so sorry to hear about your struggles. I have checked some things online and it looks like you ...
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| All in One company | 3/20/2007 |
Q: I am about to become self employed and am going to be in need of health, dental, vision, life, and ... A: While I appreciate the vote of confidence, I would still like to know what you are looking for ...
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| Supplemental disability | 2/17/2007 |
Q: DO you think supplemental disability is a worthwhile venture? I bought a new house a year ago, ... A: Disability coverage is only as good as what the law will allow you to collect in terms of it. I am ...
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| FSA/HSA | 2/3/2007 |
Q: I have a FSA with my current employer. When I retire in later this year, will I be eligible to open ... A: Your FSA you currently hold while employed is not really related to your ability to have an HSA at ...
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| life insurance | 12/15/2006 |
Q: I would like to know examples of alliances between companies for selling life insurance to their ... A: I do not have a clear understanding of what you are asking me here. Please clarify and I will try ...
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| 1955 insurance policy | 12/13/2006 |
Q: My boss has just passed away and his daughter has asked me to try and find out if one of his old ... A: You can check out a website called www.mib.com. There may be a charge for some of what they offer, ...
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| ACL Tear as a Pre-Existing Medical Condition | 12/10/2006 |
Q: A little more background info: I'm in the state of California and the company for which I just ... A: A little more background info: I'm in the state of California and the company for which I just ...
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| ACL Tear as a Pre-Existing Medical Condition | 12/9/2006 |
Q: I injured my knee about a month ago (early November), but then started a new job this week (early ... A: Jonathan, Your question is a good and valid one. The worst case scenario I see is that you will ...
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| COBRA life insurance | 11/15/2006 |
Q: You are the BEST! I took a look at the fine print. The ex-employer calls this benefit a "Group ... A: Yes. I noticed those "Continuation" things too. Seems they allow you keep your life insurance ...
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| COBRA life insurance | 11/14/2006 |
Q: I just wanted to follow up. 1. We only elected the life insurance part of COBRA. The ex-employer ... A: AHAAAAA! I found something on University of Minnesota's website and here is how they handle it. ...
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| COBRA life insurance | 11/14/2006 |
Q: This is a strange one! My husband worked for a company in Minnesota and was terminated in March 06 ... A: It's not strange, but it could get pretty ugly if they are claiming you never sent payments and ...
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| Life insurance | 11/10/2006 |
Q: Mr. Ramsay, Thank you so much for your prompt response. I try not to take advantage of your kindness ... A: Mr. Ramsay, Thank you so much for your prompt response. I try not to take advantage of your kindness ...
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| Life insurance | 11/10/2006 |
Q: I'm thinking about buying life insurance to provide some protection for my very young children in ... A: Kim, Thanks for your question. I can really only guide you on this one as I am no financial ...
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| EXTRA LIFE INSURANCE | 11/7/2006 |
Q: .....I JUST WANT MAYBE $10,000. TO PAY ANY CREDIT DEBTS LEFT,...WE DO NOT OWN PROPERTY, OR HAVE ... A: OK, so I got a UL quote for you for $10,000.00 today. Based on your health being standard it will ...
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| extra life insurance | 11/7/2006 |
Q: I am a male, 73 yrs. old...I want to take out extra life insurance to cover any debts I may leave my ... A: Collins, Thanks you for the question. All I can say is that I am glad you have decided to consider ...
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| help | 10/27/2006 |
Q: I need to find a way to get dental insurance. I need something that treats pre-existing conditions, ... A: Unfortunately dental insurance is pretty much the same across the board. Your copays and such line ...
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| searching for possible assurance policies | 10/26/2006 |
Q: Is there a way of enquiring whether any assurance policies exist for my father who died recently. I ... A: Your best options are: - Personal places where your father would have kept important papers. - ...
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| supplemental medicaid illinois | 10/24/2006 |
Q: I have a client who is pregnant, 21, full-time student, no income. She is under her families medical ... A: I know that Medicaid should be available to help her. They have certain things in place ...
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| COBRA | 10/18/2006 |
Q: I have a few questions I hope you can help. My father passed away two weeks ago (10/4), he was 60 ... A: I am sorry for your loss. Thoughts and prayers go with you and your family at this tough time. It ...
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| Insurance and pregnancy | 10/3/2006 |
Q: My wife and I would like to have a child soon. I called my insurance company that I have through ... A: OK, first of all congrats on the plans. Next, I will go on the assumption that you have not gotten ...
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| Pre-exsiting Claims | 10/2/2006 |
Q: I am a 16 year old female, and about 8 months ago while playing soccer i tore my ACL. At the time we ... A: Is my assumption correct that you are planning surgery before you head to the Marines? If so, your ...
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| Urgent - Need Medical Insurance On 2 Grandaughter's | 9/29/2006 |
Q: I have two Grandaughter's that urgently need a good medical plan, that their or any Peditrician ... A: OK, I have had to do some serious thinking on your extremely good question and here is where we can ...
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| Pre existing and health insurance | 9/29/2006 |
Q: Is there any company that will provide health insurance to someone who had cancer 3 years ago and ... A: Congrats on being cancer free for 3 years. You are another survivor and I know that must feel ...
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| Medical discount savings program | 9/27/2006 |
Q: Until I can afford hospitalization insurance, do you know of any good medical discount savings ... A: What you seem to be looking for is sometime called a "mini-med" where you get certain monies back or ...
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| Changing healthcare plan while pregnant | 9/26/2006 |
Q: I am currently covered under my old employer's health plan which will expire in a few months. I am ... A: First off, be up front and honest with Blue Cross as you deal with them. My next question is are ...
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| old insurance policies | 9/24/2006 |
Q: Gene, Me and my sisters have insurance policies purchased by my parents in 1967 from The Beacon ... A: There is actually a resource out there that might help. Go to www.mib.com. This is a cumulative ...
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| lost life insurance application | 9/8/2006 |
Q: My father passed on July 30, 2006. He had a life insurance policy for 10,000 thru AIGA/Wells Fargo ... A: Danielle, Good questions. The issue lies in the lack of finding a document with the actual named ...
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| individual health insurance | 9/3/2006 |
Q: I am interested in individual health insuramce. In your opinion what are the most important things ... A: I can not mention any companies as they tend to fluxuate in different parts of the country (and ...
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| Pregnancy Coverage | 8/31/2006 |
Q: My friend is pregnant and her husband recently lost his job. He has since started another job with ... A: Right...no. Legal...yes. Now, with the situation being what it is your friends have a few ...
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| Declined Life Insurance | 8/26/2006 |
Q: My husband is 53 years old. We live in Canada. We just applied for a life insurance policy in the ... A: I will go based on the assumption that life insurance is life insurance anywhere you live...but I ...
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| Group Health Ins. | 8/24/2006 |
Q: Does an employer who provides BC/BS Group legally have to notify employees a certain number of days ... A: Good question...and no. An employer can change plans at any time. In Alabama, where I live, an ...
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| Health Insurance | 8/19/2006 |
Q: My husband is retiring from his city job. He is 54. We are moving to another area. He will be ... A: Number one...you need to know exactly when his new health benefits would kick in. If the wait is ...
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| cash value | 8/18/2006 |
Q: i have a whole life insurance policy with AFLAC and i am considering dropping because i can get a ... A: In all circumstances I can think of, your cash is yours when you terminate the policy. Check with ...
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| Major medical | 7/30/2006 |
Q: I didn't mean to appear rude and hope my last message didn't come across that way! I'll try to be ... A: No worries my friend. Patience is key from all people and email is a horrible substitute for real ...
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| Major medical | 7/28/2006 |
Q: Hey Gene, I have always paid for health insurance and am hoping to find a better situation. I'm 55, ... A: Thnaks again. The biggest difference is if the money is in an HSA, the Health Insurance people know ...
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| Major medical | 7/27/2006 |
Q: Hey Gene, I have always paid for health insurance and am hoping to find a better situation. I'm 55, ... A: Good question and I may be able to offer you some options. The first one that pops out is having ...
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| beneficiary | 7/26/2006 |
Q: My husband shortly after we married brought home change of beneficary forms for all of the ... A: If you have the signed form and the form states the change of beneficiary then that should be all ...
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| Old Life Ins. Policy | 7/23/2006 |
Q: My father passed away approx 15rs ago. I most recently located most of his life insurance paperwork. ... A: JF, You are the second situation like this in the last two weeks. As long as the policies were ...
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| Help | 7/20/2006 |
Q: I am the Executive Director of a non-profit organization, so that you will know, it is a local ... A: Stuart, No problem. Congrats on your position and job and good work. Habitatis a great ...
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| Unknown policy | 7/13/2006 |
Q: Could anyone, e.g my ex-wife, open an insurance policy for me and make herself the beneficiary ... A: As an adult, your wife can only provide information on you for an application for a life insurance ...
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| Dental Discount Plans | 7/8/2006 |
Q: I live in Washington State, my employer does not offer medical or dental insurance, I do not qualify ... A: Candice, You have a situation that could get sticky on many levels. I will check into some other ...
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| Health Insurance for self-employed | 7/6/2006 |
Q: My spouse is attempting to break from corporate America into his own business. Health insurance is ... A: Sorry it has been a few days since getting with you. I need some basic information: - State you ...
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| beneficiary? | 6/30/2006 |
Q: Do I understand correctly that the debts of the deceased are not automatically paid out of the ... A: Here is how it is stated: "The insured's estate can be named as beneficiary. The insured may ...
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| beneficiary? | 6/30/2006 |
Q: Ramsay for the fast response - few quick follow-ups: 1) What did you mean by "another risk here is ... A: Ramsay for the fast response - few quick follow-ups: 1) What did you mean by "another risk here is ...
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| beneficiary? | 6/30/2006 |
Q: I am trying to help the family of a 45 year old single female (never married, no children) who just ... A: Here is my take on a few things you can look into: 1 - Be absolutely certain no beneficiary was ...
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| Is life insurance Taxed | 5/10/2006 |
Q: My father recently passed away and I was wondering if I recieve his life insurance policy tax free ... A: Ben, Sorry to hear about your loss. I have lost both of my parents and it is never easy. I will ...
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