| Subject | Date Asked |
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| Catastrophic health insurance | 3/7/2009 |
Q: My husband and I currently have no health insurance; I'm 48 years old, he's 52, and we live in ...
A: I can definitely give you some advise and options. I am going out for the day and will reply later ...
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| Health Insurance | 4/9/2008 |
Q: I'm a returned Peace Corps Volunteer, who's been home in the U.S. for 3 months now. I have a ...
A: Sorry for the delay. I think what yo are saying is that you developed a condition from being ...
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| insurance | 11/18/2007 |
Q: I am currently covered under Great West insurance, but in 2008 our insurance will change to United ...
A: Is your insurance thru an employer? What state do you live in? how large is the group? Did the ...
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| individual health | 8/11/2007 |
Q: i am asking about the subject of individual health care plan. for my girlfriend, age 51. i have done ...
A: Sorry for the delay in responding. The lareger insurance companies - Blue Cross, United, Humana, etc ...
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| personal health insurance | 8/11/2007 |
Q: .i have a question about how my girlfriend, who is age 51, can get covered for health insurance by a ...
A: Sorry for the delay. There was a communication problem on this site. I would advise that you ...
|
| Infertility insurance | 7/30/2007 |
Q: My current employer has a cap on infertility coverage of 7500 for in network treatments with 2500 ...
A: That is so expensive!! There are no supplemental policies that will cover that, I am sorry to say. ...
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| health ins. rider | 6/19/2007 |
Q: In the beginning of March I pulled a muscle in my back at work and I had some chiropractic ...
A: That IS a very broad exclusion. It is unusual that it is not more specific to the injury and ...
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| Who invented group insurance? | 6/3/2007 |
Q: I know group health insurance is insurance purchased by an employer for his employees. The more ...
A: Insurance companies always define eligible groups as consisting of employees in an employee employer ...
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| Health insurance for pregnancy | 5/9/2007 |
Q: My husband is self employed and my COBRA is about to end. We wanted to get pregnant but I just ...
A: If you get an individual plan within 60 days of COBRA termination they can not deny and claims for ...
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| Health insurance for pregnancy | 5/9/2007 |
Q: My husband is self employed and my COBRA is about to end. We wanted to get pregnant but I just ...
A: Some employers don't provide coverage until after you have been there a certain amount of time. ...
|
| short term health insurance | 5/8/2007 |
Q: My 22 year daughter (no health problems) is graduating college and needs health insurance and is no ...
A: The more you are willing to pay for any medical care she may need, out of your own pocket, the lower ...
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| short term health insurance | 5/8/2007 |
Q: My 22 year daughter (no health problems) is graduating college and needs health insurance and is no ...
A: Can you tell me what state you are located in? You are right, there are many variables. I can help ...
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| Pre-existing condition | 4/30/2007 |
Q: I was recently diagnosed with an acoustic neuroma, which has already diminished my hearing and has a ...
A: If you maintain continuous coverage, even if you change insurance companies, your claims can not be ...
|
| Re: follow up question | 3/31/2007 |
Q: I wrote to you on 3/31 about my husband retiring and you told us to get something else because his ...
A: COBRA is a continuation of the exact same benefits you currently have. You would not have any ...
|
| health insurance | 3/31/2007 |
Q: My husband is retiring in May 2007 and we are moving.We may be out of work for a couple of weeks or ...
A: COBRA is way too expensive. The cost is not justifiable in my opinion. Why even keep it for him? BUT ...
|
| supplemental insurance | 3/29/2007 |
Q: I just received an application for a "hospital and accident" policy. The information states that I ...
A: This is not legal advise. This is an expert opinion. What I think you are referring to is a ...
|
| medical bill | 3/28/2007 |
Q: Last Sept I had surgery, I have BCBS insurance. The approval had not come thru by the day of my ...
A: You need to file an appeal ASAP. There are deadlines for filing appeals so you need to do it ...
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| Supplimental Health Insurance good idea? | 3/21/2007 |
Q: My husband is in the military and we are both covered by the health insurance the govt. provides ...
A: Please forgive my delay on this response. I did not realize it was pending. Tricare coverage is ...
|
| short term insurance | 2/28/2007 |
Q: I am switching jobs so from Mar 12 to Jul 1 I will not be covered by my new employer's health ...
A: The likelihood of anything happening to you in the next 90 days is small assuming you are relatively ...
|
| health ins | 2/20/2007 |
Q: I am 49 and married with one child of 14 left at home. We recently moved back to a farm we own in ...
A: Dropping coverage is HUGE risk. Could you afford treatment for unexpected medical care that arose? ...
|
| health insurance | 1/28/2007 |
Q: My health insurance plan states that my deductible amount is $1,500; my coinsurance maximum is ...
A: Wow...these types of mistakes are not common because everything is autoadjudicated today. It sounds ...
|
| is this a PPO? | 1/12/2007 |
Q: I'm sorry I didn't make myself clear. I have been with my current PPO for about 1 year, but I may ...
A: If your husband has group coverage through his employer and the group has more than 10 employees, ...
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| is this a "pre-existing" condition? | 1/11/2007 |
Q: I was diagnosed about 9-10 years ago as having mild asthma- I had heavy exposure to mold (from an ...
A: Lori, Are you already covered by a health plan? If you are already covered by insurance and you ...
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| Insurance Problem | 1/10/2007 |
Q: My husband recently changed jobs from Northern Virginia area where we were covered by Kaiser ...
A: You are not the first or last person to complain about Kaiser in this state. But truth is HMO ...
|
| health insurance | 12/27/2006 |
Q: I work for a surgeon for 13 years, 40 hours a week. I do not get health insurance. My health ...
A: You say you do not get insurance. Why? Sounds like he does not offer health insurance to anyone. ...
|
| general supplemental insurance | 12/21/2006 |
Q: It is a PPO. The carrier is GHI CBP. This is only Medical. We have a separate hospitalization thru ...
A: I have never encountered a health plan that covered everything except radiology and hematology. This ...
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| My insurance company has failed us.... | 12/19/2006 |
Q: My insurance company has denied medical bill payment for my 7 month old daughter. They claim they ...
A: This is a complicated situation. You need someone to guide you in how to handle this and possibly ...
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| Who is responsible for med. bill? | 12/18/2006 |
Q: My husband's child was taken to the hospital by his grandparents while he was staying with them for ...
A: There is a big difference between an obligation to provide medical insurance and an obligation to ...
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| medical bill | 11/28/2006 |
Q: my question is simple last week somebody call me and tell me that I owe money to them for an ...
A: If they say they billed the wrong insurance company then you have a right to know when they found ...
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